In terms of announcement in para 48 of First Bi-monthly Monetary Policy Statement, 2016-17, Reserve Bank laid down a framework for accreditation of credit counsellors which was shared with SIDBI for laying down operational guidelines. Accordingly, the scheme was launched by SIDBI in July 2017. As per the scheme, Certified Credit Counsellors are institutions or individuals registered with SIDBI who shall assist MSMEs in preparing project reports in a professional manner which would, in turn, help banks make more informed credit decisions.

• The customers should be issued the securities after receiving clear money. After receiving clear money, banks should register the customer on CBS and generate Certificate of Holding.

Yes.  A duplicate Government security may be issued if the holding was in the form of SC and GPN. However, no duplicate Government security will be issued for Bearer Bonds/Prize Bonds. Further, no duplicate Government security will be issued in case of matured loans and the redemption proceeds will be paid to the investor after following the procedure for issuing duplicate Government security.

Ans : No. There is no value limit on the amount of individual transactions that can be collected by ECS Debit.

In terms of sub-section 4, of Section (6) of the Foreign Exchange Management Act, 1999, a person resident in India is free to hold, own, transfer or invest in foreign currency, foreign security or any immovable property situated outside India if such currency, security or property was acquired, held or owned by such person when he was resident outside India or inherited from a person who was resident outside India.

RBI will issue securities only in demat (SGL) form. It will credit the securities to the CSGL account of the bank/PD .

Yes. Whenever the due dates fall on Saturday/Sunday/non-business working day/holidays banks are permitted, to pay interest on NRE and FCNR(B) deposits at the originally contracted rate for the intervening period between the due date and date of payment so that no interest loss is suffered by the depositors.III. Advances

Yes. Companies, which are under the investigation by the Enforcement Directorate or are in the Reserve Bank’s caution/defaulters list, are not eligible to make investment under the automatic route.

এর 10 আগস্ট 2012 র সার্কুলার ডিপিএসএস.সিও.সিএইচ.ডি.নং. 274/03.01.02/2012-13 অনুযায়ী চেক বুক প্রদানের সুবিধা বিএসবিডিএ গ্রাহকদের ন্যূনতম সুবিধার মধ্যে পড়ে না। গ্রাহকরা বিনামূল্যে চেক বুক ইত্যাদির মত যেকোনো অতিরিক্ত সুবিধা গ্রহণ করতে পারেন (যে ক্ষেত্রে অ্যাকাউন্টটা বিএসবিডিএ-ই থেকে যায়) অথবা অতিরিক্ত সুবিধার জন্য শুল্ক প্রদান করতে পারেন (যেক্ষেত্রে অ্যাকাউন্টটা বিএসবিডিএ হয়ে থাকে না)