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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 2000

             

(Amount in Rupees Lakh)


 

CASH CREDIT

OVERDRAFTS

DEMAND LOANS


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     

standing

   

standing

   

standing


 

1

2

3

4

5

6

7

8

9


Less than 6%

4

9,54

7,04

3

80

35

2

86

86

                   

6% and above but less than 10%

425

269,22

233,09

299

123,48

101,47

389

295,73

270,15

                   

10% and above but less than 12%

3,569

2704,31

1871,73

4,353

992,54

767,45

4,069

1603,99

1398,22

                   

12% and above but less than 13%

12,064

28491,00

23676,17

11,940

2357,16

1691,81

9,058

9569,45

8040,54

                   

13% and above but less than 14%

46,386

13185,66

10121,87

13,765

2897,75

2003,49

10,098

6187,09

4963,34

                   

14% and above but less than 15%

52,041

16315,07

12805,01

17,761

3569,27

2184,77

12,549

9005,77

7532,47

                   

15% and above but less than 16%

80,154

32461,90

25503,67

27,272

7634,12

4355,05

16,299

10088,45

8409,15

                   

16% and above but less than 17%

1,20,301

32126,21

26607,75

25,480

6902,38

4441,14

13,712

8472,07

6070,11

                   

17% and above but less than 18%

48,825

13389,56

11792,56

19,594

4061,76

3092,97

8,019

4722,57

4303,32

                   

18% and above but less than 20%

36,517

8278,26

7215,76

16,968

4107,79

3570,41

7,775

3240,31

2874,49

                   

20% and above

10,786

3473,67

2800,14

9,375

1835,48

1553,37

3,728

2299,47

1553,67


TOTAL LOANS & ADVANCES

4,11,072

150704,40

122634,78

1,46,810

34482,52

23762,30

85,698

55485,77

45416,33


                   

 

MEDIUM TERM LOANS

LONG TERM LOANS

PACKING CREDIT


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     

standing

   

standing

   

standing


 

10

11

12

13

14

15

16

17

18


Less than 6%

950

71,13

63,64

19,973

820,23

714,19

-

-

-

                   

6% and above but less than 10%

469

96,43

86,02

2,362

227,32

194,66

2,499

3312,68

2405,93

                   

10% and above but less than 12%

6,812

2214,96

2031,48

91,423

7719,43

6993,47

9,464

16641,09

12389,50

                   

12% and above but less than 13%

11,464

3679,89

3254,84

33,107

16957,37

15013,91

1,016

1354,02

1004,10

                   

13% and above but less than 14%

22,640

3508,38

3183,72

85,304

13345,64

11638,19

1,253

1315,47

979,23

                   

14% and above but less than 15%

25,838

4085,58

3542,82

81,544

12510,88

10436,37

393

318,31

256,56

                   

15% and above but less than 16%

44,185

7856,57

6391,21

92,784

14108,72

11902,71

627

1007,13

617,39

                   

16% and above but less than 17%

39,442

6369,50

5566,31

83,908

12427,76

10327,11

2,335

2149,12

1590,90

                   

17% and above but less than 18%

24,017

3013,02

2612,74

48,016

6209,62

5148,79

844

680,54

547,88

                   

18% and above but less than 20%

17,396

2420,49

2187,43

37,980

4625,75

3844,60

300

194,60

184,53

                   

20% and above

7,402

1089,02

987,89

8,883

1973,17

1939,30

1

72

53


TOTAL LOANS & ADVANCES

2,00,615

34404,96

29908,09

5,85,284

90925,90

78153,31

18,732

26973,68

19976,55


See Notes on Tables

                 

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