NORTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

4,766

7,36

6,42

953

1,75

1,65

1.

Direct Finance

4,314

6,05

5,25

951

1,11

1,00

2.

Indirect Finance

452

1,31

1,17

2

64

64

II.

INDUSTRY

1,266

12,85

12,51

204

10,43

9,52

1.

Mining & Quarrying

-

-

-

1

12

12

2.

Food Manufacturing & Processing

23

5,26

5,30

4

2,12

2,41

(a)

Rice Mills, Flour & Dal Mills

8

6

6

1

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

2

3,20

3,38

2

2,09

2,38

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

13

2,00

1,87

1

3

3

3.

Beverage & Tobacco

-

-

-

1

40

34

4.

Textiles

24

21

16

12

3,05

2,11

(a)

Cotton Textiles

-

-

-

1

5

5

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

5

2

2

1

1

1

(d)

Other Textiles

19

20

14

10

2,99

2,06

5.

Paper, Paper Products & Printing

5

6

6

-

-

-

6.

Leather & Leather Products

-

-

-

3

1,27

1,25

7.

Rubber & Rubber Products

1

1

1

2

17

17

8.

Chemicals & Chemical Products

3

7

6

3

42

29

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

3

7

6

2

37

27

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

1

5

2

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

1

2

-

-

-

11.

Basic Metals & Metal Products

16

31

26

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

16

31

26

-

-

-

12.

Engineering

5

6

6

2

1,52

1,52

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

1

2

2

-

-

-

(c)

Electrical Machinery & Goods

3

2

1

1

8

8

(d)

Electronic Machinery & Goods

1

3

3

1

1,44

1,44

13.

Vehicles, Vehicle Parts & Transport Equipments

18

28

24

2

10

9

14.

Other Industries

1,167

6,45

6,22

174

1,27

1,22

15.

Electricity, Gas & Water

1

4

4

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

4

4

-

-

-

16.

Construction

2

8

8

-

-

-

III.

TRANSPORT OPERATORS

391

3,95

3,48

82

1,16

90

IV.

PROFESSIONAL AND OTHER SERVICES

252

1,17

1,14

61

1,15

1,03

V.

PERSONAL LOANS

4,602

11,92

10,43

797

2,68

2,43

1.

Loans for Purchase of Consumer Durables

339

1,22

1,06

24

8

8

2.

Loans for Housing

18

69

73

130

90

90

3.

Rest of the Personal Loans

4,245

10,01

8,64

643

1,70

1,46

VI.

TRADE

935

12,13

11,58

157

6,84

4,86

1.

Wholesale Trade

65

70

62

10

2,05

90

2.

Retail Trade

870

11,44

10,97

147

4,79

3,96

VII.

FINANCE

1

5

5

1

5

3

VIII.

ALL OTHERS

584

3,37

2,84

534

1,82

92

TOTAL BANK CREDIT

12,797

52,79

48,45

2,789

25,87

21,34

OF WHICH:

1.

Artisans & Village Industries

587

76

60

78

32

25

2.

Other Small Scale Industries

642

3,09

2,86

93

1,94

1,92

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

22,218

10,13

9,09

1.

Direct Finance

-

-

-

22,218

10,13

9,09

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

2,507

1,34

1,26

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

2,507

1,34

1,26

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

1,619

2,23

1,94

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

255

8

8

V.

PERSONAL LOANS

-

-

-

3,899

3,76

3,72

1.

Loans for Purchase of Consumer Durables

-

-

-

746

1,08

1,04

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

3,153

2,68

2,68

VI.

TRADE

-

-

-

2,140

3,79

3,33

1.

Wholesale Trade

-

-

-

1

5

6

2.

Retail Trade

-

-

-

2,139

3,74

3,27

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

1,687

56

55

TOTAL BANK CREDIT

-

-

-

34,325

21,88

19,97

OF WHICH:

1.

Artisans & Village Industries

-

-

-

562

41

36

2.

Other Small Scale Industries

-

-

-

1,945

93

90

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

27,937

19,24

17,16

1.

Direct Finance

-

-

-

27,483

17,29

15,34

2.

Indirect Finance

-

-

-

454

1,95

1,81

II.

INDUSTRY

1

1,50

5

3,978

26,12

23,34

1.

Mining & Quarrying

-

-

-

1

12

12

2.

Food Manufacturing & Processing

-

-

-

27

7,39

7,72

(a)

Rice Mills, Flour & Dal Mills

-

-

-

9

6

6

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

4

5,29

5,76

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

14

2,03

1,89

3.

Beverage & Tobacco

-

-

-

1

40

34

4.

Textiles

-

-

-

36

3,26

2,27

(a)

Cotton Textiles

-

-

-

1

5

5

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

6

2

2

(d)

Other Textiles

-

-

-

29

3,19

2,20

5.

Paper, Paper Products & Printing

-

-

-

5

6

6

6.

Leather & Leather Products

-

-

-

3

1,27

1,25

7.

Rubber & Rubber Products

-

-

-

3

18

18

8.

Chemicals & Chemical Products

-

-

-

6

49

36

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

5

44

33

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

1

5

2

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

1

1

2

11.

Basic Metals & Metal Products

-

-

-

16

31

26

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

16

31

26

12.

Engineering

1

1,50

5

8

3,08

1,63

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

1

1,50

5

2

1,52

7

(c)

Electrical Machinery & Goods

-

-

-

4

10

9

(d)

Electronic Machinery & Goods

-

-

-

2

1,47

1,47

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

20

38

33

14.

Other Industries

-

-

-

3,848

9,06

8,70

15.

Electricity, Gas & Water

-

-

-

1

4

4

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

4

4

16.

Construction

-

-

-

2

8

8

III.

TRANSPORT OPERATORS

-

-

-

2,092

7,34

6,32