(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

3,68,873

4,63,837

94,964

25.8

(100.0)

(100.0)

i) Interest Income

3,08,482

3,88,816

80,334

26.0

(83.6)

(83.8)

of which: Interest on Advances

2,21,171

2,87,678

66,507

30.1

Income on Investments

77,952

92,096

14,144

18.1

ii) Other Income

60,391

75,021

14,630

24.2

(16.4)

(16.2)

of which: Commission & Brokerage

30,735

37,061

6,326

20.6

B.

Expenditure (i+ii+iii)

3,26,147

4,11,066

84,918

26.0

(100.0)

(100.0)

i) Interest Expended

2,08,001

2,63,221

55,219

26.6

(63.8)

(64.0)

of which: Interest on Deposits

1,79,559

2,30,189

50,630

28.2

ii) Provisions and Contingencies

40,864

58,578

17,714

43.4

(12.5)

(14.3)

of which: Provision for NPAs

134

192

58

43.0

iii) Operating Expenses

77,283

89,268

11,985

15.5

(23.7)

(21.7)

of which : Wage Bill

39,954

47,660

7,705

19.3

C.

Profit

i) Operating Profit

83,590

1,11,349

27,759

33.2

ii) Net Profit

42,726

52,771

10,046

23.5

D.

Net Interest Income/Margin

1,00,481

1,25,596

25,114

25.0

E.

Total Assets

43,26,166

52,41,331

9,15,165

21.2

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.