Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

15,091

19,31

19,02

7,965

11,11

9,22

1. Direct Finance

14,998

18,74

18,56

7,917

10,53

8,66

2. Indirect Finance

93

57

46

48

58

56

II.

INDUSTRY

897

20,43

15,55

2,702

43,01

25,96

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

25

98

1,04

464

8,96

7,95

(a) Rice Mills, Flour & Dal Mills

21

75

83

439

5,95

5,03

(b) Sugar

1

9

2

1

5

-

(c) Edible Oils & Vanaspati

-

-

-

10

38

40

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

3

14

19

14

2,58

2,52

3. Beverage & Tobacco

9

77

62

3

11

11

4. Textiles

3

26

49

8

1,26

1,39

(a) Cotton Textiles

-

-

-

2

1,22

1,36

(b) Jute Textiles

1

12

35

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

3

1

2

(d) Other Textiles

2

14

14

3

3

2

5. Paper, Paper Products & Printing

24

3,65

3,12

21

1,49

1,65

6. Leather & Leather Products

3

42

27

1

3

2

7. Rubber & Rubber Products

12

35

18

2

4

-

8. Chemicals & Chemical Products

106

3,15

2,64

23

4,44

4,61

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

16

15

6

84

75

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

105

2,99

2,49

17

3,60

3,86

9. Petroleum, Coal Products & Nuclear Fuels

2

3,21

1,67

1

3

2

10. Manufacture of Cement & Cement Products

1

1

1

5

7

7

11. Basic Metals & Metal Products

41

2,82

1,05

10

1,02

1,04

(a) Iron & Steel

3

13

9

3

53

50

(b) Non-Ferrous Metals

1

3

3

-

-

-

(c) Other Metal Products

37

2,66

93

7

49

54

12. Engineering

7

37

37

327

2,98

3,43

(a) Heavy Engineering

-

-

-

5

86

68

(b) Light Engineering

2

8

8

7

3

3

(c) Electrical Machinery & Goods

5

29

30

315

2,09

2,72

(d) Electronic Machinery & Goods

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

5

6

6

2

4

3

14. Other Industries

657

4,27

3,94

1,831

22,42

5,49

15. Electricity, Gas & Water

-

-

-

1

4

4

(a) Electricity Generation & Transmission

-

-

-

1

4

4

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

2

11

11

3

10

10

III.

TRANSPORT OPERATORS

108

90

53

165

2,08

1,49

IV.

PROFESSIONAL AND OTHER SERVICES

453

2,68

2,31

1,075

8,64

7,71

V.

PERSONAL LOANS

10,081

17,26

16,90

7,906

32,92

27,31

1. Loans for Purchase of Consumer Durables

839

1,57

1,28

1,854

7,38

5,44

2. Loans for Housing

724

4,12

4,14

1,161

8,64

7,08

3. Rest of the Personal Loans

8,518

11,57

11,49

4,891

16,91

14,80

VI.

TRADE

1,448

8,15

7,63

2,787

16,85

14,67

1. Wholesale Trade

6

52

51

236

5,56

5,01

2. Retail Trade

1,442

7,63

7,12

2,551

11,29

9,66

VII.

FINANCE

-

-

-

16

96

97

VIII.

ALL OTHERS

1,147

3,06

2,80

2,037

10,59

9,86

TOTAL BANK CREDIT

29,225

71,80

64,72

24,653

126,17

97,18

OF WHICH: 1. Artisans & Village Industries

331

36

36

657

84

81

2. Other Small Scale Industries

468

13,26

10,60

1,637

13,99

14,43

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

8,117

22,08

21,27

-

-

-

1. Direct Finance

8,109

21,57

20,79

-

-

-

2. Indirect Finance

8

50

47

-

-

-

II.

INDUSTRY

3,283

234,02

185,90

-

-

-

1. Mining & Quarrying

2

12

13

-

-

-

2. Food Manufacturing & Processing

84

47,76

42,43

-

-

-

(a) Rice Mills, Flour & Dal Mills

13

11,43

10,59

-

-

-

(b) Sugar

4

30,32

25,43

-

-

-

(c) Edible Oils & Vanaspati

19

3,81

3,44

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

48

2,19

2,97

-

-

-

3. Beverage & Tobacco

16

10,38

8,36

-

-

-

4. Textiles

73

38,24

29,04

-

-

-

(a) Cotton Textiles

33

25,98

18,37

-

-

-

(b) Jute Textiles

1

15

14

-

-

-

(c) Handloom Textiles & Khadi

6

92

96

-

-

-

(d) Other Textiles

33

11,19

9,57

-

-

-

5. Paper, Paper Products & Printing

82

6,62

4,94

-

-

-

6. Leather & Leather Products

25

1,85

1,56

-

-

-

7. Rubber & Rubber Products

25

3,69

3,39

-

-

-

8. Chemicals & Chemical Products

195

57,66

46,44

-

-

-

(a) Heavy Industrial Chemicals

8

13,09

12,03

-

-

-

(b) Fertilisers

3

17

17

-

-

-

(c) Drugs & Pharmaceuticals

46

6,07

6,71

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

138

38,33

27,53

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

3

43

40

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

11. Basic Metals & Metal Products

81

16,43

12,45

-

-

-

(a) Iron & Steel

13

7,22

3,88

-

-

-

(b) Non-Ferrous Metals

1

1,50

1,23

-

-

-

(c) Other Metal Products

67

7,71

7,34

-

-

-

12. Engineering

199

27,01

17,85

-

-

-

(a) Heavy Engineering

6

1,44

72

-

-

-

(b) Light Engineering

85

12,01

7,51

-

-

-

(c) Electrical Machinery & Goods

45

4,90

3,58

-

-

-

(d) Electronic Machinery & Goods

63

8,67

6,04

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

55

1,31

83

-

-

-

14. Other Industries

2,398

19,87

15,91

-

-

-

15. Electricity, Gas & Water

2

1,00

70

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

2

1,00

70

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

43

1,66

1,48

-

-

-

III.

TRANSPORT OPERATORS

332

3,68

3,02

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

954

10,91

8,37

-

-

-

V.

PERSONAL LOANS

18,295

82,13

72,80

-

-

-

1. Loans for Purchase of Consumer Durables

2,578

5,83

4,77

-

-

-

2. Loans for Housing

2,315

20,32

18,26

-

-

-

3. Rest of the Personal Loans

13,402

55,98

49,77

-

-

-

VI.

TRADE

4,492

57,08

50,10

-

-

-

1. Wholesale Trade

181

13,11

11,77

-

-

-

2. Retail Trade

4,311

43,97

38,33

-

-

-

VII.

FINANCE

29

55

12

-

-

-

VIII.

ALL OTHERS

3,888

40,70

37,35

-

-

-

TOTAL BANK CREDIT

39,390

451,15

378,91

-

-

-

OF WHICH: 1. Artisans & Village Industries

1,153

1,79

1,75

-

-

-

2. Other Small Scale Industries

1,343

42,73

34,31

-

-

-