Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

14,329

15,96

14,22

2,892

5,73

5,01

-

-

-

1. Direct Finance

13,941

15,33

13,71

2,884

4,99

4,50

-

-

-

2. Indirect Finance

388

63

51

8

73

50

-

-

-

II.

INDUSTRY

6,259

26,17

21,19

1,565

29,95

31,31

-

-

-

1. Mining & Quarrying

49

5,47

4,37

3

15

16

-

-

-

2. Food Manufacturing & Processing

35

92

79

13

31

29

-

-

-

(a)

Rice Mills, Flour & Dal Mills

12

50

41

3

22

22

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

23

42

38

10

10

7

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

13

19

19

4

6

6

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

1

12

13

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

8

3

2

-

-

-

-

-

-

(d)

Other Textiles

4

4

4

4

6

6

-

-

-

5. Paper, Paper Products & Printing

7

21

19

4

14

6

-

-

-

6. Leather & Leather Products

-

-

-

1

1

1

-

-

-

7. Rubber & Rubber Products

-

-

-

-

-

-

-

-

-

8. Chemicals & Chemical Products

6

1,52

54

1

89

89

-

-

-

(a)

Heavy Industrial Chemicals

2

1,14

37

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

4

38

17

1

89

89

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

3

34

37

-

-

-

11. Basic Metals & Metal Products

8

5,87

4,47

12

9

8

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

8

5,87

4,47

12

9

8

-

-

-

12. Engineering

17

22

17

1

-

-

-

-

-

(a)

Heavy Engineering

1

3

1

-

-

-

-

-

-

(b)

Light Engineering

12

16

14

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

4

3

2

1

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

11

16

16

1

3

3

-

-

-

14. Other Industries

6,085

11,49

10,21

1,460

4,32

4,09

-

-

-

15. Electricity, Gas & Water

1

3

3

2

20,99

22,54

-

-

-

(a)

Electricity Generation & Transmission

1

3

3

1

20,94

22,49

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

5

5

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

27

9

7

60

2,63

2,72

-

-

-

III.

TRANSPORT OPERATORS

898

10,45

7,56

393

3,62

3,10

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

310

1,58

1,41

819

4,61

3,53

-

-

-

V.

PERSONAL LOANS

11,194

32,28

27,41

4,960

22,99

20,38

-

-

-

1. Loans for Purchase of Consumer Durables

1,862

4,46

3,48

944

2,85

2,35

-

-

-

2. Loans for Housing

906

6,36

5,95

547

4,96

4,54

-

-

-

3. Rest of the Personal Loans

8,426

21,46

17,98

3,469

15,18

13,49

-

-

-

VI.

TRADE

5,018

20,16

17,11

2,640

25,25

22,20

-

-

-

1. Wholesale Trade

91

3,38

2,83

327

9,23

7,94

-

-

-

2. Retail Trade

4,927

16,78

14,28

2,313

16,02

14,26

-

-

-

VII.

FINANCE

47

99

25

9

40,31

1,83

-

-

-

VIII. ALL OTHERS

1,395

5,70

5,63

3,424

17,44

15,69

-

-

-

TOTAL BANK CREDIT

39,450

113,30

94,78

16,702

149,89

103,04

-

-

-

OF WHICH:

1. Artisans & Village Industries

2,294

4,18

3,70

592

99

96

-

-

-

2. Other Small Scale Industries

3,868

13,82

11,69

732

2,78

2,63

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

15,955

12,22

11,64

-

-

-

33,176

33,91

30,86

1. Direct Finance

15,955

12,22

11,64

-

-

-

32,780

32,55

29,85

2. Indirect Finance

-

-

-

-

-

-

396

1,36

1,01

II.

INDUSTRY

1,786

2,16

1,92

42

1,15

1,05

9,652

59,43

55,46

1. Mining & Quarrying

3

19

10

-

-

-

55

5,80

4,64

2. Food Manufacturing & Processing

14

13

13

-

-

-

62

1,36

1,20

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

15

72

63

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

14

13

13

-

-

-

47

64

57

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

-

-

-

-

-

-

17

26

25

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

1

12

13

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

8

3

2

(d)

Other Textiles

-

-

-

-

-

-

8

10

10

5. Paper, Paper Products & Printing

3

6

6

-

-

-

14

41

30

6. Leather & Leather Products

1

-

-

-

-

-

2

1

1

7. Rubber & Rubber Products

2

4

4

-

-

-

2

4

4

8. Chemicals & Chemical Products

-

-

-

1

3

-

8

2,43

1,43

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

2

1,14

37

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

1

3

-

1

3

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

5

1,26

1,06

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

3

34

37

11. Basic Metals & Metal Products

1

1

1

1

10

9

22

6,06

4,64

(a)

Iron & Steel

-

-

-

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

1

1

1

1

10

9

22

6,06

4,64

12. Engineering

-

-

-

-

-

-

18

22

17

(a)

Heavy Engineering

-

-

-

-

-

-

1

3

1

(b)

Light Engineering

-

-

-

-

-

-

12

16

14

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

5

3

2

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

1

2

1

2

5

5

15

27

26

14. Other Industries

1,752

1,48

1,45

33

6

6

9,330

17,35

15,80

15. Electricity, Gas & Water

-

-

-

-

-

-

3

21,02

22,58

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

2

20,97

22,53

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

5

5

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

9

24

13

5

91

85

101

3,86

3,77

III.

TRANSPORT OPERATORS

616

5,34

4,15

21

8

6

1,928

19,50

14,87

IV.

PROFESSIONAL AND OTHER SERVICES

58

17

14

10

4

2

1,197

6,40

5,10

V.

PERSONAL LOANS

1,656

3,84

3,74

227

1,20

1,18

18,037

60,30

52,71

1. Loans for Purchase of Consumer Durables

508

91

79

19

4

3

3,333

8,26

6,66

2. Loans for Housing

77

1,04

1,08

11

7

6

1,541

12,43

11,63

3. Rest of the Personal Loans

1,071

1,89

1,87

197

1,09

1,09

13,163

39,62

34,43

VI.

TRADE

2,409

4,77

4,44

27

77

72

10,094

50,95

44,46

1. Wholesale Trade

17

27

23

2

40

44

437

13,29

11,44

2. Retail Trade

2,392

4,50

4,21

25

37

27

9,657

37,67

33,02

VII.

FINANCE

-

-

-

-

-

-

56

41,30

2,08

VIII. ALL OTHERS

1,048

81

82

85

37

37

5,952

24,32

22,52

TOTAL BANK CREDIT

23,528

29,31

26,86

412

3,61

3,40

80,092

296,11

228,07

OF WHICH:

1. Artisans & Village Industries

505

42

40

29

4

4

3,420

5,63

5,10

2. Other Small Scale Industries

1,126

1,26

1,15

5

12

10

5,731

17,97

15,57