Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,61,052

1110,98

914,70

1,15,420

734,69

605,58

1. Direct Finance

2,57,835

1087,93

899,54

1,11,551

650,80

544,77

2. Indirect Finance

3,217

23,04

15,15

3,869

83,89

60,81

II.

INDUSTRY

23,734

1472,19

1008,94

34,051

1301,45

1017,72

1. Mining & Quarrying

84

7,96

8,47

56

17,44

15,40

2. Food Manufacturing & Processing

608

216,57

144,51

4,034

396,68

313,72

(a) Rice Mills, Flour & Dal Mills

318

191,11

125,05

879

310,12

242,22

(b) Sugar

3

13

10

5

14,90

14,00

(c) Edible Oils & Vanaspati

128

2,04

1,84

2,937

26,79

25,98

(d) Tea Processing

1

3

3

3

45

7

(e) Processing of Fruits & Vegetables

4

22

16

7

32

27

(f) Others

154

23,03

17,33

203

44,11

31,18

3. Beverage & Tobacco

19

55,36

50,43

2

98

5

4. Textiles

306

104,91

71,52

441

70,61

56,97

(a) Cotton Textiles

63

27,04

21,71

151

44,50

36,87

(b) Jute Textiles

-

-

-

8

54

45

(c) Handloom Textiles & Khadi

107

69

62

29

79

39

(d) Other Textiles

136

77,19

49,19

253

24,78

19,26

5. Paper, Paper Products & Printing

122

16,44

15,86

212

11,47

8,03

6. Leather & Leather Products

47

3,34

2,77

119

1,41

1,37

7. Rubber & Rubber Products

67

86,46

29,84

130

10,38

8,55

8. Chemicals & Chemical Products

310

122,83

105,13

441

135,34

81,89

(a) Heavy Industrial Chemicals

5

47

46

14

1,39

1,23

(b) Fertilisers

10

23,15

13,07

9

2,48

87

(c) Drugs & Pharmaceuticals

27

24,38

27,66

136

11,77

6,45

(d) Non-Edible Oils

4

83

65

10

9,43

1,35

(e) Other Chemicals & Chemical Products

264

74,00

63,29

272

110,28

71,99

9. Petroleum, Coal Products & Nuclear Fuels

6

4,09

3,36

10

66

43

10. Manufacture of Cement & Cement Products

90

13,60

3,92

67

2,54

2,47

11. Basic Metals & Metal Products

194

104,33

85,81

1,114

149,93

160,26

(a) Iron & Steel

57

77,27

58,53

227

95,71

115,40

(b) Non-Ferrous Metals

4

61

1,07

102

15,39

11,72

(c) Other Metal Products

133

26,44

26,22

785

38,83

33,13

12. Engineering

388

405,66

244,73

896

140,35

100,10

(a) Heavy Engineering

61

162,87

64,92

120

14,50

13,04

(b) Light Engineering

217

137,22

113,12

469

32,27

18,65

(c) Electrical Machinery & Goods

90

86,09

49,94

272

38,63

23,24

(d) Electronic Machinery & Goods

20

19,48

16,74

35

54,95

45,15

13. Vehicles, Vehicle Parts & Transport Equipments

269

234,85

167,97

499

37,46

21,68

14. Other Industries

20,670

87,10

67,45

25,804

230,39

173,92

15. Electricity, Gas & Water

6

4,74

3,43

18

93,11

71,05

(a) Electricity Generation & Transmission

5

4,69

3,41

17

93,04

70,98

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

5

2

1

7

7

16. Construction

548

3,97

3,74

208

2,71

1,85

III.

TRANSPORT OPERATORS

13,014

39,12

26,26

4,710

30,17

22,71

IV.

PROFESSIONAL AND OTHER SERVICES

5,357

25,05

18,06

7,045

45,44

33,19

V.

PERSONAL LOANS

76,137

250,90

201,51

78,560

374,87

319,30

1. Loans for Purchase of Consumer Durables

7,400

22,02

16,04

5,360

17,74

15,00

2. Loans for Housing

9,916

61,28

54,80

17,640

152,77

137,82

3. Rest of the Personal Loans

58,821

167,60

130,67

55,560

204,36

166,49

VI.

TRADE

58,896

123,55

94,03

48,439

320,03

261,60

1. Wholesale Trade

3,157

12,00

9,26

2,877

51,81

44,08

2. Retail Trade

55,739

111,55

84,77

45,562

268,21

217,52

VII.

FINANCE

323

77,42

44,33

624

5,25

3,54

VIII.

ALL OTHERS

20,436

137,63

110,69

17,758

103,87

92,48

TOTAL BANK CREDIT

4,58,949

3236,83

2418,51

3,06,607

2915,77

2356,11

OF WHICH: 1. Artisans & Village Industries

12,137

20,99

16,45

6,761

14,38

12,99

2. Other Small Scale Industries

8,208

179,31

138,96

19,649

509,39

384,65

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

38,602

255,53

209,92

-

-

-

1. Direct Finance

37,697

225,89

185,29

-

-

-

2. Indirect Finance

905

29,64

24,63

-

-

-

II.

INDUSTRY

51,672

3698,74

2712,99

-

-

-

1. Mining & Quarrying

62

26,26

19,79

-

-

-

2. Food Manufacturing & Processing

842

466,34

366,85

-

-

-

(a) Rice Mills, Flour & Dal Mills

504

353,04

275,25

-

-

-

(b) Sugar

8

59,91

50,38

-

-

-

(c) Edible Oils & Vanaspati

108

29,41

22,73

-

-

-

(d) Tea Processing

3

16

13

-

-

-

(e) Processing of Fruits & Vegetables

12

1,30

79

-

-

-

(f) Others

207

22,52

17,57

-

-

-

3. Beverage & Tobacco

36

17,80

12,97

-

-

-

4. Textiles

4,821

736,03

523,50

-

-

-

(a) Cotton Textiles

1,331

334,32

218,01

-

-

-

(b) Jute Textiles

7

81

68

-

-

-

(c) Handloom Textiles & Khadi

1,565

180,33

129,67

-

-

-

(d) Other Textiles

1,918

220,57

175,14

-

-

-

5. Paper, Paper Products & Printing

493

38,01

30,12

-

-

-

6. Leather & Leather Products

188

61,40

55,38

-

-

-

7. Rubber & Rubber Products

502

134,36

93,03

-

-

-

8. Chemicals & Chemical Products

1,779

304,28

218,20

-

-

-

(a) Heavy Industrial Chemicals

43

5,12

3,57

-

-

-

(b) Fertilisers

10

2,02

1,21

-

-

-

(c) Drugs & Pharmaceuticals

216

150,26

85,17

-

-

-

(d) Non-Edible Oils

10

3,25

2,77

-

-

-

(e) Other Chemicals & Chemical Products

1,500

143,64

125,49

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

26

3,67

2,72

-

-

-

10. Manufacture of Cement & Cement Products

353

10,49

6,75

-

-

-

11. Basic Metals & Metal Products

2,106

663,93

461,64

-

-

-

(a) Iron & Steel

555

521,93

352,23

-

-

-

(b) Non-Ferrous Metals

89

26,68

17,12

-

-

-

(c) Other Metal Products

1,462

115,32

92,29

-

-

-

12. Engineering

6,863

479,75

382,75

-

-

-

(a) Heavy Engineering

146

22,33

17,38

-

-

-

(b) Light Engineering

5,969

284,64

228,05

-

-

-

(c) Electrical Machinery & Goods

656

81,92

66,76

-

-

-

(d) Electronic Machinery & Goods

92

90,87

70,56

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

1,706

312,09

150,55

-

-

-

14. Other Industries

30,763

289,27

238,88

-

-

-

15. Electricity, Gas & Water

34

130,01

125,79

-

-

-

(a) Electricity Generation & Transmission

23

128,36

124,11

-

-

-

(b) Non-Conventional Energy

3

30

35

-

-

-

(c) Gas, Steam & Water Supply

8

1,35

1,33

-

-

-

16. Construction

1,098

25,04

24,09

-

-

-

III.

TRANSPORT OPERATORS

4,504

62,59

37,81

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

7,730

95,53

64,79

-

-

-

V.

PERSONAL LOANS

1,19,790

713,75

613,22

-

-

-

1. Loans for Purchase of Consumer Durables

10,000

38,28

30,88

-

-

-

2. Loans for Housing

28,263

289,65

258,39

-

-

-

3. Rest of the Personal Loans

81,527

385,82

323,96

-

-

-

VI.

TRADE

46,674

621,74

475,69

-

-

-

1. Wholesale Trade

3,567

287,19

205,12

-

-

-

2. Retail Trade

43,107

334,55

270,57

-

-

-

VII.

FINANCE

706

20,61

16,26

-

-

-

VIII.

ALL OTHERS

24,127

227,63

194,04

-

-

-

TOTAL BANK CREDIT

2,93,805

5696,12

4324,72

-

-

-

OF WHICH: 1. Artisans & Village Industries

7,989

15,27

14,58

-

-

-

2. Other Small Scale Industries

26,670

1105,65

875,15

-

-

-