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भारतीय रिज़र्व बैंक की आधिकारिक वेबसाइट
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डिजिटल भुगतान पर गवर्नर का मैसेज
भाषण
मार्च 12, 2016
वैश्विक अर्थव्यवस्था में भारत- रघुराम जी. राजन
Thank you for inviting me to deliver the first Ramnath Goenka lecture. As you know, Shri Goenka was a freedom fighter, who built the Indian Express into a national newspaper. In his time, it was arguably the best investigative newspaper in the country. He was instrumental in highlighting the excesses of the Emergency, which probably contributed to Indira Gandhi’s defeat when she lifted it. He continued to be a tireless scourge of corruption and government high-handedn
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
Thank you for inviting me to deliver the first Ramnath Goenka lecture. As you know, Shri Goenka was a freedom fighter, who built the Indian Express into a national newspaper. In his time, it was arguably the best investigative newspaper in the country. He was instrumental in highlighting the excesses of the Emergency, which probably contributed to Indira Gandhi’s defeat when she lifted it. He continued to be a tireless scourge of corruption and government high-handedn
मार्च 12, 2016
मौद्रिक गेम के नियम की ओर- रघुराम जी. राजन
There are few areas of robust growth around the world, with the IMF repeatedly reducing its growth forecasts in recent quarters. This period of slow growth is particularly dangerous because both industrial countries and a number of emerging markets need high growth to quell rising domestic political tensions. Policies that attempt to divert growth from others rather than create new growth, or that create growth while fostering instability elsewhere, are more likely un
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
There are few areas of robust growth around the world, with the IMF repeatedly reducing its growth forecasts in recent quarters. This period of slow growth is particularly dangerous because both industrial countries and a number of emerging markets need high growth to quell rising domestic political tensions. Policies that attempt to divert growth from others rather than create new growth, or that create growth while fostering instability elsewhere, are more likely un
फ़रवरी 11, 2016
Asset Resolution & Managing NPAs – What, Why and How?
Shri S. S. Mundra, Deputy Governor, Reserve Bank of India
फ़रवरी 11, 2016
बैंकिंग के वर्तमान मुद्दे-रघुराम जी.राजन
Thank you for inviting me here today. In a country that is growing at above 7 percent, is brimming with entrepreneurial zeal, has a young population which has grown up with mobile technology, one would think that the banking sector would be buoyant. Yet the recent decline in bank share prices has investors on the edge. Of course, part of the reason is that markets are in turmoil. Some of the greater decline of bank share prices can therefore be explained by the fact t
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
Thank you for inviting me here today. In a country that is growing at above 7 percent, is brimming with entrepreneurial zeal, has a young population which has grown up with mobile technology, one would think that the banking sector would be buoyant. Yet the recent decline in bank share prices has investors on the edge. Of course, part of the reason is that markets are in turmoil. Some of the greater decline of bank share prices can therefore be explained by the fact t
फ़रवरी 10, 2016
ग्रामीण सहकारी समितियां: स्थिति पुनर्निर्धारण- आर.गांधी
I am glad to be addressing you all at this National Conference on Cooperative Banks – Regaining Leadership in this historic city of Lucknow. It is a very contemporary issue. Actually, it is an ever-green issue for the past over a century or so. You only need to recall the famous saying by the All India Rural Credit Survey of 1951 “Cooperation has failed. But, cooperation must succeed”. That showed that cooperation had a chequered history in India, with several ebbs an
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
I am glad to be addressing you all at this National Conference on Cooperative Banks – Regaining Leadership in this historic city of Lucknow. It is a very contemporary issue. Actually, it is an ever-green issue for the past over a century or so. You only need to recall the famous saying by the All India Rural Credit Survey of 1951 “Cooperation has failed. But, cooperation must succeed”. That showed that cooperation had a chequered history in India, with several ebbs an
फ़रवरी 05, 2016
भारतीय बैंकिंग क्षेत्र: भविष्य में झांकना- एस.एस.मूंदड़ा
Dr. K. C. Chakrabarty, Former Deputy Governor, Reserve Bank of India; Smt. Chanda Kochhar, MD and CEO, ICICI Bank Limited; Shri Aditya Puri, MD, HDFC Bank Limited; Shri B. Sriram, Managing Director, State Bank of India; Shri P.S. Jayakumar, MD and CEO, Bank of Baroda; Shri Uday Kotak, Ex- VC and MD, Kotak Mahindra Bank; other senior colleagues from the banking and financial sector; members of the print and electronic media; ladies and gentlemen! 2. At the outset, I th
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Dr. K. C. Chakrabarty, Former Deputy Governor, Reserve Bank of India; Smt. Chanda Kochhar, MD and CEO, ICICI Bank Limited; Shri Aditya Puri, MD, HDFC Bank Limited; Shri B. Sriram, Managing Director, State Bank of India; Shri P.S. Jayakumar, MD and CEO, Bank of Baroda; Shri Uday Kotak, Ex- VC and MD, Kotak Mahindra Bank; other senior colleagues from the banking and financial sector; members of the print and electronic media; ladies and gentlemen! 2. At the outset, I th
फ़रवरी 05, 2016
वित्तीय स्थिरता- मुद्दे और सरोकार: क्या हम सही स्थान पर लक्ष्य कर रहे हैं?- आर गांधी
It’s indeed a pleasure to inaugurate this Conference on ‘Financial stability, credit distress and Economic Growth: The way forward’ organized under the aegis of the Union Bank – Great Lakes Center for Excellence in Banking and Finance. I am happy to note that this is a collaborative effort by banking and academic and research institutions. As I will explain, the selected topic of the conference is not just on an apt and very contemporary issue, it also needs theoretic
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
It’s indeed a pleasure to inaugurate this Conference on ‘Financial stability, credit distress and Economic Growth: The way forward’ organized under the aegis of the Union Bank – Great Lakes Center for Excellence in Banking and Finance. I am happy to note that this is a collaborative effort by banking and academic and research institutions. As I will explain, the selected topic of the conference is not just on an apt and very contemporary issue, it also needs theoretic
फ़रवरी 04, 2016
भारत में निर्बाँध उद्यम को मजबूत बनाना- रघुराम जी.राजन
I did not have the privilege of meeting Nani Palkhivala, but every citizen of India has been affected in some way by his life’s work, and owes him a debt of gratitude. Born in 1920, Mr. Palkhivala was not only a jurist of the highest caliber, he was also a tireless champion of constitutional liberties, of human rights and individual freedom, and of economic freedom. Nani Palkhivala fought the Kesavananda Bharati case that established the principle that the Indian Parl
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
I did not have the privilege of meeting Nani Palkhivala, but every citizen of India has been affected in some way by his life’s work, and owes him a debt of gratitude. Born in 1920, Mr. Palkhivala was not only a jurist of the highest caliber, he was also a tireless champion of constitutional liberties, of human rights and individual freedom, and of economic freedom. Nani Palkhivala fought the Kesavananda Bharati case that established the principle that the Indian Parl
जनवरी 29, 2016
वित्तीय सुधार-कल और आज- रघुराम जी.राजन
I thank Shekhar Shah for inviting me to deliver the C.D. Deshmukh lecture at NCAER. Sir Chintaman Dwarakanath Deshmukh, an ICS officer, was truly a giant of modern India. In 1943, he was the first Indian, as well as the youngest in its history to date, to be appointed the Governor of the Reserve Bank of India. He subsequently served as the Finance Minister in the Union Cabinet. It was during this time that he also became a founding member of the Governing Body of NCAE
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
I thank Shekhar Shah for inviting me to deliver the C.D. Deshmukh lecture at NCAER. Sir Chintaman Dwarakanath Deshmukh, an ICS officer, was truly a giant of modern India. In 1943, he was the first Indian, as well as the youngest in its history to date, to be appointed the Governor of the Reserve Bank of India. He subsequently served as the Finance Minister in the Union Cabinet. It was during this time that he also became a founding member of the Governing Body of NCAE
जनवरी 29, 2016
भारतीय बैकिंग क्षेत्र के लिए अनुसंधान की अनिवार्यता- एस.एस.मुंदड़ा
Introduction Dr. J. Mahender Reddy, Vice Chancellor, ICFAI Foundation for Higher Education (IFHE) University; Shri S.V. Seshaiah, Director, IBS, Hyderabad; members of faculty from Gokhale Institute of Politics and Economics, Pune and IBS, Hyderabad; Delegates of the Research Conference; ladies and gentlemen ! I am grateful to Gokhale Institute of Politics and Economics, Pune and IBS, Hyderabad for inviting me to deliver the inaugural address at the 1st Banking Researc
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Introduction Dr. J. Mahender Reddy, Vice Chancellor, ICFAI Foundation for Higher Education (IFHE) University; Shri S.V. Seshaiah, Director, IBS, Hyderabad; members of faculty from Gokhale Institute of Politics and Economics, Pune and IBS, Hyderabad; Delegates of the Research Conference; ladies and gentlemen ! I am grateful to Gokhale Institute of Politics and Economics, Pune and IBS, Hyderabad for inviting me to deliver the inaugural address at the 1st Banking Researc
जनवरी 01, 2016
Basel III Liquidity Risk Framework – Implementation and Way Forward
Good morning. It is my pleasure to be with you in Hyderabad in this conference on the Basel III Liquidity Risk Framework in India. As the chair of a group discussion on Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) at the Fixed Income Money Market and Derivatives Association of India (FIMMDA) Annual Conference in Prague a couple of months ago, I had hinted that the Reserve Bank would initiate a process of discussions with bankers on the whole gamu
Shri N.S. Vishwanathan, Executive Director, Reserve Bank of India
Good morning. It is my pleasure to be with you in Hyderabad in this conference on the Basel III Liquidity Risk Framework in India. As the chair of a group discussion on Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) at the Fixed Income Money Market and Derivatives Association of India (FIMMDA) Annual Conference in Prague a couple of months ago, I had hinted that the Reserve Bank would initiate a process of discussions with bankers on the whole gamu
दिसंबर 22, 2015
भुगतान क्रांति: सहभागिता की तैयारी – आर गांधी
It was in the Reserve Bank’s Payment Systems Vision 2005-08 document, which I was fortunate enough to draft, it was indicated that the focus would be on setting up of a new institution for all retail payment systems and operationalizing a national settlement system. This new institution would be a limited company, owned and operated by banks and act as an umbrella organization for all retail clearing operations, both paper based and electronic. I am very glad that the
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
It was in the Reserve Bank’s Payment Systems Vision 2005-08 document, which I was fortunate enough to draft, it was indicated that the focus would be on setting up of a new institution for all retail payment systems and operationalizing a national settlement system. This new institution would be a limited company, owned and operated by banks and act as an umbrella organization for all retail clearing operations, both paper based and electronic. I am very glad that the
दिसंबर 21, 2015
एनबीएफसी: मध्यावधि परिदृश्य – आर गांधी
I am happy to be addressing this first ever CII Summit on Non-Banking Financial Companies (NBFCs) to deliberate on “Regulatory Paradigm & Contours of Growth – Vision 2020”. The context in which such a Summit has been organised is also very apt. World over, there is an awakening, post the great financial crisis of 2008, about the existence, contribution, magnitude, significance and risks of non-banking financial sector. From a benign neglect of or indifference to t
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
I am happy to be addressing this first ever CII Summit on Non-Banking Financial Companies (NBFCs) to deliberate on “Regulatory Paradigm & Contours of Growth – Vision 2020”. The context in which such a Summit has been organised is also very apt. World over, there is an awakening, post the great financial crisis of 2008, about the existence, contribution, magnitude, significance and risks of non-banking financial sector. From a benign neglect of or indifference to t
नवंबर 12, 2015
अनावृत अर्थव्यवस्था-रघुराम जी.राजन
NDTV: Hello and welcome. It’s seldom that am actually really honoured to have two people on the panel to question and to pick their brains. These are two people that I and I think all of us here, we have students from all over the country St Stephens, Delhi School of Economics, LSR, all the top colleges admire. Also it’s the RBI Governor Dr Raghuram Rajan, thank you very much for being here with us. And his friend, who does not always agree with him, Arvind Subramania
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
NDTV: Hello and welcome. It’s seldom that am actually really honoured to have two people on the panel to question and to pick their brains. These are two people that I and I think all of us here, we have students from all over the country St Stephens, Delhi School of Economics, LSR, all the top colleges admire. Also it’s the RBI Governor Dr Raghuram Rajan, thank you very much for being here with us. And his friend, who does not always agree with him, Arvind Subramania
नवंबर 06, 2015
भारत में कॉरपोरेट बांड मार्केट: आगामी कार्रवाई के लिए ढांचा- हारून.आर.खान
Speaking at this event - in this panel - leaves me with a sense of déjà vu. The fact that I spoke about the same issue at the same forum three years back in 2012 – and many other fora earlier – reflects the deep-rooted, inertial nature of underlying factors. At least for more than 10 years now development of corporate bond markets in India has been the focus of all stakeholders but the arduous pursuit of the ‘holy grail’ has not delivered desired results. In the proce
श्री हरुण आर खान, उप गवर्नर, भारतीय रिज़र्व बैंक
Speaking at this event - in this panel - leaves me with a sense of déjà vu. The fact that I spoke about the same issue at the same forum three years back in 2012 – and many other fora earlier – reflects the deep-rooted, inertial nature of underlying factors. At least for more than 10 years now development of corporate bond markets in India has been the focus of all stakeholders but the arduous pursuit of the ‘holy grail’ has not delivered desired results. In the proce
अक्तूबर 31, 2015
सहिष्णुता और अर्थिक प्रगति के प्रति सम्मान – रघुराम जी.राजन
Thank you very much for inviting me back to the Institute to deliver the convocation address. I graduated with a degree in Electrical Engineering 30 years ago. I was overly anxious then about what the future held for me, because I did not realize that the Institute had prepared me so well for what lay ahead. Our professors – and I will not single out any to avoid a disservice to those I do not name – were dedicated professionals. They asked a lot of us, knowing that i
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
Thank you very much for inviting me back to the Institute to deliver the convocation address. I graduated with a degree in Electrical Engineering 30 years ago. I was overly anxious then about what the future held for me, because I did not realize that the Institute had prepared me so well for what lay ahead. Our professors – and I will not single out any to avoid a disservice to those I do not name – were dedicated professionals. They asked a lot of us, knowing that i
अक्तूबर 28, 2015
सहकारी बैकिंग की अवस्था कैसी? - आर. गांधी
Dear Co-operators, I am thankful to the Maharashtra State Urban Co-operative Banks’ Federation for inviting me to this Seminar. The topic chosen for the Seminar is very contemporary. While I will certainly make a few points about it later, I would like to first discuss the current status of the urban co-operative banking in India, how it reached there, what recent initiatives the Reserve Bank has taken to strengthen the sector and what is the way forward. 2. The organ
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Dear Co-operators, I am thankful to the Maharashtra State Urban Co-operative Banks’ Federation for inviting me to this Seminar. The topic chosen for the Seminar is very contemporary. While I will certainly make a few points about it later, I would like to first discuss the current status of the urban co-operative banking in India, how it reached there, what recent initiatives the Reserve Bank has taken to strengthen the sector and what is the way forward. 2. The organ
अक्तूबर 06, 2015
भारतीय बैंकिंग क्षेत्र-एक विनियामकीय परिदृश्य- एस.एस.मूंदड़ा
H.E. Shri Vijay Thakur Singh, Indian High Commissioner to Singapore; Smt. Arundhati Bhattacharya, Chairman, State Bank of India; Shri Piyush Gupta, Chief Executive Officer, DBS Group; Shri Ajay Kanwal, Regional CEO, ASEAN and South Asia, Standard Chartered; Shri Gunit Chadha, Member of Deutsche Bank Group Executive Committee, Co-CEO Asia Pacific, Deutsche Bank AG; Shri Rajiv Verma, CEO, HT Media Ltd; delegates at the Conference; ladies and gentlemen! 2. At the outset,
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
H.E. Shri Vijay Thakur Singh, Indian High Commissioner to Singapore; Smt. Arundhati Bhattacharya, Chairman, State Bank of India; Shri Piyush Gupta, Chief Executive Officer, DBS Group; Shri Ajay Kanwal, Regional CEO, ASEAN and South Asia, Standard Chartered; Shri Gunit Chadha, Member of Deutsche Bank Group Executive Committee, Co-CEO Asia Pacific, Deutsche Bank AG; Shri Rajiv Verma, CEO, HT Media Ltd; delegates at the Conference; ladies and gentlemen! 2. At the outset,
सितंबर 18, 2015
वित्तीय क्षेत्र में कायम रखने योग्य संवृद्धि- रघुराम जी.राजन
Coimbatore Krishnarao Prahalad was born in Tamil Nadu. One of nine children, he obtained an undergraduate degree in physics from the University of Madras and went on to a diploma at IIM, Ahmedabad as a member of the first graduating batch. He followed that with a DBA from Harvard Business School in 1975. Prahalad started his academic career at the University of Michigan in 1977, and in 1990, he and Gary Hamel co-authored an article in the Harvard Business Review title
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
Coimbatore Krishnarao Prahalad was born in Tamil Nadu. One of nine children, he obtained an undergraduate degree in physics from the University of Madras and went on to a diploma at IIM, Ahmedabad as a member of the first graduating batch. He followed that with a DBA from Harvard Business School in 1975. Prahalad started his academic career at the University of Michigan in 1977, and in 1990, he and Gary Hamel co-authored an article in the Harvard Business Review title
सितंबर 16, 2015
भारत की संवृद्धि का वित्तपोषण- चुनौतियां और भावी दिशा- एस.एस.मूंदड़ा
Shri Yaduvendra Mathur, Chairman & Managing Director, Export Import Bank of India; Shri Sunil Srivastava, Dy Managing Director, State Bank of India; Shri Alok Shriram, President , PHD Chamber of Commerce and Industry (PHDCCI); Shri Sanjeev Gupta, Chairman, Banking Committee, PHDCCI; delegates to the Summit; members of the print and electronic media; ladies and gentlemen! I am grateful to the PHD Chamber for inviting me to deliver the keynote address on a very impo
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Yaduvendra Mathur, Chairman & Managing Director, Export Import Bank of India; Shri Sunil Srivastava, Dy Managing Director, State Bank of India; Shri Alok Shriram, President , PHD Chamber of Commerce and Industry (PHDCCI); Shri Sanjeev Gupta, Chairman, Banking Committee, PHDCCI; delegates to the Summit; members of the print and electronic media; ladies and gentlemen! I am grateful to the PHD Chamber for inviting me to deliver the keynote address on a very impo
सितंबर 15, 2015
भारत में आस्ति पुनर्निर्माण और एनपीए प्रबंधन- आर गांधी
Ladies and Gentlemen, Very Good Morning. 2. It is indeed a pleasure to be present here and interact with you on the important issue of management of non-performing assets in India. Such events are quite important especially when there is a surge in stressed assets in banking in the recent times. Current Position 3. However, if we look a little far back, the asset quality of the Indian banking system was not like this; it had actually been improving significantly since
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Ladies and Gentlemen, Very Good Morning. 2. It is indeed a pleasure to be present here and interact with you on the important issue of management of non-performing assets in India. Such events are quite important especially when there is a surge in stressed assets in banking in the recent times. Current Position 3. However, if we look a little far back, the asset quality of the Indian banking system was not like this; it had actually been improving significantly since
सितंबर 09, 2015
वित्तीय ग्राहक (जमाकर्ता) का संरक्षण – कुछ चिरकालिक प्रश्नों के बारे में चिंतन – आर.गांधी
At the outset, let me express my pleasure at being here today with you on the occasion of the M R Pai Memorial Lecture; it is my proud honour to have presented the Eleventh M R Pai Memorial award to Madam Smt K J Udeshi, former Deputy Governor, Reserve Bank and former Chairperson, Banking Codes and Standards Board of India (BCSBI). It is normal for teachers to be presenting awards and prizes to their students and wards; but it is a strange thing for a student to prese
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
At the outset, let me express my pleasure at being here today with you on the occasion of the M R Pai Memorial Lecture; it is my proud honour to have presented the Eleventh M R Pai Memorial award to Madam Smt K J Udeshi, former Deputy Governor, Reserve Bank and former Chairperson, Banking Codes and Standards Board of India (BCSBI). It is normal for teachers to be presenting awards and prizes to their students and wards; but it is a strange thing for a student to prese
सितंबर 04, 2015
Basel III Implementation- Challenges for Indian banking system
I am indeed privileged to be sharing the dais with stalwarts and thank ASSOCHAM for giving me this opportunity to speak on challenges in implementing Basel III in India. 2. Basel III framework was basically the response of the global banking regulators to deal with the factors, more specifically those relating to the banking system that led to the global economic crisis or the great recession. In the advanced economies, there was a huge fiscal cost for protecting the
Shri N.S. Vishwanathan, Executive Director, Reserve Bank of India
I am indeed privileged to be sharing the dais with stalwarts and thank ASSOCHAM for giving me this opportunity to speak on challenges in implementing Basel III in India. 2. Basel III framework was basically the response of the global banking regulators to deal with the factors, more specifically those relating to the banking system that led to the global economic crisis or the great recession. In the advanced economies, there was a huge fiscal cost for protecting the
अगस्त 25, 2015
भारत में वित्तीय बाज़ार विनियमन – अतीत एवं भावी दृष्टि– हारून आर.खान
Mr. Jiri Rusnok, Former Prime Minister & Member of the Board of the Czech National Bank; Dr. M. Venkatachalam, Charge d’Affairs Indian Embassy, Prague; Mr. N. S. Venkatesh, Chairman FIMMDA; Mr. Pradeep Madhav, PDAI; distinguished panelists and all the delegates. It gives me great pleasure to be delivering the keynote address for the FIMMDA – PDAI Annual Conference in this culturally rich, historically vibrant, naturally blessed city of Prague which still maintains
श्री हरुण आर खान, उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. Jiri Rusnok, Former Prime Minister & Member of the Board of the Czech National Bank; Dr. M. Venkatachalam, Charge d’Affairs Indian Embassy, Prague; Mr. N. S. Venkatesh, Chairman FIMMDA; Mr. Pradeep Madhav, PDAI; distinguished panelists and all the delegates. It gives me great pleasure to be delivering the keynote address for the FIMMDA – PDAI Annual Conference in this culturally rich, historically vibrant, naturally blessed city of Prague which still maintains
अगस्त 25, 2015
परिवर्तनकारी नवोन्मेश और समावेशी वृद्दि: कुछ यादृच्छिक विचार – आर. गांधी
Friends, Disruptive Innovation 2. By this time, I am sure, you all have heard any number of times through these two days what a disruptive innovation is. Let me make you hear that one more time that it is an innovation that helps create a new market and value network and eventually disrupts an existing market and value network over a few years, displacing an earlier technology. 3. The theory of disruptive innovation was invented by Clayton Christensen, of Harvard Busi
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Friends, Disruptive Innovation 2. By this time, I am sure, you all have heard any number of times through these two days what a disruptive innovation is. Let me make you hear that one more time that it is an innovation that helps create a new market and value network and eventually disrupts an existing market and value network over a few years, displacing an earlier technology. 3. The theory of disruptive innovation was invented by Clayton Christensen, of Harvard Busi
अगस्त 24, 2015
भारतीय अर्थव्यवस्था - सुदृढ़, कायम रखने योग्य विकास – रघुराम जी.राजन
We live in an increasingly uncertain world. Seven years after the financial crisis, advanced economies are still growing slowly, while a number of emerging economies are experiencing difficulty as the old export-led growth model flounders. In this environment, there is both challenge and opportunity. Challenge because the world will not provide the strong and supportive growth environment we had in the last decade, opportunity because global capital is looking for inv
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
We live in an increasingly uncertain world. Seven years after the financial crisis, advanced economies are still growing slowly, while a number of emerging economies are experiencing difficulty as the old export-led growth model flounders. In this environment, there is both challenge and opportunity. Challenge because the world will not provide the strong and supportive growth environment we had in the last decade, opportunity because global capital is looking for inv
अगस्त 12, 2015
आधारभूत संरचना के लिए वित्तीयन : वर्तमान मुद्दे एवं उभरती चुनौतियां – हारून आर. खान
Smt. Arundhati Bhattacharya, Chairman, State Bank of India Group, Shri V G Kannan, Managing Director, State Bank of India, Shri Praveen Gupta, MD & CEO SBICAP, Shri Abhay Chaudhari, President & COO, SBICAP, Shri Supratim Sarkar, Executive Vice President, SBICAP, esteemed guest speakers, colleagues and friends from SBI & SBICAP and participants. It gives me immense pleasure to deliver the keynote address in this wonderful setting where the annual conclave o
श्री हरुण आर खान, उप गवर्नर, भारतीय रिज़र्व बैंक
Smt. Arundhati Bhattacharya, Chairman, State Bank of India Group, Shri V G Kannan, Managing Director, State Bank of India, Shri Praveen Gupta, MD & CEO SBICAP, Shri Abhay Chaudhari, President & COO, SBICAP, Shri Supratim Sarkar, Executive Vice President, SBICAP, esteemed guest speakers, colleagues and friends from SBI & SBICAP and participants. It gives me immense pleasure to deliver the keynote address in this wonderful setting where the annual conclave o
अगस्त 10, 2015
सुदृढ़ वित्तीय सेवा क्षेत्र: विकास कायम रखने की अनिवार्यताएं : एस.एस. मूंदड़ा
Good Morning to you all! I am pleased to be here this morning to speak to the delegates of this International Conference and I thank ICAI for providing me this opportunity. As you all know, the theme of this morning’s session is “Financial Services Sector- Agenda for Sustainable Growth” and as somebody who has spent his entire professional life in the banking sector - first as a commercial banker and now as a Central banker, I would speak with a particular emphasis on
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Good Morning to you all! I am pleased to be here this morning to speak to the delegates of this International Conference and I thank ICAI for providing me this opportunity. As you all know, the theme of this morning’s session is “Financial Services Sector- Agenda for Sustainable Growth” and as somebody who has spent his entire professional life in the banking sector - first as a commercial banker and now as a Central banker, I would speak with a particular emphasis on
अगस्त 03, 2015
आईटी अभिशासन और आईटी कार्यनीति: बोर्ड के नजरिये से: हारून आर खान
Dr. A. Ramasastri, Director, Institute for Development and Research in Banking Technology (IDRBT), Prof. Sivakumaran, co-ordinator of the programme, participating Directors from banks, faculty of IDRBT, ladies and gentlemen. I am glad to be in the midst of this distinguished gathering to take part in the valedictory session on the programme on 'IT Governance for Directors of Banks'. I thank IDRBT for arranging this topical seminar, which I believe, will greatly contri
श्री हरुण आर खान, उप गवर्नर, भारतीय रिज़र्व बैंक
Dr. A. Ramasastri, Director, Institute for Development and Research in Banking Technology (IDRBT), Prof. Sivakumaran, co-ordinator of the programme, participating Directors from banks, faculty of IDRBT, ladies and gentlemen. I am glad to be in the midst of this distinguished gathering to take part in the valedictory session on the programme on 'IT Governance for Directors of Banks'. I thank IDRBT for arranging this topical seminar, which I believe, will greatly contri
जुलाई 23, 2015
नये अंतरराष्ट्रीय़ पर्यवेक्षी ढ़ांचे के अप्रत्याशित परिणाम: उभरते बाज़ार का परिप्रेक्ष्य - एस.एस.मूंदडा
Bonjour! Thank you Ms. Anne Le Lorier for your thoughts. It is my pleasure to deliver the key note address at this RBI-BdF joint Conference being hosted by Banque de France. Let me begin by thanking you and the BdF for your warmth, friendliness and cordiality. Banque de France is one of the oldest central banks in the world, set up in January 1800 by Napoléon Bonaparte with the objective of fostering renewed economic growth in the wake of the deep recession of the Rev
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Bonjour! Thank you Ms. Anne Le Lorier for your thoughts. It is my pleasure to deliver the key note address at this RBI-BdF joint Conference being hosted by Banque de France. Let me begin by thanking you and the BdF for your warmth, friendliness and cordiality. Banque de France is one of the oldest central banks in the world, set up in January 1800 by Napoléon Bonaparte with the objective of fostering renewed economic growth in the wake of the deep recession of the Rev
जुलाई 15, 2015
भारत में प्रतिभूतिकरण: धीमा या तीव्र ? – आर.गांधी
Financial sector’s primary role is intermediation between ultimate savers and ultimate investors. Initially, it was banks which were the intermediaries. As the financial sector evolved, other types of financial institutions came on the scene to undertake such intermediation directly, or between and among other intermediaries. A parallel development is the emergence of varieties of financial products, far removed from simple deposits and advances, delivering such inter
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Financial sector’s primary role is intermediation between ultimate savers and ultimate investors. Initially, it was banks which were the intermediaries. As the financial sector evolved, other types of financial institutions came on the scene to undertake such intermediation directly, or between and among other intermediaries. A parallel development is the emergence of varieties of financial products, far removed from simple deposits and advances, delivering such inter
जून 30, 2015
वित्तीय शिक्षा : मूलभूत बातें तथा उसके आगे – एस.एस. मुदंडा
Shri P. K. Panda, Principal, CAB; Shri Sandip Ghose, Director, NiSM; delegates to Conference; my colleagues at RBI and friends from the banking fraternity! It is a pleasure to be here this morning to deliver the keynote address at this Conference on Financial Literacy. I understand that it is quite a heterogeneous group with representation of various stake holders in the field of financial inclusion, literacy and consumer protection and hence, I believe you would have
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri P. K. Panda, Principal, CAB; Shri Sandip Ghose, Director, NiSM; delegates to Conference; my colleagues at RBI and friends from the banking fraternity! It is a pleasure to be here this morning to deliver the keynote address at this Conference on Financial Literacy. I understand that it is quite a heterogeneous group with representation of various stake holders in the field of financial inclusion, literacy and consumer protection and hence, I believe you would have
जून 26, 2015
वित्तीय धोखाधडी- रोकथाम : किसी को जानने का सवाल - आर. गांधी
Ladies and Gentlemen, it’s a great pleasure for me to be amidst all of you this morning to inaugurate the conference on Financial Frauds – Risks and prevention. Introduction 2. “There are three things in the world that deserve no mercy - hypocrisy, fraud, and tyranny” - Frederick William Robertson There is no universally accepted definition for the term ‘fraud’. The laws in many countries do not define fraud; it actually needs no definition; it is as old as falsehood
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Ladies and Gentlemen, it’s a great pleasure for me to be amidst all of you this morning to inaugurate the conference on Financial Frauds – Risks and prevention. Introduction 2. “There are three things in the world that deserve no mercy - hypocrisy, fraud, and tyranny” - Frederick William Robertson There is no universally accepted definition for the term ‘fraud’. The laws in many countries do not define fraud; it actually needs no definition; it is as old as falsehood
जून 23, 2015
सहकारी बैंकों के बारे में भविष्य एवं नए विचार – आर. गांधी
The co-operative movement in India is more than a century old; regulation thereof is also more than a century old with the first major impetus provided by the passage of the Co-operative Society Act in 1904. The co-operatives have come a long way and have seen many ups and downs since then; they have played the original role in financial inclusion and taking care of banking and credit needs of the lower and middle strata of society, in the length and breadth of India,
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
The co-operative movement in India is more than a century old; regulation thereof is also more than a century old with the first major impetus provided by the passage of the Co-operative Society Act in 1904. The co-operatives have come a long way and have seen many ups and downs since then; they have played the original role in financial inclusion and taking care of banking and credit needs of the lower and middle strata of society, in the length and breadth of India,
जून 22, 2015
बैंकों में क्षमता निर्माण – आर. गांधी
I appreciate CAFRAL for taking the initiative of holding this roundtable on capacity building in banks. As I am given to understand, the objective of this roundtable is to discuss the key aspects of the recommendations of the Committee on Capacity Building in Banks and Non-Bank Institutions (Chairman: Shri G. Goplalakrishna) and to formulate strategy to streamline and implement the recommendations. I also understand that the issues and challenges in implementing these
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
I appreciate CAFRAL for taking the initiative of holding this roundtable on capacity building in banks. As I am given to understand, the objective of this roundtable is to discuss the key aspects of the recommendations of the Committee on Capacity Building in Banks and Non-Bank Institutions (Chairman: Shri G. Goplalakrishna) and to formulate strategy to streamline and implement the recommendations. I also understand that the issues and challenges in implementing these
मई 28, 2015
भारतीय भुगतान प्रणाली क्लाइडस्कोप – एस.एस.मूँदड़ा
Shri. M. Balachandran, Chairman, National Payments Corporation of India (NPCI); Shri A.P.Hota, MD & CEO, NPCI; members of the NPCI Board, other distinguished guests, delegates to the Conference from India and abroad ; ladies and gentlemen! It is a privilege to be in the midst of this distinguished gathering to deliver the valedictory address at the “International Conference on National Payment Schemes” this afternoon. Indeed, this is a unique initiative by NPCI, t
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri. M. Balachandran, Chairman, National Payments Corporation of India (NPCI); Shri A.P.Hota, MD & CEO, NPCI; members of the NPCI Board, other distinguished guests, delegates to the Conference from India and abroad ; ladies and gentlemen! It is a privilege to be in the midst of this distinguished gathering to deliver the valedictory address at the “International Conference on National Payment Schemes” this afternoon. Indeed, this is a unique initiative by NPCI, t
मई 19, 2015
विकास के लिए आक्रामकता - रघुराम जी.राजन
There are few areas of robust growth around the world, with the IMF repeatedly reducing its growth forecasts in recent quarters. This period of slow growth is particularly dangerous because both industrial countries and emerging markets need high growth to quell rising domestic political tensions. Policies that attempt to divert growth from others rather than create new growth are more likely under these circumstances. Even as we create conditions for sustainable grow
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
There are few areas of robust growth around the world, with the IMF repeatedly reducing its growth forecasts in recent quarters. This period of slow growth is particularly dangerous because both industrial countries and emerging markets need high growth to quell rising domestic political tensions. Policies that attempt to divert growth from others rather than create new growth are more likely under these circumstances. Even as we create conditions for sustainable grow
मई 18, 2015
Is India ready for full Capital Account Convertibility?
Esteemed members of the Governing council of the MSNM Besant Institute of PG Management Studies, banker friends, faculty and students of the institute, ladies and gentlemen, 1. Thank you for inviting me to speak this evening. I am truly impressed by the rich tradition of this institution and congratulate all those associated with it for rendering yeomen service to the society. This part of the country has always boasted about the educational institutions and is home t
Shri G Padmanabhan, Executive Director, Reserve Bank of India
Esteemed members of the Governing council of the MSNM Besant Institute of PG Management Studies, banker friends, faculty and students of the institute, ladies and gentlemen, 1. Thank you for inviting me to speak this evening. I am truly impressed by the rich tradition of this institution and congratulate all those associated with it for rendering yeomen service to the society. This part of the country has always boasted about the educational institutions and is home t
मई 05, 2015
भारतीय बैंकिंग क्षेत्र : उभरती चुनौतियाँ तथा आगे की रणनीति
स्टेट बैंक ऑफ मैसूर के प्रबंध निदेशक श्री शरद शर्मा; भारतीय रिज़र्व बैंक, कर्नाटक के क्षेत्रीय निदेशक श्री कार्थक; सीनियर बैंकर्स; देवियों और सज्जनों! मैसूर के पूर्व महाराजा महामहिम श्री नलवाड़ी कृष्णराजा वडियार के सम्मान में आयोजित इस स्मृति व्याख्यान में शुरुआती भाषण देना मेरे लिए अत्यंत गौरव की बात है। स्टेट बैंक ऑफ मैसूर द्वारा श्री कृष्ण राजा वडियार के सम्मान में इस स्मृति व्याख्यान का आरंभ एकदम प्रासंगिक है। मैसूर रियासत के इस संत महाराजा ने अपने जीवनकाल में किसी
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
स्टेट बैंक ऑफ मैसूर के प्रबंध निदेशक श्री शरद शर्मा; भारतीय रिज़र्व बैंक, कर्नाटक के क्षेत्रीय निदेशक श्री कार्थक; सीनियर बैंकर्स; देवियों और सज्जनों! मैसूर के पूर्व महाराजा महामहिम श्री नलवाड़ी कृष्णराजा वडियार के सम्मान में आयोजित इस स्मृति व्याख्यान में शुरुआती भाषण देना मेरे लिए अत्यंत गौरव की बात है। स्टेट बैंक ऑफ मैसूर द्वारा श्री कृष्ण राजा वडियार के सम्मान में इस स्मृति व्याख्यान का आरंभ एकदम प्रासंगिक है। मैसूर रियासत के इस संत महाराजा ने अपने जीवनकाल में किसी
अप्रैल 20, 2015
भिन्न भिन्न बैंक : संरचना की चुनौतियां - आर गांधी
In a dynamic growth-oriented economy, the financial sector needs to keep pace with the demands of the real sector. It is crucial that the financial system is flexible and competitive to cope with multiple objectives and demands made on it by various constituents of the economy. The financial sector comes of age when it has diverse institutions, catering to different segments, ranging from retail to wholesale, micro-finance to project finance, nurturing specific sector
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
In a dynamic growth-oriented economy, the financial sector needs to keep pace with the demands of the real sector. It is crucial that the financial system is flexible and competitive to cope with multiple objectives and demands made on it by various constituents of the economy. The financial sector comes of age when it has diverse institutions, catering to different segments, ranging from retail to wholesale, micro-finance to project finance, nurturing specific sector
अप्रैल 06, 2015
Musings of a Departing Forex Market Regulator
Mr. Gupta, Chairman, FEDAI, Mr. Vohra, Mr. Banerjee, Vice- Chairmen, Mr. Patwardhan, CEO, my banker friends, colleagues from the RBI, ladies and gentlemen, 1. It gives me great pleasure to be here with you this morning. The Foreign Exchange Dealers’ Association of India has been choosing exciting overseas locations for its annual conventions these days, and this beautiful city, with its long history and increasing pre-eminence in European and international affairs is
Shri G Padmanabhan, Executive Director, Reserve Bank of India
Mr. Gupta, Chairman, FEDAI, Mr. Vohra, Mr. Banerjee, Vice- Chairmen, Mr. Patwardhan, CEO, my banker friends, colleagues from the RBI, ladies and gentlemen, 1. It gives me great pleasure to be here with you this morning. The Foreign Exchange Dealers’ Association of India has been choosing exciting overseas locations for its annual conventions these days, and this beautiful city, with its long history and increasing pre-eminence in European and international affairs is
अप्रैल 02, 2015
RBI celebrates its 80th Anniversary
Prime Minister urges Banking Fraternity to set Goals for Next 20 Years to remove India's Poverty Opening remarks by Dr. Raghuram G. Rajan, Governor, Reserve Bank of India Prime Minister's remarks Prime Minister's remarks full text in Hindi Video recording of inaugural function of RBI celebrating completion of its 80th year
Prime Minister urges Banking Fraternity to set Goals for Next 20 Years to remove India's Poverty Opening remarks by Dr. Raghuram G. Rajan, Governor, Reserve Bank of India Prime Minister's remarks Prime Minister's remarks full text in Hindi Video recording of inaugural function of RBI celebrating completion of its 80th year
अप्रैल 02, 2015
भारतीय रिज़र्व बैंक की 80वीं वर्षगांठ (2 अप्रैल 2015 को वित्तीय समावेशन सम्मेलन में भारतीय रिज़र्व बैंक के गवर्नर डॉ. रघुराम जी. राजन का उद्घाटन भाषण)
आदरणीय प्रधान मंत्री श्री नरेंद्र मोदी जी, महाराष्ट्र गवर्नर श्री विद्यासाग्गर जी, वित्त मंत्री श्री अरुण जैटली जी, मुख्य मंत्री श्री देवेंद्र फड़नवीस, अन्य विशिष्ट अतिथिगण, मेरे आरबीआई के साथियों, देवियों और सज्जनों। आज भारतीय रिज़र्व बैंक ने अस्सी वर्ष पूरे कर लिए हैं। आदमी के जीवन में अस्सी वर्ष काफी लंबा समय होता है। दक्षिण भारत में अस्सी वर्ष पूरे करने पर सदाभिषेकम नाम से एक समारोह मनाया जाता है। तो एक तरह से आज हम भारतीय रिज़र्व बैंक का सदाभिषेकम मना रहे हैं। लेक
डॉ. रघुराम जी. राजन, गवर्नर, भारतीय रिज़र्व बैंक
आदरणीय प्रधान मंत्री श्री नरेंद्र मोदी जी, महाराष्ट्र गवर्नर श्री विद्यासाग्गर जी, वित्त मंत्री श्री अरुण जैटली जी, मुख्य मंत्री श्री देवेंद्र फड़नवीस, अन्य विशिष्ट अतिथिगण, मेरे आरबीआई के साथियों, देवियों और सज्जनों। आज भारतीय रिज़र्व बैंक ने अस्सी वर्ष पूरे कर लिए हैं। आदमी के जीवन में अस्सी वर्ष काफी लंबा समय होता है। दक्षिण भारत में अस्सी वर्ष पूरे करने पर सदाभिषेकम नाम से एक समारोह मनाया जाता है। तो एक तरह से आज हम भारतीय रिज़र्व बैंक का सदाभिषेकम मना रहे हैं। लेक
मार्च 23, 2015
बैंकर–उधारकर्ता परस्पर प्रभाव : सहक्रियाएं तथा चुनौतियाँ
बीसीएसबीआई के अध्यक्ष श्री ए सी महाजन; एसोचैम नैशनल काउंसिल फॉर बैंकिंग एंड फाइनेंस के अध्यक्ष श्री एम नरेंद्र; एपीएएस एलएलपी के प्रबंध निदेशक श्री अश्विन पारेख; मंच पर उपस्थित अन्य पदाधिकारीगण; बैंकिंग जगत के साथियों; एसोचैम के सदस्यगण; प्रिंट तथा इलेक्ट्रोनिक मीडिया के प्रतिनिधिगण; देवियो और सज्जनो ! सर्वप्रथम मैं इस मुद्दे पर चर्चा आयोजित करने के लिए एसोचैम को बधाई देता हूँ, जो बैंकिंग उद्योग के लिए बहुत ही प्रासंगिक और समसामयिक है। बढ़ते हुए एनपीए के मद्देनजर बैंको
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
बीसीएसबीआई के अध्यक्ष श्री ए सी महाजन; एसोचैम नैशनल काउंसिल फॉर बैंकिंग एंड फाइनेंस के अध्यक्ष श्री एम नरेंद्र; एपीएएस एलएलपी के प्रबंध निदेशक श्री अश्विन पारेख; मंच पर उपस्थित अन्य पदाधिकारीगण; बैंकिंग जगत के साथियों; एसोचैम के सदस्यगण; प्रिंट तथा इलेक्ट्रोनिक मीडिया के प्रतिनिधिगण; देवियो और सज्जनो ! सर्वप्रथम मैं इस मुद्दे पर चर्चा आयोजित करने के लिए एसोचैम को बधाई देता हूँ, जो बैंकिंग उद्योग के लिए बहुत ही प्रासंगिक और समसामयिक है। बढ़ते हुए एनपीए के मद्देनजर बैंको
मार्च 23, 2015
कॉरपोरेट ऋण बाजार : समय की मांग – पुनरावलोकन
गुड मॉर्निंग देवियों और सज्जनों ! 2. कॉर्पोरेट कर्ज बाजार पर इस शिखर वार्ता के आयोजन के लिए में केयर रेटिंग को धन्यवाद देता हूँ । जैसा कि मै देख रहा हूँ, सेमीनार की विषयवस्तु अत्यंत व्यापक है और हमें इंडस्ट्री का प्रतिनिधित्व कर रहे कुछ उत्कृष्ट वक्ताओं को सुनने का अवसर मिल रहा है और उनके विचारों को जानना काफी रोचक होगा। एक नियामक के रूप में भारतीय रिजर्व बैंक में किसी बाजार के विकास के संबंध में हम अपना स्वतंत्र दृष्टिकोण रखते हैं, लेकिन बाजार के प्रतिभागियों को सुनन
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
गुड मॉर्निंग देवियों और सज्जनों ! 2. कॉर्पोरेट कर्ज बाजार पर इस शिखर वार्ता के आयोजन के लिए में केयर रेटिंग को धन्यवाद देता हूँ । जैसा कि मै देख रहा हूँ, सेमीनार की विषयवस्तु अत्यंत व्यापक है और हमें इंडस्ट्री का प्रतिनिधित्व कर रहे कुछ उत्कृष्ट वक्ताओं को सुनने का अवसर मिल रहा है और उनके विचारों को जानना काफी रोचक होगा। एक नियामक के रूप में भारतीय रिजर्व बैंक में किसी बाजार के विकास के संबंध में हम अपना स्वतंत्र दृष्टिकोण रखते हैं, लेकिन बाजार के प्रतिभागियों को सुनन
मार्च 20, 2015
गरीबी को मात देना: समस्याएं एवं चुनौतियाँ
स्कॉच ग्रुप के अध्यक्ष श्री समीर कोचर, मंच पर विराजमान महानुभाव एवं सभा में उपस्थित अन्य विद्वतजन; इस सम्मेलन में भाग लेनेवाले प्रतिनिधिगण; प्रिंट तथा इलेक्ट्रॉनिक मीडिया के सदस्य; देवियों एवं सज्जनों! यह मेरे लिए अत्यंत हर्ष एवं सौभाग्य की बात है कि मैं आज “गरीबी को मात देना” इस विषय पर आयोजित 39वें स्कॉच शिखर सम्मेलन के उदघाटन सत्र में यहां उपस्थित हूँ। शिखर सम्मेलन का यह विषय इस समय बहुत ही प्रासंगिक है जब प्रधानमंत्री जन-धन योजना के अंतर्गत प्रत्येक परिवार को बैं
श्री एस.एस. मूंदड़ा, उप गवर्नर, भारतीय रिज़र्व बैंक
स्कॉच ग्रुप के अध्यक्ष श्री समीर कोचर, मंच पर विराजमान महानुभाव एवं सभा में उपस्थित अन्य विद्वतजन; इस सम्मेलन में भाग लेनेवाले प्रतिनिधिगण; प्रिंट तथा इलेक्ट्रॉनिक मीडिया के सदस्य; देवियों एवं सज्जनों! यह मेरे लिए अत्यंत हर्ष एवं सौभाग्य की बात है कि मैं आज “गरीबी को मात देना” इस विषय पर आयोजित 39वें स्कॉच शिखर सम्मेलन के उदघाटन सत्र में यहां उपस्थित हूँ। शिखर सम्मेलन का यह विषय इस समय बहुत ही प्रासंगिक है जब प्रधानमंत्री जन-धन योजना के अंतर्गत प्रत्येक परिवार को बैं
मार्च 17, 2015
अपंरपरागत मौद्रिक नीति से फैलने वाले प्रभाव - उभरते बाज़ारों के लिए सबक - क्रिस्टीन लैगार्ड
Photographs Introduction Good afternoon, Ladies and Gentlemen. Governor Rajan, thank you for your generous introduction, and for inviting me to speak before this distinguished audience today. It is indeed a privilege to share the stage with Dr. Rajan, one of the world’s most highly regarded financial economists, one whom the Fund is fortunate enough to have had as its Economic Counselor. Raghu certainly has been very busy since he took over Governor of the RBI in Sept
क्रिस्टीन लैगार्ड, NULL
Photographs Introduction Good afternoon, Ladies and Gentlemen. Governor Rajan, thank you for your generous introduction, and for inviting me to speak before this distinguished audience today. It is indeed a privilege to share the stage with Dr. Rajan, one of the world’s most highly regarded financial economists, one whom the Fund is fortunate enough to have had as its Economic Counselor. Raghu certainly has been very busy since he took over Governor of the RBI in Sept
मार्च 03, 2015
साख सूचना साझा करने के लिए नई नीतिगत पहल- आर गांधी
Shri M.V.Nair, Chairman, CIBIL; Ms. Arundhati Bhattacharya, Chairman, SBI; Shri T.M. Bhasin, Chairman, IBA; Shri Arun Thukral, Managing Director, CIBIL; delegates to the Conference; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Seventh Annual CIBIL TransUnion Credit Information Conference. Background 2. Consequent to the recommendations of the ‘Working Group to explore the possibilities of setting u
श्री आर. गांधी, उप गवर्नर, भारतीय रिज़र्व बैंक
Shri M.V.Nair, Chairman, CIBIL; Ms. Arundhati Bhattacharya, Chairman, SBI; Shri T.M. Bhasin, Chairman, IBA; Shri Arun Thukral, Managing Director, CIBIL; delegates to the Conference; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Seventh Annual CIBIL TransUnion Credit Information Conference. Background 2. Consequent to the recommendations of the ‘Working Group to explore the possibilities of setting u
मार्च 02, 2015
Emerging Issues in Cyber Security in the Financial Sector
It is not often that one gets an opportunity to deliver the very first lecture of a series organised in memory of a person whom you have known and respected from the childhood. One may have many things to say and eulogise about the Late Highness Sri Chithira Thirunal, but I can claim to represent a family which knew him personally and many of his family members. Therefore, I am thankful to Mr Jeevandas Narayan, Managing Director of State Bank of Travancore for startin
Shri G Padmanabhan, Executive Director, Reserve Bank of India
It is not often that one gets an opportunity to deliver the very first lecture of a series organised in memory of a person whom you have known and respected from the childhood. One may have many things to say and eulogise about the Late Highness Sri Chithira Thirunal, but I can claim to represent a family which knew him personally and many of his family members. Therefore, I am thankful to Mr Jeevandas Narayan, Managing Director of State Bank of Travancore for startin
आरबीआई मोबाइल एप्लीकेशन इंस्टॉल करें और लेटेस्ट न्यूज़ का तुरंत एक्सेस पाएं!
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