Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

12,282

22,55

20,81

18,146

26,77

25,73

-

-

-

1. Direct Finance

12,234

22,27

20,55

18,045

25,40

24,51

-

-

-

2. Indirect Finance

48

28

26

101

1,38

1,23

-

-

-

II.

INDUSTRY

2,767

60,10

51,04

3,391

135,70

109,25

7

26,31

6,79

1. Mining & Quarrying

-

-

-

2

12

13

-

-

-

2. Food Manufacturing & Processing

455

17,02

14,67

77

35,02

30,16

-

-

-

(a)

Rice Mills, Flour & Dal Mills

436

13,92

11,72

35

1,98

1,38

-

-

-

(b)

Sugar

2

14

2

4

30,32

25,43

-

-

-

(c)

Edible Oils & Vanaspati

1

15

18

14

1,79

1,61

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

16

2,81

2,75

24

93

1,74

-

-

-

3. Beverage & Tobacco

1

3,30

3,28

21

7,51

5,47

-

-

-

4. Textiles

7

1,17

1,44

48

28,41

20,20

-

-

-

(a)

Cotton Textiles

-

-

-

27

26,14

19,14

-

-

-

(b)

Jute Textiles

1

12

35

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

4

91

96

5

2

2

-

-

-

(d)

Other Textiles

2

14

14

16

2,25

1,04

-

-

-

5. Paper, Paper Products & Printing

28

6,66

4,77

55

1,98

1,84

-

-

-

6. Leather & Leather Products

6

1,27

95

11

62

53

-

-

-

7. Rubber & Rubber Products

5

1,64

1,25

23

1,60

1,45

-

-

-

8. Chemicals & Chemical Products

36

5,23

5,18

204

26,58

23,92

1

1,92

1,78

(a)

Heavy Industrial Chemicals

-

-

-

5

10,04

9,17

-

-

-

(b)

Fertilisers

-

-

-

3

17

17

-

-

-

(c)

Drugs & Pharmaceuticals

2

19

18

29

5,74

6,35

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

34

5,04

4,99

167

10,63

8,23

1

1,92

1,78

9. Petroleum, Coal Products & Nuclear Fuels

1

3,06

1,37

4

58

70

-

-

-

10. Manufacture of Cement & Cement Products

1

5

5

1

1

1

-

-

-

11. Basic Metals & Metal Products

32

8,66

6,69

81

2,75

2,52

-

-

-

(a)

Iron & Steel

5

43

41

7

63

28

-

-

-

(b)

Non-Ferrous Metals

2

1,53

1,26

-

-

-

-

-

-

(c)

Other Metal Products

25

6,70

5,02

74

2,12

2,24

-

-

-

12. Engineering

321

5,01

4,62

139

9,43

5,15

3

7,49

4,89

(a)

Heavy Engineering

5

86

68

2

80

9

-

-

-

(b)

Light Engineering

11

1,85

1,15

45

1,63

43

3

7,49

4,89

(c)

Electrical Machinery & Goods

303

2,08

2,73

40

70

28

-

-

-

(d)

Electronic Machinery & Goods

2

23

6

52

6,30

4,34

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

2

5

4

49

75

57

1

40

12

14. Other Industries

1,872

6,98

6,73

2,657

19,31

15,71

2

16,50

-

15. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

19

1,02

90

-

-

-

III.

TRANSPORT OPERATORS

139

1,40

75

366

2,51

2,02

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

386

4,84

3,58

1,901

13,37

12,02

-

-

-

V.

PERSONAL LOANS

8,079

37,50

31,06

24,552

79,34

72,53

1

3

3

1. Loans for Purchase of Consumer Durables

2,211

8,60

6,31

2,341

4,74

3,82

-

-

-

2. Loans for Housing

1,075

10,20

8,84

2,929

21,25

19,19

-

-

-

3. Rest of the Personal Loans

4,793

18,70

15,92

19,282

53,35

49,51

1

3

3

VI.

TRADE

1,601

10,19

8,76

5,953

41,89

38,21

-

-

-

1. Wholesale Trade

104

3,51

3,36

104

6,86

5,67

-

-

-

2. Retail Trade

1,497

6,68

5,41

5,849

35,04

32,54

-

-

-

VII.

FINANCE

17

1,26

97

22

11

9

-

-

-

VIII. ALL OTHERS

1,757

9,94

9,43

4,452

35,58

32,59

-

-

-

TOTAL BANK CREDIT

27,028

147,77

126,41

58,783

335,28

292,44

8

26,33

6,82

OF WHICH:

1. Artisans & Village Industries

597

80

79

1,352

1,92

1,86

-

-

-

2. Other Small Scale Industries

1,612

20,49

17,75

1,486

29,98

23,76

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

745

3,18

2,95

31,173

52,50

49,50

1. Direct Finance

-

-

-

745

3,18

2,95

31,024

50,85

48,01

2. Indirect Finance

-

-

-

-

-

-

149

1,66

1,48

II.

INDUSTRY

-

-

-

717

75,36

60,32

6,882

297,47

227,41

1. Mining & Quarrying

-

-

-

-

-

-

2

12

13

2. Food Manufacturing & Processing

-

-

-

41

5,66

6,58

573

57,70

51,42

(a)

Rice Mills, Flour & Dal Mills

-

-

-

2

2,24

3,34

473

18,14

16,44

(b)

Sugar

-

-

-

-

-

-

6

30,46

25,45

(c)

Edible Oils & Vanaspati

-

-

-

14

2,25

2,05

29

4,19

3,84

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

25

1,17

1,19

65

4,92

5,69

3. Beverage & Tobacco

-

-

-

6

44

34

28

11,25

9,08

4. Textiles

-

-

-

29

10,17

9,27

84

39,76

30,92

(a)

Cotton Textiles

-

-

-

8

1,06

59

35

27,20

19,73

(b)

Jute Textiles

-

-

-

1

15

14

2

27

48

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

9

93

98

(d)

Other Textiles

-

-

-

20

8,96

8,55

38

11,35

9,73

5. Paper, Paper Products & Printing

-

-

-

44

3,13

3,10

127

11,76

9,71

6. Leather & Leather Products

-

-

-

12

41

37

29

2,29

1,85

7. Rubber & Rubber Products

-

-

-

11

83

86

39

4,07

3,56

8. Chemicals & Chemical Products

-

-

-

83

31,52

22,81

324

65,25

53,69

(a)

Heavy Industrial Chemicals

-

-

-

3

3,05

2,86

8

13,09

12,03

(b)

Fertilisers

-

-

-

-

-

-

3

17

17

(c)

Drugs & Pharmaceuticals

-

-

-

22

1,13

1,08

53

7,06

7,61

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

58

27,33

18,87

260

44,92

33,88

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

3

2

6

3,67

2,09

10. Manufacture of Cement & Cement Products

-

-

-

4

2

2

6

8

7

11. Basic Metals & Metal Products

-

-

-

19

8,86

5,33

132

20,27

14,54

(a)

Iron & Steel

-

-

-

7

6,82

3,78

19

7,88

4,48

(b)

Non-Ferrous Metals

-

-

-

-

-

-

2

1,53

1,26

(c)

Other Metal Products

-

-

-

12

2,04

1,55

111

10,86

8,81

12. Engineering

-

-

-

70

8,43

7,01

533

30,36

21,65

(a)

Heavy Engineering

-

-

-

4

64

62

11

2,29

1,40

(b)

Light Engineering

-

-

-

35

1,14

1,14

94

12,11

7,61

(c)

Electrical Machinery & Goods

-

-

-

22

4,51

3,60

365

7,29

6,60

(d)

Electronic Machinery & Goods

-

-

-

9

2,14

1,65

63

8,67

6,04

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

10

21

19

62

1,41

92

14. Other Industries

-

-

-

355

3,77

2,90

4,886

46,56

25,34

15. Electricity, Gas & Water

-

-

-

3

1,04

74

3

1,04

74

(a)

Electricity Generation & Transmission

-

-

-

1

4

4

1

4

4

(b)

Non-Conventional Energy

-

-

-

2

1,00

70

2

1,00

70

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

29

86

78

48

1,88

1,69

III.

TRANSPORT OPERATORS

-

-

-

100

2,75

2,26

605

6,66

5,04

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

195

4,03

2,79

2,482

22,23

18,38

V.

PERSONAL LOANS

-

-

-

3,650

15,44

13,40

36,282

132,31

117,01

1. Loans for Purchase of Consumer Durables

-

-

-

719

1,44

1,36

5,271

14,78

11,48

2. Loans for Housing

-

-

-

196

1,62

1,45

4,200

33,07

29,47

3. Rest of the Personal Loans

-

-

-

2,735

12,38

10,60

26,811

84,46

76,06

VI.

TRADE

-

-

-

1,173

30,00

25,42

8,727

82,08

72,39

1. Wholesale Trade

-

-

-

215

8,83

8,26

423

19,20

17,28

2. Retail Trade

-

-

-

958

21,17

17,16

8,304

62,89

55,11

VII.

FINANCE

-

-

-

6

15

3

45

1,51

1,09

VIII.

ALL OTHERS

-

-

-

863

8,84

7,98

7,072

54,35

50,00

TOTAL BANK CREDIT

-

-

-

7,449

139,75

115,15

93,268

649,12

540,82

OF WHICH:

1. Artisans & Village Industries

-

-

-

192

28

27

2,141

3,00

2,92

2. Other Small Scale Industries

-

-

-

350

19,50

17,83

3,448

69,97

59,35