Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

358

24,25

11,85

207

11,71

5,40

1. Direct Finance

311

9,06

3,61

203

9,75

3,12

2. Indirect Finance

47

15,19

8,24

4

1,96

2,28

II.

INDUSTRY

281

139,59

106,02

359

11,58

10,57

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

4

25

22

19

13

12

(a) Rice Mills, Flour & Dal Mills

-

-

-

1

1

1

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

22

18

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

2

3

4

18

12

11

3. Beverage & Tobacco

1

50

53

-

-

-

4. Textiles

7

6,40

4,62

2

56

57

(a) Cotton Textiles

1

25

-

1

49

53

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

6

6,15

4,62

1

7

4

5. Paper, Paper Products & Printing

19

13,03

11,15

17

1,11

77

6. Leather & Leather Products

1

40

24

2

15

22

7. Rubber & Rubber Products

-

-

-

-

-

-

8. Chemicals & Chemical Products

19

70,89

42,14

17

95

97

(a) Heavy Industrial Chemicals

4

3,73

3,35

1

7

5

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

5

62,04

36,77

9

23

27

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

10

5,13

2,02

7

65

64

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

6

27

37

-

-

-

11. Basic Metals & Metal Products

19

8,08

7,46

15

2,66

2,33

(a) Iron & Steel

4

5,87

5,18

4

1,48

1,30

(b) Non-Ferrous Metals

3

2,08

2,06

-

-

-

(c) Other Metal Products

12

13

21

11

1,18

1,03

12. Engineering

25

33,52

34,11

37

3,87

3,45

(a) Heavy Engineering

-

-

-

1

6

3

(b) Light Engineering

-

-

-

24

37

29

(c) Electrical Machinery & Goods

13

41

26

10

1,43

1,31

(d) Electronic Machinery & Goods

12

33,11

33,85

2

2,02

1,82

13. Vehicles, Vehicle Parts & Transport Equipments

10

60

46

5

3

3

14. Other Industries

120

5,47

4,62

245

2,12

2,11

15. Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

50

18

11

-

-

-

III.

TRANSPORT OPERATORS

55

85

64

37

60

52

IV.

PROFESSIONAL AND OTHER SERVICES

163

1,07

61

86

1,02

65

V.

PERSONAL LOANS

1,387

14,04

12,62

2,449

13,52

11,39

1. Loans for Purchase of Consumer Durables

222

1,12

85

460

1,90

1,55

2. Loans for Housing

181

2,90

2,44

691

4,13

3,78

3. Rest of the Personal Loans

984

10,02

9,33

1,298

7,48

6,07

VI.

TRADE

370

25,24

25,33

328

8,71

6,84

1. Wholesale Trade

9

21,44

21,88

8

1,16

81

2. Retail Trade

361

3,81

3,45

320

7,55

6,03

VII.

FINANCE

1

10

-

3

14

14

VIII.

ALL OTHERS

302

3,37

2,26

584

3,39

3,12

TOTAL BANK CREDIT

2,917

208,50

159,33

4,053

50,66

38,63

OF WHICH: 1. Artisans & Village Industries

56

12

11

175

25

25

2. Other Small Scale Industries

96

14,16

9,49

85

5,17

4,69

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,342

388,37

239,50

-

-

-

1. Direct Finance

1,942

66,30

63,61

-

-

-

2. Indirect Finance

400

322,07

175,89

-

-

-

II.

INDUSTRY

33,847

1874,15

1472,43

-

-

-

1. Mining & Quarrying

18

6,52

5,89

-

-

-

2. Food Manufacturing & Processing

234

404,27

290,90

-

-

-

(a) Rice Mills, Flour & Dal Mills

50

35,76

31,87

-

-

-

(b) Sugar

25

94,32

79,49

-

-

-

(c) Edible Oils & Vanaspati

31

213,67

115,36

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

15

6,42

11,23

-

-

-

(f) Others

113

54,10

52,95

-

-

-

3. Beverage & Tobacco

12

15,78

12,15

-

-

-

4. Textiles

1,116

236,28

190,70

-

-

-

(a) Cotton Textiles

865

186,72

148,90

-

-

-

(b) Jute Textiles

1

6

11

-

-

-

(c) Handloom Textiles & Khadi

7

51

40

-

-

-

(d) Other Textiles

243

48,98

41,29

-

-

-

5. Paper, Paper Products & Printing

234

29,73

26,60

-

-

-

6. Leather & Leather Products

30

20,47

18,78

-

-

-

7. Rubber & Rubber Products

131

5,42

4,90

-

-

-

8. Chemicals & Chemical Products

588

226,71

195,74

-

-

-

(a) Heavy Industrial Chemicals

42

53,24

49,18

-

-

-

(b) Fertilisers

18

16,21

13,73

-

-

-

(c) Drugs & Pharmaceuticals

286

90,40

72,57

-

-

-

(d) Non-Edible Oils

2

4,73

5,64

-

-

-

(e) Other Chemicals & Chemical Products

240

62,13

54,62

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

12

83

57

-

-

-

10. Manufacture of Cement & Cement Products

39

4,92

5,58

-

-

-

11. Basic Metals & Metal Products

662

298,28

229,37

-

-

-

(a) Iron & Steel

136

106,07

88,11

-

-

-

(b) Non-Ferrous Metals

13

1,15

1,21

-

-

-

(c) Other Metal Products

513

191,06

140,04

-

-

-

12. Engineering

569

254,60

212,29

-

-

-

(a) Heavy Engineering

69

23,18

16,65

-

-

-

(b) Light Engineering

262

21,33

18,16

-

-

-

(c) Electrical Machinery & Goods

133

58,19

43,10

-

-

-

(d) Electronic Machinery & Goods

105

151,91

134,38

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

237

138,80

95,35

-

-

-

14. Other Industries

29,722

136,91

115,28

-

-

-

15. Electricity, Gas & Water

27

79,44

58,08

-

-

-

(a) Electricity Generation & Transmission

26

79,30

57,94

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

14

14

-

-

-

16. Construction

216

15,19

10,26

-

-

-

III.

TRANSPORT OPERATORS

984

12,87

12,24

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2,104

142,53

128,09

-

-

-

V.

PERSONAL LOANS

67,722

366,92

295,07

-

-

-

1. Loans for Purchase of Consumer Durables

10,131

51,50

41,76

-

-

-

2. Loans for Housing

6,957

97,10

77,93

-

-

-

3. Rest of the Personal Loans

50,634

218,32

175,39

-

-

-

VI.

TRADE

7,759

3008,64

2289,76

-

-

-

1. Wholesale Trade

1,064

2728,97

2067,70

-

-

-

2. Retail Trade

6,695

279,67

222,06

-

-

-

VII.

FINANCE

91

118,53

83,69

-

-

-

VIII.

ALL OTHERS

27,153

302,38

282,89

-

-

-

TOTAL BANK CREDIT

1,42,002

6214,41

4803,67

-

-

-

OF WHICH: 1. Artisans & Village Industries

9,000

14,59

13,90

-

-

-

2. Other Small Scale Industries

9,478

267,56

223,13

-

-

-