Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,07,068

1316,89

1105,74

7,02,028

3576,16

3057,24

22

28,19

31,27

1. Direct Finance

4,04,913

1160,25

1016,57

6,72,873

2167,62

1884,04

9

4,78

3,10

2. Indirect Finance

2,155

156,64

89,16

29,155

1408,54

1173,20

13

23,41

28,17

II.

INDUSTRY

1,15,631

20769,29

17270,43

2,27,992

38373,88

28444,72

24,979

15003,61

10144,35

1. Mining & Quarrying

147

1024,18

942,24

354

591,57

361,07

11

336,11

38,07

2. Food Manufacturing & Processing

1,047

425,10

394,47

4,345

1457,26

1058,35

75

267,76

224,63

(a)

Rice Mills, Flour & Dal Mills

445

99,27

81,82

1,063

156,76

121,95

2

4

1,48

(b)

Sugar

8

9,76

9,25

72

285,01

256,34

2

3,02

3,98

(c)

Edible Oils & Vanaspati

261

207,81

197,73

481

238,55

164,72

13

43,49

38,52

(d)

Tea Processing

5

3,04

1,71

15

45,73

14,86

8

53,99

37,64

(e)

Processing of Fruits & Vegetables

37

25,64

29,13

221

84,19

65,35

3

21,57

21,57

(f)

Others

291

79,58

74,84

2,493

647,02

435,13

47

145,66

121,44

3. Beverage & Tobacco

31

28,09

27,79

253

147,04

129,44

26

108,79

68,23

4. Textiles

1,363

2504,53

2226,85

13,195

5758,94

4171,73

1,117

1707,55

1088,73

(a)

Cotton Textiles

457

785,56

770,78

3,587

2214,72

1613,54

954

700,19

489,20

(b)

Jute Textiles

8

2,54

2,40

29

3,88

2,84

-

-

-

(c)

Handloom Textiles & Khadi

14

31,72

20,86

429

62,70

47,12

-

-

-

(d)

Other Textiles

884

1684,70

1432,81

9,150

3477,63

2508,23

163

1007,36

599,52

5. Paper, Paper Products & Printing

782

267,47

221,65

4,641

804,78

599,85

63

263,83

191,11

6. Leather & Leather Products

180

101,18

50,33

939

141,26

84,77

7

8,02

6,74

7. Rubber & Rubber Products

247

123,04

125,23

1,308

457,81

314,60

22

69,84

41,29

8. Chemicals & Chemical Products

2,102

3240,85

2145,78

13,455

6686,78

4457,57

750

2535,52

1696,59

(a)

Heavy Industrial Chemicals

163

377,78

296,41

1,273

1733,65

1165,70

125

372,62

290,58

(b)

Fertilisers

57

629,85

581,57

94

249,22

173,53

11

226,57

161,48

(c)

Drugs & Pharmaceuticals

416

1082,37

435,88

3,436

1385,53

934,27

309

1097,38

724,34

(d)

Non-Edible Oils

45

10,90

9,07

60

188,51

153,14

1

30,00

30,00

(e)

Other Chemicals & Chemical Products

1,421

1139,95

822,85

8,592

3129,88

2030,93

304

808,95

490,20

9. Petroleum, Coal Products & Nuclear Fuels

135

4292,24

3818,98

487

4598,61

4207,05

66

761,11

422,42

10. Manufacture of Cement & Cement Products

192

419,09

325,16

654

474,28

386,67

35

509,48

457,59

11. Basic Metals & Metal Products

1,787

2068,99

1637,79

9,730

4440,06

3469,45

209

731,93

590,18

(a)

Iron & Steel

412

1618,47

1301,40

2,232

2913,33

2287,51

117

544,47

444,60

(b)

Non-Ferrous Metals

74

73,70

72,99

478

458,55

410,63

21

124,44

93,67

(c)

Other Metal Products

1,301

376,81

263,40

7,020

1068,19

771,31

71

63,02

51,91

12. Engineering

1,570

1568,53

1297,82

13,091

4740,99

3213,05

1,224

2993,15

2015,70

(a)

Heavy Engineering

313

705,47

606,92

1,571

1684,21

1017,13

211

896,62

643,62

(b)

Light Engineering

366

337,10

291,94

6,405

838,19

574,04

629

671,87

498,29

(c)

Electrical Machinery & Goods

630

337,05

245,82

3,925

1367,98

1046,53

267

772,13

493,34

(d)

Electronic Machinery & Goods

261

188,91

153,14

1,190

850,61

575,35

117

652,53

380,45

13. Vehicles, Vehicle Parts & Transport Equipments

631

859,25

677,78

2,719

955,25

544,29

220

1035,84

639,22

14. Other Industries

1,04,104

3057,47

2724,75

1,56,403

4687,78

3801,87

21,034

2943,98

2200,25

15. Electricity, Gas & Water

88

431,20

407,30

218

1512,38

866,34

34

309,15

201,95

(a)

Electricity Generation & Transmission

47

426,81

403,47

149

1374,34

781,16

30

281,05

188,90

(b)

Non-Conventional Energy

4

24

22

13

1,70

1,68

2

11,00

10,96

(c)

Gas, Steam & Water Supply

37

4,15

3,61

56

136,34

83,50

2

17,09

2,09

16. Construction

1,225

358,06

246,52

6,200

919,08

778,61

86

421,55

261,63

III.

TRANSPORT OPERATORS

17,603

493,99

365,15

60,101

2104,75

1668,28

84

251,73

180,25

IV.

PROFESSIONAL AND OTHER SERVICES

28,670

304,99

228,61

1,08,739

1934,32

1440,79

848

903,31

512,32

V.

PERSONAL LOANS

2,93,781

1427,02

1198,64

7,39,597

3968,06

3324,54

6,99,124

3666,14

2768,38

1. Loans for Purchase of Consumer Durables

11,905

34,58

26,12

74,273

204,85

174,61

7,084

34,00

28,52

2. Loans for Housing

72,204

732,45

641,53

1,47,731

1476,24

1283,36

25,587

484,89

475,57

3. Rest of the Personal Loans

2,09,672

660,00

530,99

5,17,593

2286,97

1866,57

6,66,453

3147,26

2264,28

VI.

TRADE

1,16,360

2561,64

2111,48

3,26,214

19046,07

16827,33

500

2709,17

1054,88

1. Wholesale Trade

9,971

2024,18

1653,71

52,836

16773,49

14992,95

293

2280,93

798,69

2. Retail Trade

1,06,389

537,46

457,77

2,73,378

2272,58

1834,37

207

428,24

256,19

VII.

FINANCE

2,565

1917,50

1521,18

5,426

4469,97

3136,11

553

6604,56

3746,33

VIII. ALL OTHERS

58,076

1472,35

1272,74

1,77,450

4589,67

3944,56

12,057

727,62

519,12

TOTAL BANK CREDIT

10,39,754

30263,67

25073,95

23,47,547

78062,88

61843,57

7,38,167

29894,33

18956,90

OF WHICH:

1. Artisans & Village Industries

17,874

30,07

28,81

38,309

84,27

77,23

1,242

2,28

2,20

2. Other Small Scale Industries

63,731

2247,46

1926,36

94,762

4392,38

3323,07

272

231,18

203,60

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,93,235

269,29

252,47

53,948

355,04

302,77

13,56,301

5545,57

4749,49

1. Direct Finance

1,91,204

260,49

244,24

53,555

261,35

229,45

13,22,554

3854,49

3377,40

2. Indirect Finance

2,031

8,80

8,24

393

93,69

73,32

33,747

1691,08

1372,08

II.

INDUSTRY

10,263

25,05

22,26

41,606

11754,96

10313,56

4,20,471

85926,79

66195,32

1. Mining & Quarrying

8

35

36

109

77,31

53,61

629

2029,52

1395,35

2. Food Manufacturing & Processing

220

5,07

4,55

1,837

439,65

377,24

7,524

2594,85

2059,25

(a)

Rice Mills, Flour & Dal Mills

62

1,70

1,40

193

38,83

33,76

1,765

296,60

240,42

(b)

Sugar

1

2

2

19

93,90

89,50

102

391,71

359,09

(c)

Edible Oils & Vanaspati

21

13

11

1,173

89,30

74,31

1,949

579,29

475,39

(d)

Tea Processing

-

-

-

7

7,94

8,26

35

110,70

62,46

(e)

Processing of Fruits & Vegetables

7

27

19

32

31,82

29,13

300

163,48

145,36

(f)

Others

129

2,94

2,83

413

177,85

142,29

3,373

1053,06

776,53

3. Beverage & Tobacco

-

-

-

36

39,52

37,54

346

323,45

263,00

4. Textiles

36

72

75

2,663

1101,78

964,96

18,374

11073,53

8453,01

(a)

Cotton Textiles

5

40

37

1,261

447,64

410,75

6,264

4148,52

3284,64

(b)

Jute Textiles

4

16

23

6

63

47

47

7,21

5,93

(c)

Handloom Textiles & Khadi

-

-

-

12

3,69

3,65

455

98,11

71,63

(d)

Other Textiles

27

16

15

1,384

649,82

550,09

11,608

6819,68

5090,81

5. Paper, Paper Products & Printing

46

60

64

1,041

244,37

211,80

6,573

1581,05

1225,04

6. Leather & Leather Products

3

2

1

134

12,04

10,00

1,263

262,50

151,86

7. Rubber & Rubber Products

-

-

-

292

119,20

110,89

1,869

769,89

592,01

8. Chemicals & Chemical Products

56

61

50

2,284

2070,87

1715,26

18,647

14534,63

10015,70

(a)

Heavy Industrial Chemicals

-

-

-

218

313,75

280,76

1,779

2797,80

2033,44

(b)

Fertilisers

1

4

4

95

192,68

176,12

258

1298,36

1092,73

(c)

Drugs & Pharmaceuticals

13

26

21

415

451,09

395,19

4,589

4016,62

2489,89

(d)

Non-Edible Oils

-

-

-

12

3,06

2,31

118

232,47

194,51

(e)

Other Chemicals & Chemical Products

42

31

25

1,544

1110,30

860,88

11,903

6189,39

4205,12

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

150

544,49

423,77

838

10196,45

8872,22

10. Manufacture of Cement & Cement Products

5

6

4

202

213,16

190,61

1,088

1616,07

1360,08

11. Basic Metals & Metal Products

59

40

35

1,463

1127,80

979,60

13,248

8369,18

6677,38

(a)

Iron & Steel

1

3

3

399

725,74

640,27

3,161

5802,05

4673,80

(b)

Non-Ferrous Metals

-

-

-

119

84,99

78,34

692

741,69

655,63

(c)

Other Metal Products

58

37

33

945

317,06

261,00

9,395

1825,45

1347,95

12. Engineering

76

83

75

2,635

1404,11

1222,78

18,596

10707,61

7750,09

(a)

Heavy Engineering

8

23

22

560

360,36

321,64

2,663

3646,90

2589,52

(b)

Light Engineering

39

43

37

783

313,77

276,88

8,222

2161,35

1641,52

(c)

Electrical Machinery & Goods

29

18

16

900

339,50

275,74

5,751

2816,84

2061,57

(d)

Electronic Machinery & Goods

-

-

-

392

390,47

348,53

1,960

2082,52

1457,48

13. Vehicles, Vehicle Parts & Transport Equipments

196

3,10

2,81

481

245,38

120,23

4,247

3098,81

1984,34

14. Other Industries

9,360

11,45

9,81

26,177

3037,85

2912,72

3,17,078

13738,53

11649,40

15. Electricity, Gas & Water

-

-

-

63

138,34

126,59

403

2391,07

1602,18

(a)

Electricity Generation & Transmission

-

-

-

45

104,53

96,49

271

2186,73

1470,02

(b)

Non-Conventional Energy

-

-

-

3

25,10

25,61

22

38,04

38,47

(c)

Gas, Steam & Water Supply

-

-

-

15

8,71

4,49

110

166,29

93,69

16. Construction

198

1,85

1,68

2,039

939,09

855,96

9,748

2639,62

2144,40

III.

TRANSPORT OPERATORS

6,337

27,73

19,77

8,017

241,13

187,79

92,142

3119,33

2421,24

IV.

PROFESSIONAL AND OTHER SERVICES

19,057

24,94

20,94

15,227

854,29

667,57

1,72,541

4021,85

2870,23

V.

PERSONAL LOANS

53,847

102,18

93,39

98,777

840,70

705,08

18,85,126

10004,10

8090,03

1. Loans for Purchase of Consumer Durables

11,126

22,30

18,82

5,319

27,15

22,61

1,09,707

322,87

270,68

2. Loans for Housing

5,567

26,24

24,90

22,837

339,12

300,36

2,73,926

3058,93

2725,73

3. Rest of the Personal Loans

37,154

53,65

49,68

70,621

474,43

382,11

15,01,493

6622,30

5093,62

VI.

TRADE

52,477

74,80

66,06

36,456

2917,05

2435,95

5,32,007

27308,72

22495,70

1. Wholesale Trade

1,123

2,80

2,41

6,400

2020,39

1727,67

70,623

23101,79

19175,42

2. Retail Trade

51,354

72,00

63,65

30,056

896,66

708,28

4,61,384

4206,93

3320,28

VII.

FINANCE

3

8

6

2,695

4105,89

2855,92

11,242

17098,00

11259,61

VIII. ALL OTHERS

5,786

8,38

8,03

39,616

1755,07

1379,84

2,92,985

8553,09

7124,29

TOTAL BANK CREDIT

3,41,005

532,45

482,99

2,96,342

22824,11

18848,49

47,62,815

161577,44

125205,90

OF WHICH:

1. Artisans & Village Industries

5,993

5,87

5,15

7,461

24,58

21,61

70,879

147,07

135,00

2. Other Small Scale Industries

3,046

9,25

8,53

15,757

1141,14

1067,83

1,77,568

8021,39

6529,38