Academic Channels - CAB - Reserve Bank of India
Academic Channels
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Narayan
Educational / Professional qualification
M.A., MBA (Finance), CAIIB
Shri Narayan joined the Bank in 2004. He has experience in areas relating to financial literacy, financial inclusion and development, government banking, payment systems, and currency management. He was on deputation with the Government of Chhattisgarh where he handled responsibilities relating to finance and budget and institutional finance for government sponsored programmes and externally aided projects. He has also been a Nominee Director on the board of a Regional Rural Bank. His areas of specialization include MSME finance, Inclusive Finance, Financial Literacy, and Customer Service in banks
Captain Shubhabrat Agrawal
Educational / Professional qualification
BA, MBA, Certified Associate of Indian Institute of Banking and Finance
Capt Agrawal has two decades of experience working with Reserve Bank of India. Prior to joining RBI, he was a Commissioned Officer of the Indian Army and has led his team successfully in most challenging situations during active operations. He has experience of working in the Currency Management, Banking, Human Resource, Premises and Developmental Banking.
His area of interest lies in Leadership, Motivation, Communication and Human Resource Development.
Dr. K. Subramanian
Educational / Professional qualification
B.E. (Agricultural Engineering)., M. Tech. (Water Resources) from IIT, Kharagpur, Ph.D. (Irrigation) from Tamil Nadu Agricultural University, Coimbatore, Certified Associate of Indian Institute of Banking and Finance (CAIIB), DBF (Business Financing) from ICFAI.
Dr. Subramanian is on deputation from NABARD since April 2023 and has got an experience of two decades of working in NABARD in various areas related to financing of rural infrastructure projects, appraisal of agriculture projects, watershed projects, tribal development projects, Farmers Producers Organisations, Value chain financing, Revival of rural cooperative credit structures, etc. He has served as a District Development Manager (DDM) for six years in Thanjavur district of Tamilnadu and involved actively in promotion of farm sector and rural non-farm sector through technology transfer and institutional credit flow. He has conducted various studies on different topics related to agriculture and rural financing. He has also been involved in conduct of awareness and capacity building programmes for the stakeholders viz., bankers, NGOs., FPOs, SHGs and farmers.
Research: Dr. Subramanian has done his research on “Hydraulic performance of drip irrigation system under emitter clogging” for his doctoral programme in TNAU, Coimbatore with the support of CSIR research fellowship and on “Hydrological modelling of a watershed for irrigation planning” for his PG programme at IIT, Kharagpur. He has published more than 10 research papers in international as well as national-level journals.
Specialisation: His areas of interest include Water resources & irrigation systems, Watershed management, High-tech Agriculture, Storage and value addition in agriculture, Farmers’ collectives and Marketing of agricultural produces.
Sachin Kamble
Educational / Professional qualification
B.Tech. (Agricultural Engineering), M. Tech. in Soil and Water Conservation Engineering.
Shri Sachin Kamble joined NABARD in 2004 and is on deputation to CAB Pune from April 2023. He has experience at NABARD in areas relating to the implementation of natural resources management programmes, designing and implementation of climate change and sustainable development projects, agricultural project financing, farmer producer organisations and preparation & monitoring of credit plans. At NABARD Head Office, he was closely involved in channelising national and international climate finance for adaptation and mitigation projects and capacity building of stakeholders in India as well as in the South Asian region.
His areas of specialization include climate and sustainable finance, agriculture project finance, value chain finance, water resources & infrastructure finance, natural resources management and credit planning.
Puja Sharma
Educational / Professional qualification
B.Sc(Chemistry), M.A. (Business Economics), MBA (Banking and Finance) (Gold Medallist), Certified Associate of Indian Institute of Banking and Finance, Certificate in Treasury and Risk Management, Certified Bank Trainer from IIBF.
Ms Sharma joined the Bank in 2002 and has an experience of two decades of working in various areas related to Human Resource Management, Training and Development, Consumer Protection, Supervision of commercial banks, cooperative banks and NBFCs. Her areas of specialisation include financial inclusion, financial literacy, priority sector lending, financial consumer protection, and soft skills for handling complaints, communication skills etc.
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Anand Upadhyay
Educational / Professional qualification
B.A. (Economics), MBA (Information Systems), Certified Associate of Indian Institute of Banking and Finance, Certified assessor from XLRI for Assessment and Development centres, Certified Information Systems Auditor from ISACA, Certified Bank Trainer from IIBF.
Shri Upadhyay has more than two decades of experience in the areas of banking and finance. Having worked with two commercial banks prior to joining Reserve Bank of India, he has been a part of RBI since 2002, evolving and implementing policies across a wide spectrum of areas of RBI’s engagement like human resource management, information technology (project management especially IT projects, BCP implementation, data centre management), payment and settlement systems, currency management, supervision of urban co-operative banks, non-bank supervision, financial literacy, and financial inclusion and development. He has also been a Nominee Director on the board of a Regional Rural Bank. He has been an Information Systems Auditor in the Risk Based Internal Audit of RBI. Prior to joining CAB also, he has been actively involved in training and capacity building of bankers through various Regioanal Office initiated programmes and webinars, along with being an empanelled member of visiting faculty to CAB. He has also been associated with CAB in Development Center Workshops as an assessor. His areas of interest include Information Systems Audit, Cyber Security, Payments & Settlement Systems, Soft skills and Inclusive Finance.
Saugata Chakraborty
Educational / Professional qualification
M. Com. (University of Calcutta); Certified Associate of Indian Institute of Bankers; ACI Dealing Certificate
Shri Chakraborty had joined RBI in 2005 and has experience of working in the areas of Banking, Currency Management, Premises, Human Resources, Market Operations and Intelligence and Non-Banking Supervision. He is a published author and has been associated with B-Schools and Police Training Academies as a speaker on financial markets and frauds.
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Nivedita Dwivedi
Educational / Professional qualification
B.Tech in Computer Science and Engineering, MA in Elementary Education from Tata Institute of Social Sciences, CAIIB
Ms. Dwivedi joined the Bank in 2008. She was involved in implementing policies in areas like Payment and Settlement Systems and other areas of IT engagement of Bank like IT project management, BCP implementation, Data Centre Management etc. She was also been involved in policy formulation in the foreign exchange management including foreign trade.
Her areas of interest lie in the field of Education, financial inclusion and financial literacy.
mrs
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Educational / Professional qualification
B.Com (Honours) from Shri Ram College of Commerce (Delhi University); MBA (Banking and Finance); Certified Associate of Indian Institute of Banking and Finance (CAIIB).
Shri Kumar has around eighteen years’ experience in areas relating to supervision of commercial banks and urban cooperative banks, banker to banks & government, public debt management, payment & settlement systems and HR management. He has inspected head offices of various commercial banks under CAMELS and Risk Based Supervision approaches. He has also inspected several urban co-operative banks situated in Maharashtra. He was also a RBI nominee director on the board of a RRB. His areas of specialization include banking regulation and supervision, balance sheet analysis, credit management, NPA management, investment management, capital adequacy, regulatory compliance, etc.
Educational / Professional qualification
B. Sc (Maths), MBA (Finance), Postgraduate Award in Financial Markets & Financial Risk Management from Warwick Business School, UK, FRM (GARP, USA), CFA (CFA Institute, USA)
Experience: Shri Pandey had 9 years of experience in bank regulation. He handled Basel II and Basel III implementation, formulation of framework and assessment of Domestic Systemically Important Banks, assessment of market risk models of banks and formulation of guidelines on various aspects related to credit risk. He also had 5 years of experience in supervision in the areas like On-site inspection of Public Sector Banks covering areas such as assessment of capital, credit risk, market risk and liquidity risk, Headed Market Risk Group at Risk Specialist Division, DOS, CO for one year. He also Worked as Senior Supervisory Manager (SSM) of Punjab & Sind Bank for one and half years.
International Experience: Shri Pandey was part of Basel Committee on Banking Supervision’s Regulatory Consistency Assessment Programme of Mexico in 2014-15. He worked as member of Basel Committee on Banking Supervision’s Quantitative Impact Study (QIS) working group formed to assess the impact of Basel III regulatory reforms (2015-17). He was also the part of International Monetary Fund’s Technical Assistance Mission to Papua New Guinea to assist them on formulation of regulations applicable to financial institutions (March-April 2021).
Educational / Professional qualification
B.Sc (H) Physics, Hindu College (Delhi University); Certified Associate of Indian Institute of Banking and Finance (CAIIB).
Shri Abhishek joined the bank in 2008. His areas of experience include Supervision of Commercial banks & Urban Cooperative banks, IT project management, HR Operations and budgeting. He has inspected head offices of various PvtSBs, PSBs and SFBs under Risk Based Supervision approaches. He has also inspected Urban Co-operative banks situated in Gujarat. His areas of specialization include banking regulation and supervision, Compliance, Risk Management, Customer Service and Capital adequacy.
Educational / Professional qualification
B.A.L, LLB, MBA (Banking & Finance), Certified Associate of Indian Institute of Banking and Finance.
Shri Murlee joined the Bank in 2006 and has experience in areas relating to Financial Literacy, Financial Inclusion and Development, Supervision of Commercial Banks and IT Project Management. He has inspected head offices of various PvSBs & PSB under Risk Based Supervision and Camels approaches. He also has wide experience as Lead District Officer of the Bank in Gujarat and Kerala. His areas of specialization include Banking regulation and supervision, Compliance, Risk Management, MSME financing, Priority Sector Lending, Financial Literacy, and Customer Service in banks.
