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83506714

Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation March 2000 (Part 1 of 2)

           

(Amount in Rupees Lakh)


     

LESS THAN 6%

6% AND ABOVE BUT

       

LESS THAN 10%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


     

1

2

3

4

5

6


I.

AGRICULTURE

11

11,94

6,21

279

124,68

105,09

 

1. Direct Finance

-

-

-

153

39,64

32,28

 

2. Indirect Finance

11

11,94

6,21

126

85,05

72,81

II.

INDUSTRY

14

3,74

2,41

2,420

2718,06

2100,63

 

1. Mining & Quarrying

-

-

-

63

66,90

51,69

 

2. Food Manufacturing & Processing

-

-

-

157

236,18

126,93

 

(a)

Rice Mills, Flour & Dal Mills

-

-

-

21

47,27

24,48

 

(b)

Sugar

-

-

-

1

47

27

 

(c)

Edible Oils & Vanaspati

-

-

-

40

62,69

29,96

 

(d)

Tea Processing

-

-

-

3

57

1,66

 

(e)

Processing of Fruits & Vegetables

-

-

-

14

3,22

2,60

 

(f)

Others

-

-

-

78

121,96

67,96

 

3. Beverage & Tobacco

-

-

-

3

2,61

7,03

 

4. Textiles

-

-

-

1,006

714,25

555,13

 

(a)

Cotton Textiles

-

-

-

194

211,95

154,19

 

(b)

Jute Textiles

-

-

-

2

4,50

3,09

 

(c)

Handloom Textiles & Khadi

-

-

-

14

4,66

3,37

 

(d)

Other Textiles

-

-

-

796

493,14

394,49

 

5. Paper, Paper Products & Printing

-

-

-

20

4,23

1,69

 

6. Leather & Leather Products

-

-

-

183

143,81

125,59

 

7. Rubber & Rubber Products

-

-

-

20

13,81

8,71

 

8. Chemicals & Chemical Products

-

-

-

247

273,19

217,11

 

(a)

Heavy Industrial Chemicals

-

-

-

29

45,83

24,42

 

(b)

Fertilisers

-

-

-

7

4,35

3,46

 

(c)

Drugs & Pharmaceuticals

-

-

-

84

134,66

109,46

 

(d)

Non-Edible Oils

-

-

-

2

6,24

5,61

 

(e)

Other Chemicals & Chemical Products

-

-

-

125

82,11

74,15

 

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

18

163,06

161,70

 

10. Manufacture of Cement & Cement Products

-

-

-

4

11,59

11,72

 

11. Basic Metals & Metal Products

-

-

-

225

519,94

388,19

 

(a)

Iron & Steel

-

-

-

79

451,51

336,01

 

(b)

Non-Ferrous Metals

-

-

-

27

17,04

11,77

 

(c)

Other Metal Products

-

-

-

119

51,40

40,40

 

12. Engineering

-

-

-

148

184,83

145,57

 

(a)

Heavy Engineering

-

-

-

44

80,72

50,45

 

(b)

Light Engineering

-

-

-

41

44,89

41,82

 

(c)

Electrical Machinery & Goods

-

-

-

33

48,90

45,48

 

(d)

Electronic Machinery & Goods

-

-

-

30

10,32

7,82

 

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

74

55,21

42,65

 

14. Other Industries

6

65

18

228

293,64

232,74

 

15. Electricity, Gas & Water

1

2

-

5

23,52

12,40

 

(a)

Electricity Generation & Transmission

1

2

-

4

23,48

12,37

 

(b)

Non-Conventional Energy

-

-

-

-

-

-

 

(c)

Gas, Steam & Water Supply

-

-

-

1

4

3

 

16. Construction

7

3,07

2,23

19

11,29

11,79

III.

TRANSPORT OPERATORS

4

14

13

41

560,10

336,18

IV.

PROFESSIONAL AND OTHER SERVICES

2

5,00

89

156

65,88

57,21

V.

PERSONAL LOANS

20,808

821,42

744,28

2,241

136,24

120,66

 

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2. Loans for Housing

19,843

793,31

718,94

1,718

122,79

111,61

 

3. Rest of the Personal Loans

965

28,11

25,34

523

13,45

9,04

VI.

TRADE

-

-

-

669

417,48

338,43

 

1. Wholesale Trade

-

-

-

401

339,75

280,90

 

2. Retail Trade

-

-

-

268

77,73

57,53

VII.

FINANCE

21

8,76

7,86

241

138,29

119,99

VIII.

ALL OTHERS

72

51,55

24,32

396

164,14

113,15


TOTAL LOANS AND ADVANCES

20,932

902,56

786,09

6,443

4324,87

3291,32

OF WHICH:

1. Artisans & Village Industries

-

-

-

30

4,13

4,13

   

2. Other Small Scale Industries

-

-

-

985

557,74

376,84


           

(Amount in Rupees Lakh)


     

10% AND ABOVE BUT

12% AND ABOVE BUT

     

LESS THAN 12%

LESS THAN 13%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


     

7

8

9

10

11

12


I.

AGRICULTURE

3,845

1582,60

1267,05

12,111

1844,57

1518,47

 

1. Direct Finance

2,747

373,95

293,93

10,721

572,43

504,04

 

2. Indirect Finance

1,098

1208,65

973,12

1,390

1272,14

1014,43

II.

INDUSTRY

11,257

18187,75

13645,31

11,471

27006,87

21044,18

 

1. Mining & Quarrying

316

263,95

151,02

194

962,26

734,25

 

2. Food Manufacturing & Processing

834

1938,57

1409,99

1,882

901,77

707,32

 

(a)

Rice Mills, Flour & Dal Mills

202

656,89

530,55

1,387

315,35

277,09

 

(b)

Sugar

20

29,62

27,08

78

271,62

213,41

 

(c)

Edible Oils & Vanaspati

86

261,90

166,12

81

39,39

26,51

 

(d)

Tea Processing

53

189,55

128,89

26

28,68

26,85

 

(e)

Processing of Fruits & Vegetables

40

36,85

29,10

20

11,93

1,39

 

(f)

Others

433

763,77

528,24

290

234,79

162,06

 

3. Beverage & Tobacco

75

303,28

229,52

81

224,53

234,93

 

4. Textiles

3,736

4684,23

3536,80

1,489

1409,32

929,78

 

(a)

Cotton Textiles

1,051

2022,56

1599,41

457

672,64

517,17

 

(b)

Jute Textiles

48

27,10

18,97

22

10,22

9,62

 

(c)

Handloom Textiles & Khadi

124

197,07

101,19

110

38,20

27,01

 

(d)

Other Textiles

2,513

2437,49

1817,23

900

688,27

375,97

 

5. Paper, Paper Products & Printing

133

113,07

81,29

361

286,32

175,40

 

6. Leather & Leather Products

609

470,59

401,09

219

76,47

58,96

 

7. Rubber & Rubber Products

148

234,53

168,93

123

359,48

175,13

 

8. Chemicals & Chemical Products

1,136

2026,42

1535,01

1,620

2901,89

2127,67

 

(a)

Heavy Industrial Chemicals

175

422,20

347,86

81

155,19

132,22

 

(b)

Fertilisers

26

111,72

109,06

82

1424,99

1076,34

 

(c)

Drugs & Pharmaceuticals

331

684,41

480,12

276

586,51

389,63

 

(d)

Non-Edible Oils

12

141,96

121,79

22

10,31

5,60

 

(e)

Other Chemicals & Chemical Products

592

666,12

476,18

1,159

724,89

523,89

 

9. Petroleum, Coal Products & Nuclear Fuels

104

1308,52

962,62

142

6363,71

5569,53

 

10. Manufacture of Cement & Cement Products

51

93,93

86,75

184

731,00

463,72

 

11. Basic Metals & Metal Products

856

1469,99

1124,50

961

2829,03

2309,85

 

(a)

Iron & Steel

261

933,84

735,09

334

2432,45

2016,92

 

(b)

Non-Ferrous Metals

112

197,15

133,40

62

112,19

78,19

 

(c)

Other Metal Products

483

339,00

256,01

565

284,40

214,74

 

12. Engineering

829

1467,31

879,30

1,230

3022,59

2122,16

 

(a)

Heavy Engineering

186

511,00

260,93

315

1878,09

1269,31

 

(b)

Light Engineering

226

263,49

183,67

432

474,96

351,34

 

(c)

Electrical Machinery & Goods

201

375,46

260,83

271

390,74

281,93

 

(d)

Electronic Machinery & Goods

216

317,37

173,87

212

278,81

219,58

 

13. Vehicles, Vehicle Parts & Transport Equipments

272

758,44

519,69

296

1450,33

1130,09

 

14. Other Industries

1,788

2489,88

2086,67

2,066

1819,34

1407,85

 

15. Electricity, Gas & Water

59

198,13

133,71

125

3308,86

2610,96

 

(a)

Electricity Generation & Transmission

38

192,86

129,89

91

3305,82

2608,25

 

(b)

Non-Conventional Energy

3

21

17

13

67

75

 

(c)

Gas, Steam & Water Supply

18

5,06

3,65

21

2,37

1,96

 

16. Construction

311

366,91

338,43

498

359,94

286,58

III.

TRANSPORT OPERATORS

729

47,31

32,29

3,219

511,84

376,50

IV.

PROFESSIONAL AND OTHER SERVICES

1,167

333,32

296,40

2,377

1011,25

800,07

V.

PERSONAL LOANS

95,054

3696,38

3443,50

34,657

1846,03

1527,41

 

1. Loans for Purchase of Consumer Durables

384

12,86

11,82

414

14,51

11,35

 

2. Loans for Housing

83,232

3240,66

3052,81

17,117

1013,67

848,57

 

3. Rest of the Personal Loans

11,438

442,85

378,87

17,126

817,85

667,50

VI.

TRADE

4,869

3446,90

2699,11

8,992

22125,06

20359,46

 

1. Wholesale Trade

2,999

2656,18

2080,67

2,463

21125,71

19558,56

 

2. Retail Trade

1,870

790,72

618,43

6,529

999,35

800,91

VII.

FINANCE

625

3351,17

3050,81

1,307

5247,43

4473,76

VIII.

ALL OTHERS

2,144

1230,89

1017,38

4,515

2815,83

2581,53


TOTAL LOANS AND ADVANCES

1,19,690

31876,32

25451,84

78,649

62408,88

52681,37

OF WHICH:

1. Artisans & Village Industries

138

13,18

9,69

1,451

104,32

90,10

   

2. Other Small Scale Industries

4,033

2654,59

2082,42

3,984

1002,30

755,91


           

(Amount in Rupees Lakh)


     

13% AND ABOVE BUT

14% AND ABOVE BUT

     

LESS THAN 14%

LESS THAN 15%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


     

13

14

15

16

17

18


I.

AGRICULTURE

35,142

2047,11

1636,04

46,785

3165,90

2601,07

 

1. Direct Finance

32,808

1124,40

893,71

43,215

1663,68

1546,04

 

2. Indirect Finance

2,334

922,71

742,33

3,570

1502,23

1055,03

II.

INDUSTRY

41,423

22411,20

18080,28

40,750

28104,55

22710,16

 

1. Mining & Quarrying

548

1272,26

1167,12

746

816,79

700,74

 

2. Food Manufacturing & Processing

4,975

2267,53

1849,21

5,939

2637,10

2095,93

 

(a)

Rice Mills, Flour & Dal Mills

2,750

903,02

792,18

3,272

774,38

561,34

 

(b)

Sugar

123

227,01

187,23

415

658,96

568,33

 

(c)

Edible Oils & Vanaspati

611

155,74

113,69

640

310,51

284,65

 

(d)

Tea Processing

99

117,24

69,34

153

282,79

219,64

 

(e)

Processing of Fruits & Vegetables

47

10,96

9,60

93

51,39

56,47

 

(f)

Others

1,345

853,57

677,17

1,366

559,08

405,50

 

3. Beverage & Tobacco

206

204,73

163,69

292

385,52

275,95

 

4. Textiles

6,136

2368,61

1810,15

5,923

3129,18

2651,55

 

(a)

Cotton Textiles

1,627

902,54

613,53

1,868

1363,25

1123,15

 

(b)

Jute Textiles

58

27,27

15,95

80

19,88

16,94

 

(c)

Handloom Textiles & Khadi

668

56,47

48,21

484

54,42

47,49

 

(d)

Other Textiles

3,783

1382,33

1132,47

3,491

1691,63

1463,97

 

5. Paper, Paper Products & Printing

1,728

427,40

350,45

1,752

682,90

542,41

 

6. Leather & Leather Products

642

199,53

168,74

494

207,31

134,64

 

7. Rubber & Rubber Products

813

339,90

312,21

693

557,88

426,18

 

8. Chemicals & Chemical Products

4,899

3193,73

2536,03

4,892

4357,09

3403,27

 

(a)

Heavy Industrial Chemicals

333

409,93

305,28

416

745,31

520,26

 

(b)

Fertilisers

172

1118,36

1050,64

178

1037,89

942,57

 

(c)

Drugs & Pharmaceuticals

697

528,34

331,74

894

845,51

623,10

 

(d)

Non-Edible Oils

82

19,56

10,85

84

61,28

49,73

 

(e)

Other Chemicals & Chemical Products

3,615

1117,54

837,53

3,320

1667,10

1267,62

 

9. Petroleum, Coal Products & Nuclear Fuels

671

1170,43

1029,84

314

1719,44

1502,16

 

10. Manufacture of Cement & Cement Products

455

452,88

377,07

424

871,63

753,86

 

11. Basic Metals & Metal Products

4,983

2328,49

1879,59

4,348

2916,58

2336,26

 

(a)

Iron & Steel

996

1359,56

1126,05

1,444

2075,28

1640,65

 

(b)

Non-Ferrous Metals

315

90,40

59,49

305

197,35

175,60

 

(c)

Other Metal Products

3,672

878,53

694,05

2,599

643,95

520,01

 

12. Engineering

4,176

2609,87

1977,94

4,580

3832,87

2898,98

 

(a)

Heavy Engineering

803

828,62

602,86

956

753,76

574,51

 

(b)

Light Engineering

1,177

541,59

412,05

1,296

894,28

686,00

 

(c)

Electrical Machinery & Goods

1,525

767,75

571,96

1,505

1068,41

843,63

 

(d)

Electronic Machinery & Goods

671

471,90

391,07

823

1116,44

794,85

 

13. Vehicles, Vehicle Parts & Transport Equipments

1,642

1086,02

755,20

1,566

1699,81

1405,26

 

14. Other Industries

8,597

2526,79

2153,48

7,344

2293,78

1994,43

 

15. Electricity, Gas & Water

228

1341,48

1057,61

410

1328,09

992,84

 

(a)

Electricity Generation & Transmission

176

1288,03

1044,28

304

1213,13

933,65

 

(b)

Non-Conventional Energy

13

50,74

10,71

22

2,20

2,70

 

(c)

Gas, Steam & Water Supply

39

2,71

2,62

84

112,77

56,49

 

16. Construction

724

621,55

491,94

1,033

668,59

595,68

III.

TRANSPORT OPERATORS

7,687

1493,47

1383,61

13,874

752,93

596,24

IV.

PROFESSIONAL AND OTHER SERVICES

5,127

1584,81

1179,58

7,210

1758,24

1410,86

V.

PERSONAL LOANS

64,659

3023,36

2602,90

40,211

2123,07

1758,31

 

1. Loans for Purchase of Consumer Durables

774

25,78

22,16

1,119

38,75

32,10

 

2. Loans for Housing

41,699

1949,60

1687,97

16,900

1074,87

909,31

 

3. Rest of the Personal Loans

22,186

1047,98

892,77

22,192

1009,45

816,90

VI.

TRADE

17,901

4437,68

3782,77

31,094

4064,38

3302,70

 

1. Wholesale Trade

6,393

3241,28

2872,19

11,145

2086,55

1696,90

 

2. Retail Trade

11,508

1196,39

910,57

19,949

1977,84

1605,80

VII.

FINANCE

1,177

3545,48

2638,87

1,179

2911,19

2015,37

VIII.

ALL OTHERS

6,330

1896,88

1585,79

9,023

2924,61

2363,31


TOTAL LOANS AND ADVANCES

1,79,446

40439,97

32889,84

1,90,126

45804,87

36758,01

OF WHICH:

1. Artisans & Village Industries

1,403

88,03

62,18

970

51,67

49,00

   

2. Other Small Scale Industries

27,512

2991,98

2559,64

20,280

3651,02

2880,46


           

(Amount in Rupees Lakh)


     

15% AND ABOVE BUT

16% AND ABOVE BUT

     

LESS THAN 16%

LESS THAN 17%


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


     

19

20

21

22

23

24


I.

AGRICULTURE

42,879

3517,04

2950,45

35,350

2944,07

2437,16

 

1. Direct Finance

39,234

2022,03

1767,18

31,687

1855,54

1613,98

 

2. Indirect Finance

3,645

1495,01

1183,27

3,663

1088,53

823,17

II.

INDUSTRY

68,191

46667,75

37292,67

93,563

39429,73

31047,76

 

1. Mining & Quarrying

1,089

849,85

615,97

1,714

717,23

400,28

 

2. Food Manufacturing & Processing

8,683

4687,36

3598,93

9,534

3916,60

3164,13

 

(a)

Rice Mills, Flour & Dal Mills

4,702

1310,24

996,59

4,350

892,17

683,30

 

(b)

Sugar

497

1473,89

1155,99

336

1032,75

914,29

 

(c)

Edible Oils & Vanaspati

906

580,86

469,63

1,080

493,63

407,44

 

(d)

Tea Processing

319

419,00

318,38

342

271,46

187,50

 

(e)

Processing of Fruits & Vegetables

174

52,17

50,64

325

81,41

67,99

 

(f)

Others

2,085

851,21

607,70

3,101

1145,19

903,61

 

3. Beverage & Tobacco

483

475,55

365,10

765

531,70

427,95

 

4. Textiles

9,649

5332,95

4339,61

15,637

5786,76

4910,57

 

(a)

Cotton Textiles

3,201

2098,37

1799,06

5,097

2696,25

2163,66

 

(b)

Jute Textiles

105

53,23

32,36

165

120,96

82,24

 

(c)

Handloom Textiles & Khadi

591

110,85

88,66

802

111,25

91,26

 

(d)

Other Textiles

5,752

3070,51

2419,53

9,573

2858,30

2573,41

 

5. Paper, Paper Products & Printing

3,194

1390,09

1143,75

4,858

1249,10

1038,14

 

6. Leather & Leather Products

869

387,54

333,64

1,155

363,06

318,50

 

7. Rubber & Rubber Products

1,306

588,25

481,57

1,606

536,09

382,69

 

8. Chemicals & Chemical Products

7,962

6480,01

4853,02

11,690

5916,31

4512,95

 

(a)

Heavy Industrial Chemicals

767

979,94

807,47

1,105

932,77

752,20

 

(b)

Fertilisers

242

846,50

777,22

320

606,89

462,24

 

(c)

Drugs & Pharmaceuticals

1,448

2153,08

1303,45

2,144

1416,63

1035,46

 

(d)

Non-Edible Oils

105

47,25

35,54

164

60,67

62,02

 

(e)

Other Chemicals & Chemical Products

5,400

2453,24

1929,33

7,957

2899,37

2201,04

 

9. Petroleum, Coal Products & Nuclear Fuels

705

3921,03

3544,84

824

868,90

564,28

 

10. Manufacture of Cement & Cement Products

648

894,15

775,60

965

916,29

839,78

 

11. Basic Metals & Metal Products

7,927

6614,65

5541,40

9,846

4135,81

3549,48

 

(a)

Iron & Steel

3,208

5055,97

4236,53

4,001

2613,37

2403,55

 

(b)

Non-Ferrous Metals

577

337,06

275,72

753

295,32

205,03

 

(c)

Other Metal Products

4,142

1221,62

1029,15

5,092

1227,12

940,89

 

12. Engineering

7,732

6120,61

4749,23

11,086

6079,42

4604,73

 

(a)

Heavy Engineering

1,356

1118,58

838,28

1,913

1499,04

1116,48

 

(b)

Light Engineering

2,599

1376,37

1117,75

3,954

1734,81

1267,68

 

(c)

Electrical Machinery & Goods

2,323

2198,24

1589,56

3,114

1383,76

1069,85

 

(d)

Electronic Machinery & Goods

1,454

1427,42

1203,63

2,105

1461,81

1150,72

 

13. Vehicles, Vehicle Parts & Transport Equipments

2,513

2085,88

1450,47

3,118

1520,55

1002,79

 

14. Other Industries

13,061

4551,36

3636,57

16,965

3991,81

2982,50

 

15. Electricity, Gas & Water

522

1361,02

1213,95

638

1670,05

1300,34

 

(a)

Electricity Generation & Transmission

319

1251,99

1113,30

380

1518,66

1148,26

 

(b)

Non-Conventional Energy

60

9,54

8,80

70

29,80

26,81

 

(c)

Gas, Steam & Water Supply

143

99,49

91,86

188

121,58

125,27

 

16. Construction

1,848

927,42

649,04

3,162

1230,02

1048,64

III.

TRANSPORT OPERATORS

18,427

1107,29

827,69

18,383

1285,74

946,71

IV.

PROFESSIONAL AND OTHER SERVICES

11,078

2400,59

1749,73

13,705

2752,04

2033,10

V.

PERSONAL LOANS

67,279

3426,57

2630,20

42,341

2439,07

2051,12

 

1. Loans for Purchase of Consumer Durables

5,267

169,11

139,18

4,115

135,80

110,50

 

2. Loans for Housing

11,498

720,33

621,44

8,834

817,87

732,72

 

3. Rest of the Personal Loans

50,514

2537,13

1869,58

29,392

1485,40

1207,90

VI.

TRADE

38,889

6251,19

4867,99

64,078

12045,63

10572,58

 

1. Wholesale Trade

14,521

3042,42

2230,92

25,445

8014,81

7250,42

 

2. Retail Trade

24,368

3208,76

2637,07

38,633

4030,82

3322,16

VII.

FINANCE

1,832

5418,87

3329,16

2,166

3447,38

2122,88

VIII.

ALL OTHERS

12,746

4367,60

3531,28

15,592

4103,40

3392,01


TOTAL LOANS AND ADVANCES

2,61,321

73156,89

57179,18

2,85,178

68447,04

54603,32

OF WHICH:

1. Artisans & Village Industries

1,677

142,82

125,18

1,740

139,13

113,42

   

2. Other Small Scale Industries

33,050

6993,92

5672,64

42,237

7615,08

6243,37


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