RBI/2009-10/9 DNBS (PD) CC No. 151/03.10.42/ 2009-10 July 1, 2009 To All Non-Banking Financial Companies (NBFCs), Miscellaneous Non-Banking Companies (MNBCs), and Residuary Non-Banking Companies (RNBCs) Dear Sir, Master Circular – 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues Master Circulars on various topics. In accordan

+É®ú¤ÉÒ+ɪÉ/2009-10/28 ¨É½‏É{ɇ®ú{ÉjÉEò Gò. /08/2009-10 VÉÖ±Éè 1, 2009 |ɇiÉ, ‡´Énäù„ÉÒ SɱÉxÉÉiÉ ´ªÉ´É½‏É®ú Eò®úhªÉɺÉÉ`öÒ +‡vÉEÞòiÉ +ºÉ±É䱪ÉÉ ºÉ´ÉÇ ¤ÉÄEòÉ ¨É½‏ÉänùªÉÉ/¨É½‏ÉänùªÉ, ¨ÉÉ±É +ɇhÉ ºÉä´ÉÉÆSªÉÉ +ɪÉÉiÉÒ´É®ú ¨É½‏É{ɇ®ú{ÉjÉEò ´Éä³‎Éä´Éä³‎Ò nÖù¯ûºiÉ Eäò±ªÉÉ|ɨÉÉhÉä +‡vɺÉÚSÉxÉÉ Gò. VÉÒBºÉ+É®ú 381 (<) ‡nùxÉÉÆEò ¨Éä 3, 2000 ºÉ½‏ ´ÉÉSÉɴɪÉÉSªÉÉ ‡´Énäù„ÉÒ ‡´É‡xÉ¨ÉªÉ ´ªÉ´ÉºlÉÉ{ÉxÉ +‡vɇxÉªÉ¨É 1999 (1999 SÉÉ 42) SªÉÉ Eò±É¨É 5 xÉÖºÉÉ®ú ¨ÉɱÉÉSªÉÉ +ɇhÉ ºÉä´ÉÉÆ