Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,415

55,25

23,08

1,476

330,58

210,91

-

-

-

1. Direct Finance

1,205

6,09

4,62

1,243

76,32

63,05

-

-

-

2. Indirect Finance

210

49,16

18,46

233

254,27

147,86

-

-

-

II.

INDUSTRY

21,262

600,81

522,69

9,311

1161,06

856,56

77

120,32

97,87

1. Mining & Quarrying

4

3,90

3,21

14

2,62

2,68

-

-

-

2. Food Manufacturing & Processing

91

141,29

129,44

158

257,39

156,07

1

3

3

(a)

Rice Mills, Flour & Dal Mills

27

8,02

6,90

23

27,72

24,95

1

3

3

(b)

Sugar

18

86,25

71,62

5

7,62

7,45

-

-

-

(c)

Edible Oils & Vanaspati

17

7,46

6,39

16

206,43

109,15

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

6

5,67

10,48

9

75

75

-

-

-

(f)

Others

23

33,89

34,06

105

14,86

13,78

-

-

-

3. Beverage & Tobacco

5

6,80

6,56

5

5,96

5,23

2

52

52

4. Textiles

53

35,28

31,91

1,057

196,83

154,37

-

-

-

(a)

Cotton Textiles

32

21,19

20,78

821

156,78

120,84

-

-

-

(b)

Jute Textiles

-

-

-

1

6

11

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

7

51

40

-

-

-

(d)

Other Textiles

21

14,09

11,13

228

39,49

33,02

-

-

-

5. Paper, Paper Products & Printing

49

8,98

7,31

203

31,51

28,25

7

52

36

6. Leather & Leather Products

10

11,60

11,14

16

8,56

7,26

1

2

2

7. Rubber & Rubber Products

6

3,48

3,78

121

1,72

93

3

21

19

8. Chemicals & Chemical Products

219

105,24

89,83

367

99,99

94,34

7

65,06

37,04

(a)

Heavy Industrial Chemicals

4

2,27

3,68

38

49,08

43,63

-

-

-

(b)

Fertilisers

7

11,96

6,96

11

4,24

6,78

-

-

-

(c)

Drugs & Pharmaceuticals

130

37,11

31,13

149

32,31

30,32

4

62,00

36,73

(d)

Non-Edible Oils

1

2,00

2,09

1

2,73

3,55

-

-

-

(e)

Other Chemicals & Chemical Products

77

51,90

45,98

168

11,63

10,06

3

3,07

31

9. Petroleum, Coal Products & Nuclear Fuels

7

45

42

3

30

7

2

8

8

10. Manufacture of Cement & Cement Products

12

1,21

90

26

1,77

1,77

-

-

-

11. Basic Metals & Metal Products

202

61,01

57,79

463

209,85

145,14

4

6,98

6,42

(a)

Iron & Steel

34

25,27

24,95

86

57,97

40,06

1

5,00

4,93

(b)

Non-Ferrous Metals

2

36

48

13

2,82

2,74

-

-

-

(c)

Other Metal Products

166

35,39

32,35

364

149,06

102,35

3

1,98

1,48

12. Engineering

162

132,50

106,76

416

91,15

81,05

22

43,96

51,01

(a)

Heavy Engineering

11

9,51

7,90

44

7,62

5,45

2

5

6

(b)

Light Engineering

55

2,74

2,76

217

14,77

12,39

2

22

22

(c)

Electrical Machinery & Goods

50

20,05

18,43

102

28,48

23,05

1

3

3

(d)

Electronic Machinery & Goods

46

100,21

77,67

53

40,27

40,16

17

43,65

50,70

13. Vehicles, Vehicle Parts & Transport Equipments

55

6,90

6,68

124

127,62

84,97

8

1,81

1,27

14. Other Industries

20,352

80,06

65,44

6,112

50,26

42,56

20

1,13

94

15. Electricity, Gas & Water

2

6

4

24

69,38

47,35

-

-

-

(a)

Electricity Generation & Transmission

2

6

4

23

69,24

47,21

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

14

14

-

-

-

16. Construction

33

2,05

1,48

202

6,15

4,52

-

-

-

III.

TRANSPORT OPERATORS

162

3,39

2,64

887

10,06

10,02

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

632

12,93

9,52

1,582

111,72

101,89

3

18

5

V.

PERSONAL LOANS

20,610

101,14

78,58

47,625

249,62

201,18

524

13,88

14,01

1. Loans for Purchase of Consumer Durables

3,265

15,00

11,52

7,202

33,54

26,55

169

4,87

5,02

2. Loans for Housing

1,796

21,30

18,61

5,883

78,83

61,91

4

68

68

3. Rest of the Personal Loans

15,549

64,84

48,45

34,540

137,25

112,72

351

8,33

8,32

VI.

TRADE

2,073

2727,45

2071,40

6,176

289,27

231,08

6

1,18

60

1. Wholesale Trade

418

2679,19

2030,87

587

61,39

51,73

-

-

-

2. Retail Trade

1,655

48,27

40,53

5,589

227,88

179,35

6

1,18

60

VII. FINANCE

18

10,86

4,99

72

82,59

58,77

-

-

-

VIII.ALL OTHERS

15,104

81,10

87,51

9,828

193,64

165,90

57

1,97

2,03

TOTAL BANK CREDIT

61,276

3592,92

2800,42

76,957

2428,54

1836,31

667

137,53

114,57

OF WHICH:

1. Artisans & Village Industries

5,423

9,28

8,63

2,846

4,31

4,25

-

-

-

2. Other Small Scale Industries

4,690

82,44

71,59

3,236

190,68

156,03

8

3,96

68

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

16

38,50

22,75

2,907

424,33

256,74

1. Direct Finance

-

-

-

8

2,71

2,66

2,456

85,12

70,33

2. Indirect Finance

-

-

-

8

35,79

20,09

451

339,22

186,41

II.

INDUSTRY

-

-

-

3,837

143,13

111,90

34,487

2025,31

1589,02

1. Mining & Quarrying

-

-

-

-

-

-

18

6,52

5,89

2. Food Manufacturing & Processing

-

-

-

7

5,94

5,69

257

404,65

291,24

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

51

35,77

31,87

(b)

Sugar

-

-

-

2

45

43

25

94,32

79,49

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

33

213,90

115,54

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

15

6,42

11,23

(f)

Others

-

-

-

5

5,49

5,27

133

54,25

53,10

3. Beverage & Tobacco

-

-

-

1

3,00

37

13

16,28

12,68

4. Textiles

-

-

-

15

11,12

9,62

1,125

243,23

195,90

(a)

Cotton Textiles

-

-

-

14

9,50

7,81

867

187,46

149,43

(b)

Jute Textiles

-

-

-

-

-

-

1

6

11

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

7

51

40

(d)

Other Textiles

-

-

-

1

1,62

1,80

250

55,20

45,95

5. Paper, Paper Products & Printing

-

-

-

11

2,86

2,60

270

43,86

38,51

6. Leather & Leather Products

-

-

-

6

84

82

33

21,02

19,24

7. Rubber & Rubber Products

-

-

-

1

2

-

131

5,42

4,90

8. Chemicals & Chemical Products

-

-

-

31

28,26

17,64

624

298,56

238,84

(a)

Heavy Industrial Chemicals

-

-

-

5

5,69

5,26

47

57,04

52,57

(b)

Fertilisers

-

-

-

-

-

-

18

16,21

13,73

(c)

Drugs & Pharmaceuticals

-

-

-

17

21,25

11,44

300

152,67

109,62

(d)

Non-Edible Oils

-

-

-

-

-

-

2

4,73

5,64

(e)

Other Chemicals & Chemical Products

-

-

-

9

1,32

94

257

67,91

57,28

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12

83

57

10. Manufacture of Cement & Cement Products

-

-

-

7

2,21

3,28

45

5,19

5,94

11. Basic Metals & Metal Products

-

-

-

27

31,19

29,81

696

309,02

239,15

(a)

Iron & Steel

-

-

-

23

25,18

24,66

144

113,41

94,60

(b)

Non-Ferrous Metals

-

-

-

1

5

5

16

3,23

3,27

(c)

Other Metal Products

-

-

-

3

5,96

5,10

536

192,38

141,28

12. Engineering

-

-

-

31

24,38

11,02

631

291,99

249,84

(a)

Heavy Engineering

-

-

-

13

6,05

3,27

70

23,23

16,67

(b)

Light Engineering

-

-

-

12

3,96

3,08

286

21,70

18,45

(c)

Electrical Machinery & Goods

-

-

-

3

11,47

3,16

156

60,02

44,67

(d)

Electronic Machinery & Goods

-

-

-

3

2,90

1,53

119

187,04

170,05

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

65

3,10

2,92

252

139,43

95,84

14. Other Industries

-

-

-

3,603

13,05

13,07

30,087

144,50

122,01

15. Electricity, Gas & Water

-

-

-

1

10,00

10,69

27

79,44

58,08

(a)

Electricity Generation & Transmission

-

-

-

1

10,00

10,69

26

79,30

57,94

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

14

14

16. Construction

-

-

-

31

7,17

4,38

266

15,37

10,38

III.

TRANSPORT OPERATORS

-

-

-

27

87

73

1,076

14,32

13,39

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

136

19,81

17,88

2,353

144,63

129,35

V.

PERSONAL LOANS

-

-

-

2,799

29,84

25,31

71,558

394,48

319,08

1. Loans for Purchase of Consumer Durables

-

-

-

177

1,12

1,07

10,813

54,53

44,16

2. Loans for Housing

-

-

-

146

3,32

2,94

7,829

104,13

84,14

3. Rest of the Personal Loans

-

-

-

2,476

25,41

21,29

52,916

235,82

190,78

VI.

TRADE

-

-

-

202

24,70

18,85

8,457

3042,60

2321,93

1. Wholesale Trade

-

-

-

76

11,00

7,78

1,081

2751,57

2090,39

2. Retail Trade

-

-

-

126

13,70

11,06

7,376

291,02

231,55

VII. FINANCE

-

-

-

5

25,31

20,07

95

118,76

83,84

VIII.ALL OTHERS

-

-

-

3,050

32,43

32,83

28,039

309,14

288,27

TOTAL BANK CREDIT

-

-

-

10,072

314,59

250,32

1,48,972

6473,57

5001,62

OF WHICH:

1. Artisans & Village Industries

-

-

-

962

1,37

1,37

9,231

14,96

14,26

2. Other Small Scale Industries

-

-

-

1,725

9,81

9,02

9,659

286,89

237,32