Ans : IDF-NBFCs shall invest only in PPP and post COD infrastructure projects which have completed at least one year of satisfactory commercial operation and are a party to a Tripartite Agreement with the Concessionaire and the Project Authority for ensuring a compulsory buyout with termination payment.

A BLA or Bond Ledger Account means an account with RBI or an agency bank in which the Government securities are held in a dematerialized form to the credit of the holder. The investor in this case receives a Certificate of Holding or Certificate of Investment from RBI/Agency Banks.

All NDS OM-Web GAH users would need to use Digital Certificates issued by the designated Certifying Authority obtained by the respective PM, embedded into e-tokens (of the prescribed configuration) supplied to them by their PM. A safe, reliable, stable internet connection with suitable bandwidth is necessary for efficient operations. A modern PC with contemporary configuration, minimum 1 GB RAM, Operating System - Windows XP and above will be required.  Only IE Browser - 7 and above can be used for accessing OM-Web.

Resident individuals are permitted to include resident relative(s) [as defined in section 2(77) of the Companies Act, 2013] as joint holder(s) in their EEFC account on ‘former or survivor’ basis.

उत्तर. किमान तपशीलामध्ये वन टाईम पिन (ओटीपी) द्वारा पडताळणी केलेला मोबाईल नंबर, स्वयं घोषणा केलेले नाव आणि पीएमएल नियम, २००५ मधील नियम २(डी) अंतर्गत व्याख्या केल्या प्रमाणे कोणत्याही 'अधिकृतरित्या वैध दस्तऐवज (ओव्हीडी)' चा किंवा पीएमएल नियम, २००५ अंतर्गत लागू असलेल्या कोणत्याही बंधनकारक दस्तऐवजाचा युनिक आयडेंटिफिकेशन क्रमांक.

‘मूलभूत बचत बँक ठेव खात्यामध्ये’ ( or ‘बेसिक सेविंग्ज बँक डिपॉझिट अकाउंटमध्ये ’) कोणत्या प्रकारच्या सेवा विनाशुल्क उपलब्ध असलेल्या रोकड जमा करणे किंवा काढणे;इलेक्टॉनिक पेमेंट चॅनेल्स किंवा ठेव स्वरूपात पैसे जमा करणे/बँकेच्या शाखा तसेच एटीएम्स मध्ये चेक्सचे संकलन ह्यांचा समावेश असेल.

उत्तर. आरबीआयने एटीएमवर मोफत व्यवहारांची किमान संख्या बंधनकारक केली आहे. बँका ग्राहकांना अधिक संख्येने मोफत व्यवहार करण्याची सुविधा देऊ शकते.

Ans. Transactions in RTGS happen in real time and it is not possible to match name and account number before affording credit to the beneficiary. Since name in the Indian context is spelt differently and would not really match with that available with the beneficiary bank, the process of affording credit solely based on the account number of the beneficiary has been enabled.

Our Circular Ref. No. DPSS (CO) EPPD No. / 863 / 04.03.01 / 2010-11 dated October 14, 2010 on ‘Electronic payment products – Processing inward transactions based solely on account number information’ (available at https://www.rbi.org.in/scripts/NotificationUser.aspx?Id=6043&Mode=0) may be referred to for further details.

If there are multiple lending institutions with exposure to a borrower whose resolution is undertaken in terms of Part B of the Annex to the Resolution Framework, all lending institutions having exposure to such borrower are required to enter into ICA.

The NBFC Ombudsman may award compensation not exceeding rupees 0.1 million to the complainant for causing mental agony and harassment. The NBFC Ombudsman, while passing such award, will take into account the loss of the complainant's time, expenses incurred by the complainant, harassment and mental anguish suffered by the complainant.