Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

8,570

40,86

19,42

2,827

5,09

5,02

-

-

-

1. Direct Finance

8,515

35,14

19,26

2,827

5,09

5,02

-

-

-

2. Indirect Finance

55

5,72

16

-

-

-

-

-

-

II.

INDUSTRY

3,486

10,20

10,03

1,066

10,95

11,14

-

-

-

1. Mining & Quarrying

1

8

8

2

16

7

-

-

-

2. Food Manufacturing & Processing

19

1,77

1,58

40

3,15

3,42

-

-

-

(a)

Rice Mills, Flour & Dal Mills

7

1,21

1,19

17

97

97

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

1

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

1

6

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

11

56

38

22

2,13

2,45

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

-

-

-

23

25

28

-

-

-

(a)

Cotton Textiles

-

-

-

3

12

13

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

10

2

2

-

-

-

(d)

Other Textiles

-

-

-

10

10

13

-

-

-

5. Paper, Paper Products & Printing

1

25

17

11

13

13

-

-

-

6. Leather & Leather Products

1

6

6

-

-

-

-

-

-

7. Rubber & Rubber Products

1

6

6

7

7

6

-

-

-

8. Chemicals & Chemical Products

1

10

10

6

3

3

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

10

10

3

1

1

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

3

1

1

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

2

14

14

-

-

-

-

-

-

11. Basic Metals & Metal Products

-

-

-

3

1

1

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

3

1

1

-

-

-

12. Engineering

1

4

4

75

31

37

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

55

22

28

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

20

9

9

-

-

-

(d)

Electronic Machinery & Goods

1

4

4

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9

15

10

-

-

-

14. Other Industries

3,459

7,70

7,81

884

6,49

6,67

-

-

-

15. Electricity, Gas & Water

-

-

-

1

20

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

1

20

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

5

-

-

-

-

-

III.

TRANSPORT OPERATORS

387

2,57

2,06

287

2,92

2,56

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

492

1,67

1,58

196

1,14

99

-

-

-

V.

PERSONAL LOANS

4,583

12,88

11,55

1,828

14,02

12,42

-

-

-

1. Loans for Purchase of Consumer Durables

101

20

20

210

73

58

-

-

-

2. Loans for Housing

465

2,34

2,22

254

2,13

1,72

-

-

-

3. Rest of the Personal Loans

4,017

10,33

9,12

1,364

11,16

10,12

-

-

-

VI.

TRADE

1,190

11,39

7,95

1,318

9,58

9,72

-

-

-

1. Wholesale Trade

40

57

56

86

1,14

1,33

-

-

-

2. Retail Trade

1,150

10,83

7,39

1,232

8,45

8,39

-

-

-

VII.

FINANCE

1

30

20

2

8

7

-

-

-

VIII. ALL OTHERS

3,786

17,03

15,04

1,209

7,51

7,21

-

-

-

TOTAL BANK CREDIT

22,495

96,91

67,83

8,733

51,29

49,13

-

-

-

OF WHICH:

1. Artisans & Village Industries

1,554

2,72

2,70

336

93

93

-

-

-

2. Other Small Scale Industries

1,789

5,44

5,43

592

4,28

4,59

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

206

20

14

131

14

15

11,734

46,29

24,73

1. Direct Finance

206

20

14

131

14

15

11,679

40,57

24,57

2. Indirect Finance

-

-

-

-

-

-

55

5,72

16

II.

INDUSTRY

19

3

2

34

32

32

4,605

21,50

21,51

1. Mining & Quarrying

-

-

-

-

-

-

3

24

15

2. Food Manufacturing & Processing

-

-

-

-

-

-

59

4,92

4,99

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

24

2,18

2,16

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

1

-

-

(d)

Tea Processing

-

-

-

-

-

-

1

6

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

33

2,69

2,83

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

-

-

-

3

3

3

26

27

31

(a)

Cotton Textiles

-

-

-

-

-

-

3

12

13

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

10

2

2

(d)

Other Textiles

-

-

-

3

3

3

13

13

16

5. Paper, Paper Products & Printing

-

-

-

-

-

-

12

37

29

6. Leather & Leather Products

-

-

-

-

-

-

1

6

6

7. Rubber & Rubber Products

-

-

-

-

-

-

8

13

12

8. Chemicals & Chemical Products

-

-

-

-

-

-

7

13

13

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

4

11

11

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

3

1

1

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

2

14

14

11. Basic Metals & Metal Products

-

-

-

1

1

1

4

2

2

(a)

Iron & Steel

-

-

-

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

1

1

1

4

2

2

12. Engineering

-

-

-

5

2

2

81

38

43

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

5

2

2

60

24

30

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

20

9

9

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

1

4

4

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

9

15

10

14. Other Industries

19

3

2

23

11

10

4,385

14,33

14,60

15. Electricity, Gas & Water

-

-

-

-

-

-

1

20

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

20

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

2

16

16

7

16

17

III.

TRANSPORT OPERATORS

21

27

21

10

18

8

705

5,93

4,91

IV.

PROFESSIONAL AND OTHER SERVICES

14

1

1

8

32

28

710

3,14

2,87

V.

PERSONAL LOANS

320

66

51

224

1,23

1,15

6,955

28,78

25,62

1. Loans for Purchase of Consumer Durables

209

37

26

9

1

1

529

1,31

1,05

2. Loans for Housing

3

1

1

7

10

8

729

4,58

4,03

3. Rest of the Personal Loans

108

28

24

208

1,12

1,06

5,697

22,89

20,55

VI.

TRADE

74

9

9

11

6

4

2,593

21,12

17,79

1. Wholesale Trade

-

-

-

-

-

-

126

1,70

1,89

2. Retail Trade

74

9

9

11

6

4

2,467

19,42

15,91

VII.

FINANCE

-

-

-

-

-

-

3

38

28

VIII. ALL OTHERS

116

7

9

32

14

14

5,143

24,75

22,47

TOTAL BANK CREDIT

770

1,32

1,06

450

2,38

2,15

32,448

151,90

120,17

OF WHICH:

1. Artisans & Village Industries

19

3

2

11

2

2

1,920

3,70

3,67

2. Other Small Scale Industries

-

-

-

12

9

8

2,393

9,81

10,10