Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

(Amount in Rupees Thousand)

EASTERN REGION

STATE : WEST BENGAL

BANKURA

BARDDHAMAN

BIRBHUM

CALCUTTA

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

67,683

40,01,48

88,597

106,03,80

59,921

46,21,38

3,555

260,91,49

1. Direct Finance

67,155

35,23,26

87,464

102,04,26

58,982

44,43,70

3,080

114,58,98

2. Indirect Finance

528

4,78,22

1,133

3,99,54

939

1,77,68

475

146,32,51

II.

INDUSTRY

53,737

34,34,82

56,561

476,99,48

34,576

43,04,12

1,47,453

12456,40,15

1. Mining & Quarrying

5

74,86

9

3,74,11

21

1,15,88

123

1211,32,30

2. Manufacturing & Processing

53,463

30,32,35

56,117

469,59,44

34,256

37,41,64

1,42,883

10510,68,50

3. Electricity, Gas & Water

—

—

4

18,35

—

—

180

513,39,84

4. Construction

269

3,27,61

431

3,47,58

299

4,46,60

4,267

220,99,51

III.

TRANSPORT OPERATORS

3,027

4,42,81

6,667

25,69,57

2,461

4,17,09

11,592

229,93,69

IV.

PROFESSIONAL AND OTHER SERVICES

6,779

6,02,91

11,870

21,46,10

4,200

5,67,78

21,020

859,75,93

V.

PERSONAL LOANS

27,313

51,65,75

63,536

169,10,53

33,773

62,91,21

4,04,921

1625,52,33

1. Loans for Purchase of Consumer Durables

4,219

10,97,40

4,524

8,54,00

6,249

13,59,88

12,378

30,97,37

2. Loans for Housing

2,831

14,95,87

11,485

67,08,47

4,578

21,40,23

78,138

574,32,17

3. Rest of the Personal Loans

20,263

25,72,48

47,527

93,48,06

22,946

27,91,10

3,14,405

1020,22,79

VI.

TRADE

22,845

28,82,57

48,601

124,79,70

33,721

45,08,54

54,207

2072,71,03

1. Wholesale Trade

591

6,40,12

3,654

33,48,44

1,188

4,83,32

25,126

1401,38,57

2. Retail Trade

22,254

22,42,45

44,947

91,31,26

32,533

40,25,22

29,081

671,32,46

VII.

FINANCE

3

6,45

143

5,94,22

6

86,46

12,316

872,82,96

VIII.

ALL OTHERS

15,139

27,12,40

30,456

103,41,45

7,972

17,29,88

99,201

1859,87,88

TOTAL BANK CREDIT

1,96,526

192,49,19

3,06,431

1033,44,85

1,76,630

225,26,46

7,54,265

20237,95,46

OF WHICH:

1. Artisans & Village Industries

31,999

12,36,91

31,141

20,17,05

23,170

14,66,27

12,246

47,53,35

2. Other Small Scale Industries

17,060

15,29,16

20,666

106,57,93

8,333

18,09,03

36,947

1123,45,42

STATE : WEST BENGAL

DAKSHIN DINAJPUR

DARJILING

HAORA

HUGLI

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

25,615

14,25,57

24,407

29,04,11

17,858

31,09,91

54,504

94,64,09

1. Direct Finance

25,487

14,01,99

24,186

26,08,62

17,143

14,06,78

53,998

72,07,38

2. Indirect Finance

128

23,58

221

2,95,49

715

17,03,13

506

22,56,71

II.

INDUSTRY

18,337

10,86,05

5,509

94,84,65

35,611

256,00,95

43,096

136,94,18

1. Mining & Quarrying

—

—

8

45,55

16

1,43,03

5

17,13

2. Manufacturing & Processing

18,310

10,83,17

5,380

92,06,67

35,445

253,58,46

42,851

136,06,79

3. Electricity, Gas & Water

—

—

2

5,22

1

2,56

2

8,74

4. Construction

27

2,88

119

2,27,21

149

96,90

238

61,52

III.

TRANSPORT OPERATORS

1,745

2,86,08

1,620

10,21,33

3,635

6,53,97

2,987

9,90,29

IV.

PROFESSIONAL AND OTHER SERVICES

827

65,34

3,637

15,44,07

13,532

16,85,86

9,717

16,20,39

V.

PERSONAL LOANS

6,111

11,09,75

20,161

68,83,48

43,803

111,46,95

44,523

110,67,88

1. Loans for Purchase of Consumer Durables

480

1,00,59

3,040

6,06,41

2,342

4,12,44

1,491

2,59,35

2. Loans for Housing

676

3,90,82

4,252

31,38,15

8,566

48,66,32

8,498

49,23,56

3. Rest of the Personal Loans

4,955

6,18,34

12,869

31,38,92

32,895

58,68,19

34,534

58,84,97

VI.

TRADE

10,096

8,88,24

16,512

89,33,19

34,239

74,25,80

35,849

79,59,29

1. Wholesale Trade

122

1,09,18

817

35,40,79

1,126

27,14,40

1,298

21,89,56

2. Retail Trade

9,974

7,79,06

15,695

53,92,40

33,113

47,11,40

34,551

57,69,73

VII.

FINANCE

—

—

17

64,88

20

83,74

346

95,27

VIII.

ALL OTHERS

6,191

7,57,22

3,974

24,10,35

13,386

50,67,34

19,488

56,17,01

TOTAL BANK CREDIT

68,922

56,18,25

75,837

332,46,06

1,62,084

547,74,52

2,10,510

   505,08,40

OF WHICH:

1. Artisans & Village Industries

15,426

5,39,95

2,088

1,99,11

16,668

12,06,79

17,500

9,72,20

2. Other Small Scale Industries

2,082

4,76,87

2,724

48,36,39

13,088

118,95,59

19,841

50,07,28

STATE : WEST BENGAL

JALPAIGURI

KOCH BIHAR

MALDAH

MEDINIPUR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

36,584

23,69,22

48,471

26,19,09

53,011

33,06,24

1,62,030

139,83,69

1. Direct Finance

36,515

23,36,55

48,298

25,68,28

52,406

32,48,03

1,60,482

134,54,46

2. Indirect Finance

69

32,67

173

50,81

605

58,21

1,548

5,29,23

II.

INDUSTRY

17,209

105,38,40

20,489

14,44,93

40,620

28,62,83

1,05,012

477,70,99

1. Mining & Quarrying

—

—

—

—

3

7,46

4

6,37

2. Manufacturing & Processing

17,169

104,59,02

20,406

14,24,30

40,544

28,30,17

1,04,481

429,81,63

3. Electricity, Gas & Water

—

—

—

—

1

2,99

3

42,70,61

4. Construction

40

79,38

83

20,63

72

22,21

524

5,12,38

III.

TRANSPORT OPERATORS

2,819

4,74,78

4,240

3,88,58

3,268

4,78,38

4,976

12,56,30

IV.

PROFESSIONAL AND OTHER SERVICES

2,869

6,83,55

3,596

3,75,94

1,114

2,63,21

11,109

13,31,99

V.

PERSONAL LOANS

24,870

53,78,75

18,026

37,18,01

17,696

31,68,02

70,873

144,39,76

1. Loans for Purchase of Consumer Durables

4,015

8,75,64

3,984

9,14,39

1,588

3,69,45

9,390

21,44,65

2. Loans for Housing

2,999

17,43,62

2,530

12,83,19

2,418

10,10,87

8,735

44,30,53

3. Rest of the Personal Loans

17,856

27,59,49

11,512

15,20,43

13,690

17,87,70

52,748

78,64,58

VI.

TRADE

32,521

35,84,94

38,088

28,74,26

20,736

29,33,95

38,299

71,08,63

1. Wholesale Trade

345

6,95,69

514

4,32,17

905

5,28,02

812

8,99,93

2. Retail Trade

32,176

28,89,25

37,574

24,42,09

19,831

24,05,93

37,487

62,08,70

VII.

FINANCE

13

27,24

17

2,92,91

3

5,04

30

60,90

VIII.

ALL OTHERS

8,177

16,45,52

5,007

7,35,05

12,571

21,77,96

49,386

111,64,93

TOTAL BANK CREDIT

1,25,062

247,02,40

1,37,934

124,48,77

1,49,019

151,95,63

4,41,715

   971,17,19

OF WHICH:

1. Artisans & Village Industries

11,226

5,25,67

14,350

6,09,96

32,633

12,66,48

56,094

35,36,82

2. Other Small Scale Industries

5,193

14,74,61

4,935

6,53,66

5,932

10,47,12

37,185

48,30,57

STATE : WEST BENGAL

MURSHIDABAD

NADIA

NORTH 24 PARGANAS

PURULIYA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

25

26

27

28

29

30

31

32

I.

AGRICULTURE

58,530

51,19,61

62,652

57,13,49

55,445

58,07,69

33,060

16,59,30

1. Direct Finance

57,426

45,18,67

62,050

54,56,64

51,674

51,74,61

32,833

15,42,20

2. Indirect Finance

1,104

6,00,94

602

2,56,85

3,771

6,33,08

227

1,17,10

II.

INDUSTRY

35,708

48,06,49

53,591

93,09,69

58,795

247,86,06

38,734

25,28,51

1. Mining & Quarrying

—

—

2

2,37

4

34,34

2

76,86

2. Manufacturing & Processing

35,446

45,83,81

52,801

92,28,87

58,132

234,83,98

37,821

23,99,31

3. Electricity, Gas & Water

—

—

3

9,88

20

7,85,27

1

5,11

4. Construction

262

2,22,68

785

68,57

639

4,82,47

910

47,23

III.

TRANSPORT OPERATORS

3,788

9,30,83

2,367

4,85,19

5,371

23,40,39

3,953

4,59,51

IV.

PROFESSIONAL AND OTHER SERVICES

3,529

6,02,33

4,194

5,63,92

7,149

20,61,35

3,987

3,78,24

V.

PERSONAL LOANS

27,024

45,87,52

27,604

54,07,64

79,202

238,12,06

14,481

28,68,64

1. Loans for Purchase of Consumer Durables

1,777

2,32,81

4,568

6,80,71

2,542

5,48,38

2,717

6,21,66

2. Loans for Housing

2,749

16,87,15

4,013

21,36,09

20,113

110,49,33

1,568

8,11,31

3. Rest of the Personal Loans

22,498

26,67,56

19,023

25,90,84

56,547

122,14,35

10,196

14,35,67

VI.

TRADE

53,740

66,04,68

37,562

47,52,23

43,488

96,46,64

18,329

22,29,25

1. Wholesale Trade

1,284

6,72,71

1,666

8,23,12

2,383

23,76,89

303

4,28,08

2. Retail Trade

52,456

59,31,97

35,896

39,29,11

41,105

72,69,75

18,026

18,01,17

VII.

FINANCE

192

47,48

209

23,89

47

3,57,08

1

57

VIII.

ALL OTHERS

30,152

39,98,50

32,637

44,09,87

38,514

104,01,16

19,455

20,42,09

TOTAL BANK CREDIT

2,12,663

266,97,44

2,20,816

306,65,92

2,88,011

792,12,43

1,32,000

   121,66,11

OF WHICH:

1. Artisans & Village Industries

22,123

12,16,13

29,131

16,24,14

22,776

17,56,42

18,077

7,27,76

2. Other Small Scale Industries

9,552

20,02,88

18,684

26,56,86

26,961

102,93,58

16,377

11,69,06

WEST BENGAL

SOUTH 24 PARGANAS

UTTAR DINAJPUR

OCCUPATION

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

standing

standing

33

34

35

36

I.

AGRICULTURE

50,111

46,61,31

35,085

21,69,52

1. Direct Finance

49,937

44,35,04

34,748

21,22,10

2. Indirect Finance

174

2,26,27

337

47,42

II.

INDUSTRY

75,476

320,76,47

22,846

23,31,21

1. Mining & Quarrying

7

3,14,40

2

9,97

2. Manufacturing & Processing

74,438

315,84,35

22,811

22,59,89

3. Electricity, Gas & Water

6

41,59

—

—

4. Construction

1,025

1,36,13

33

61,35

III.

TRANSPORT OPERATORS

4,550

10,41,44

3,395

4,79,75

IV.

PROFESSIONAL AND OTHER SERVICES

9,250

86,85,77

886

1,76,25

V.

PERSONAL LOANS

29,786

76,18,32

8,384

17,36,26

1. Loans for Purchase of Consumer Durables

1,414

2,08,60

391

81,00

2. Loans for Housing

5,254

34,45,37

1,261

7,12,28

3. Rest of the Personal Loans

23,118

39,64,35

6,732

9,42,98

VI.

TRADE

46,149

64,61,99

21,860

21,32,34

1. Wholesale Trade

1,362

14,10,57

370

2,15,21

2. Retail Trade

44,787

50,51,42

21,490

19,17,13

VII.

FINANCE

12

78,19

4

6,52

VIII.

ALL OTHERS

27,800

47,64,09

6,072

9,11,67

TOTAL BANK CREDIT

2,43,134

653,87,58

98,532

99,43,52

OF WHICH:

1. Artisans & Village Industries

41,055

19,34,19

16,796

6,35,15

2. Other Small Scale Industries

25,685

46,90,58

4,358

12,90,68