Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

10,72,130

1757,00

1676,26

13,08,045

2984,44

2678,93

6

39,17

28,31

1. Direct Finance

10,65,840

1594,37

1543,08

12,91,984

2438,21

2296,26

3

14,64

14,60

2. Indirect Finance

6,290

162,63

133,18

16,061

546,23

382,67

3

24,53

13,72

II.

INDUSTRY

1,53,372

3826,27

3236,27

1,65,735

5502,67

4575,84

181

358,22

212,55

1. Mining & Quarrying

272

76,00

68,20

368

69,75

50,53

2

36

83

2. Food Manufacturing & Processing

7,859

1295,06

959,96

4,800

762,23

602,29

8

31,71

9,73

(a)

Rice Mills, Flour & Dal Mills

6,336

1071,04

761,04

3,043

277,29

178,52

1

25

25

(b)

Sugar

21

40,55

39,89

71

246,96

249,10

2

5,00

6,46

(c)

Edible Oils & Vanaspati

361

105,44

93,17

340

63,39

47,29

2

20,02

55

(d)

Tea Processing

3

22

22

9

2,83

2,88

-

-

-

(e)

Processing of Fruits & Vegetables

14

2,35

2,59

45

12,27

9,45

-

-

-

(f)

Others

1,124

75,48

63,04

1,292

159,49

115,04

3

6,44

2,46

3. Beverage & Tobacco

86

24,34

18,01

271

419,12

305,79

5

17,65

5,53

4. Textiles

1,884

180,34

176,94

2,573

467,56

417,07

10

22,50

20,87

(a)

Cotton Textiles

496

110,25

96,05

695

249,90

223,69

2

13,00

12,10

(b)

Jute Textiles

9

4,08

2,86

18

22,60

14,67

-

-

-

(c)

Handloom Textiles & Khadi

394

2,54

2,28

1,027

8,06

6,85

1

3

3

(d)

Other Textiles

985

63,46

75,76

833

186,99

171,87

7

9,47

8,75

5. Paper, Paper Products & Printing

819

71,15

59,14

1,421

205,87

179,08

7

18,30

15,57

6. Leather & Leather Products

112

38,99

61,54

250

17,69

14,18

1

3

3

7. Rubber & Rubber Products

169

31,26

17,21

438

87,86

46,69

-

-

-

8. Chemicals & Chemical Products

1,061

447,98

412,01

2,760

774,57

643,31

54

121,09

72,00

(a)

Heavy Industrial Chemicals

91

56,07

48,80

92

25,73

20,95

7

10,18

2,64

(b)

Fertilisers

35

97,28

90,22

41

123,58

93,15

2

13,10

12,78

(c)

Drugs & Pharmaceuticals

339

198,63

193,89

1,085

411,22

329,85

34

63,96

46,05

(d)

Non-Edible Oils

33

20,33

15,32

42

24,22

20,35

1

25

4

(e)

Other Chemicals & Chemical Products

563

75,68

63,79

1,500

189,82

179,01

10

33,60

10,50

9. Petroleum, Coal Products & Nuclear Fuels

37

46,27

14,66

60

11,76

6,83

3

4,75

52

10. Manufacture of Cement & Cement Products

345

122,84

94,34

395

231,03

236,54

2

2,95

3,00

11. Basic Metals & Metal Products

722

318,64

295,47

1,536

918,47

794,72

26

32,58

30,74

(a)

Iron & Steel

233

224,49

210,76

421

768,70

661,35

17

27,50

26,35

(b)

Non-Ferrous Metals

64

25,30

30,10

59

24,25

21,24

1

5

2

(c)

Other Metal Products

425

68,85

54,61

1,056

125,52

112,13

8

5,02

4,37

12. Engineering

1,705

499,28

445,08

2,934

354,67

289,77

33

84,46

35,10

(a)

Heavy Engineering

154

114,57

96,75

219

82,65

84,87

1

12,00

23

(b)

Light Engineering

643

90,93

72,50

1,355

116,68

90,73

16

33,31

2,15

(c)

Electrical Machinery & Goods

566

188,44

163,25

1,127

89,95

50,66

6

11,37

4,47

(d)

Electronic Machinery & Goods

342

105,34

112,59

233

65,39

63,51

10

27,78

28,26

13. Vehicles, Vehicle Parts & Transport Equipments

1,828

40,50

36,21

1,054

58,11

47,08

3

68

39

14. Other Industries

1,35,001

403,60

368,02

1,44,052

628,55

548,92

20

17,59

14,90

15. Electricity, Gas & Water

116

199,58

181,51

171

351,75

255,82

-

-

-

(a)

Electricity Generation & Transmission

70

194,84

176,29

141

345,87

249,85

-

-

-

(b)

Non-Conventional Energy

10

2,09

1,98

8

1,93

1,86

-

-

-

(c)

Gas, Steam & Water Supply

36

2,66

3,25

22

3,95

4,12

-

-

-

16. Construction

1,356

30,43

27,98

2,652

143,67

137,24

7

3,58

3,34

III.

TRANSPORT OPERATORS

20,702

258,74

198,67

33,903

297,04

250,93

9

34

34

IV.

PROFESSIONAL AND OTHER SERVICES

29,936

211,60

172,25

1,05,400

645,94

552,95

67

5,52

11,48

V.

PERSONAL LOANS

6,00,013

2396,84

2121,96

6,06,912

2310,07

2026,52

37,446

210,86

136,12

1. Loans for Purchase of Consumer Durables

34,596

89,45

67,99

53,823

126,99

105,61

1

3

3

2. Loans for Housing

89,175

974,59

881,22

98,928

853,21

733,78

20

3,34

1,78

3. Rest of the Personal Loans

4,76,242

1332,81

1172,76

4,54,161

1329,88

1187,13

37,425

207,49

134,31

VI.

TRADE

1,75,035

3722,32

2919,02

2,14,927

1749,14

1502,13

38

11,81

10,90

1. Wholesale Trade

17,732

291,47

253,88

11,769

900,71

785,39

14

10,61

10,03

2. Retail Trade

1,57,303

3430,85

2665,15

2,03,158

848,43

716,74

24

1,20

87

VII.

FINANCE

3,044

150,44

124,82

2,108

188,08

151,36

5

8,90

5,70

VIII. ALL OTHERS

84,570

1105,22

986,89

2,82,166

1588,24

1474,84

4,987

55,07

50,44

TOTAL BANK CREDIT

21,38,802

13428,44

11436,15

27,19,196

15265,62

13213,48

42,739

689,89

455,84

OF WHICH:

1. Artisans & Village Industries

36,784

125,81

130,26

73,751

131,84

121,26

-

-

-

2. Other Small Scale Industries

78,484

1398,43

1117,37

61,173

1020,27

794,59

6

5,46

1,77

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

8,69,506

984,83

936,06

64,470

403,62

371,00

33,14,157

6169,05

5690,57

1. Direct Finance

8,41,639

952,03

906,57

60,560

280,33

247,20

32,60,026

5279,58

5007,70

2. Indirect Finance

27,867

32,80

29,49

3,910

123,28

123,81

54,131

889,47

682,86

II.

INDUSTRY

39,698

45,68

39,32

17,384

2173,62

1918,29

3,76,370

11906,45

9982,27

1. Mining & Quarrying

14

54

46

40

19,68

18,20

696

166,33

138,22

2. Food Manufacturing & Processing

852

5,51

3,99

727

239,16

183,93

14,246

2333,67

1759,89

(a)

Rice Mills, Flour & Dal Mills

143

2,72

2,30

432

76,13

43,97

9,955

1427,42

986,08

(b)

Sugar

-

-

-

28

73,85

67,85

122

366,36

363,30

(c)

Edible Oils & Vanaspati

27

38

28

78

35,18

27,37

808

224,40

168,67

(d)

Tea Processing

-

-

-

3

15

5

15

3,20

3,15

(e)

Processing of Fruits & Vegetables

-

-

-

11

6,54

6,40

70

21,16

18,44

(f)

Others

682

2,41

1,41

175

47,31

38,29

3,276

291,12

220,24

3. Beverage & Tobacco

1

7

8

28

64,57

59,88

391

525,75

389,27

4. Textiles

216

1,24

98

794

217,38

188,79

5,477

889,01

804,64

(a)

Cotton Textiles

24

10

10

447

112,51

90,32

1,664

485,76

422,24

(b)

Jute Textiles

-

-

-

19

8,37

6,26

46

35,05

23,78

(c)

Handloom Textiles & Khadi

11

5

4

20

3,15

78

1,453

13,83

9,98

(d)

Other Textiles

181

1,09

84

308

93,35

91,43

2,314

354,37

348,64

5. Paper, Paper Products & Printing

11

12

7

526

57,36

50,57

2,784

352,80

304,42

6. Leather & Leather Products

3

2

2

36

2,21

1,04

402

58,95

76,80

7. Rubber & Rubber Products

7

4

5

61

3,86

3,52

675

123,02

67,47

8. Chemicals & Chemical Products

55

89

85

950

506,27

425,63

4,880

1850,80

1553,81

(a)

Heavy Industrial Chemicals

-

-

-

195

30,86

32,18

385

122,83

104,56

(b)

Fertilisers

-

-

-

19

202,93

176,84

97

436,89

373,00

(c)

Drugs & Pharmaceuticals

2

19

19

186

155,55

126,15

1,646

829,55

696,13

(d)

Non-Edible Oils

-

-

-

8

88

85

84

45,67

36,55

(e)

Other Chemicals & Chemical Products

53

70

66

542

116,05

89,61

2,668

415,85

343,56

9. Petroleum, Coal Products & Nuclear Fuels

2

8

8

16

43,40

43,18

118

106,26

65,27

10. Manufacture of Cement & Cement Products

19

53

38

56

93,88

95,18

817

451,23

429,44

11. Basic Metals & Metal Products

29

44

35

521

134,85

129,69

2,834

1404,97

1250,97

(a)

Iron & Steel

-

-

-

326

109,82

104,55

997

1130,51

1003,02

(b)

Non-Ferrous Metals

-

-

-

24

7,25

6,63

148

56,84

57,99

(c)

Other Metal Products

29

44

35

171

17,79

18,51

1,689

217,62

189,96

12. Engineering

153

1,75

1,42

321

114,17

113,72

5,146

1054,33

885,10

(a)

Heavy Engineering

41

1,09

91

35

15,34

24,54

450

225,65

207,29

(b)

Light Engineering

84

47

35

143

21,07

16,18

2,241

262,45

181,92

(c)

Electrical Machinery & Goods

27

15

12

105

64,67

60,86

1,831

354,57

279,36

(d)

Electronic Machinery & Goods

1

5

5

38

13,09

12,13

624

211,65

216,53

13. Vehicles, Vehicle Parts & Transport Equipments

128

1,57

1,19

170

14,85

12,92

3,183

115,70

97,78

14. Other Industries

38,180

31,90

28,53

12,605

346,32

319,36

3,29,858

1427,97

1279,73

15. Electricity, Gas & Water

1

6

6

34

193,99

177,19

322

745,38

614,59

(a)

Electricity Generation & Transmission

-

-

-

18

186,42

170,99

229

727,13

597,13

(b)

Non-Conventional Energy

-

-

-

2

5,96

4,81

20

9,98

8,65

(c)

Gas, Steam & Water Supply

1

6

6

14

1,60

1,39

73

8,27

8,82

16. Construction

27

92

80

499

121,68

95,50

4,541

300,28

264,86

III.

TRANSPORT OPERATORS

7,575

32,20

25,27

2,788

62,10

49,13

64,977

650,43

524,35

IV.

PROFESSIONAL AND OTHER SERVICES

32,482

38,75

32,22

7,596

220,33

180,62

1,75,481

1122,14

949,51

V.

PERSONAL LOANS

2,55,844

379,61

338,05

67,738

301,41

258,52

15,67,953

5598,80

4881,17

1. Loans for Purchase of Consumer Durables

24,449

32,27

27,56

7,549

17,27

13,87

1,20,418

266,00

215,06

2. Loans for Housing

23,675

69,13

63,98

4,466

66,71

55,47

2,16,264

1966,97

1736,22

3. Rest of the Personal Loans

2,07,720

278,22

246,51

55,723

217,43

189,18

12,31,271

3365,83

2929,88

VI.

TRADE

1,17,044

122,57

101,55

28,017

553,78

456,72

5,35,061

6159,63

4990,32

1. Wholesale Trade

3,905

7,91

7,08

3,813

250,12

202,29

37,233

1460,82

1258,67

2. Retail Trade

1,13,139

114,66

94,46

24,204

303,66

254,43

4,97,828

4698,80

3731,65

VII.

FINANCE

4

12

12

1,261

84,46

73,24

6,422

432,01

355,24

VIII. ALL OTHERS

1,62,757

173,39

153,68

20,312

343,77

305,38

5,54,792

3265,68

2971,23

TOTAL BANK CREDIT

14,84,910

1777,17

1626,27

2,09,566

4143,08

3612,90

65,95,213

35304,20

  30344,65

OF WHICH:

1. Artisans & Village Industries

30,489

23,30

20,98

4,291

6,93

6,79

1,45,315

287,88

279,28

2. Other Small Scale Industries

6,986

9,64

8,42

6,721

260,48

203,25

1,53,370

2694,29

2125,40