(Amount in Rs. crore)

Item

2003-04

2004-05

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

1,37,587.31

1,47,626.25

10,038.94

7.30

(100.00)

(100.00)

i)

Interest Income

1,09,547.35

1,23,001.99

13,454.64

12.28

(79.62)

(83.32)

of which:

Interest on Advances

49,934.15

61,408.56

11,474.41

22.98

Income on Investments

53,207.89

54,777.76

1,569.87

2.95

ii)

Other Income

28,039.96

24,624.26

-3,415.70

-12.18

(20.38)

(16.68)

of which:

Commission and Brokerage

7,822.13

9,144.30

1,322.17

16.90

B.

Expenditure (i+ii+iii)

1,21,040.93

1,31,841.85

10,800.92

8.92

(100.00)

(100.00)

i)

Interest Expended

65,764.53

71,223.85

5,459.32

8.30

(54.33)

(54.02)

of which:

Interest on Deposits

62,272.57

62,936.35

663.78

1.07

ii)

Provisions and Contingencies

22,743.72

23,628.78

885.06

3.89

(18.79)

(17.92)

of which:

Provision for NPAs

14189.10

5777.77

-8,411.33

-59.28

iii)

Operating Expenses

32,532.68

36,989.22

4,456.54

13.70

(26.88)

(28.06)

of which:

Wage Bill

22,581.23

24,742.61

2,161.38

9.57

C.

Profit

i)

Operating Profit

39,290.10

39,413.18

123.08

0.31

ii)

Net Profit

16,546.38

15,784.40

-761.98

-4.61

D.

Net Interest Income/Margin

43,782.82

51,778.14

7,995.32

18.26

E.

Total Assets

14,71,077.38

17,73,938.80

3,02,861.42

20.59

Note : Figures in brackets are percentage shares to the respective total.