EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,33,992

314,19

273,92

2,68,975

377,01

322,07

1.

Direct Finance

2,30,702

284,36

247,25

2,67,258

328,36

287,27

2.

Indirect Finance

3,290

29,83

26,67

1,717

48,65

34,81

II.

INDUSTRY

58,882

668,58

528,90

61,641

875,05

782,43

1.

Mining & Quarrying

75

25,76

20,21

110

70,01

60,58

2.

Food Manufacturing & Processing

841

97,12

75,50

1,068

81,63

64,50

(a)

Rice Mills, Flour & Dal Mills

433

59,24

41,17

410

30,60

23,28

(b)

Sugar

7

6,76

8,82

6

8,06

5,89

(c)

Edible Oils & Vanaspati

62

18,74

15,87

63

5,81

5,19

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

5

30

27

11

4,60

1,18

(f)

Others

334

12,08

9,38

578

32,56

28,96

3.

Beverage & Tobacco

25

3,84

3,95

15

5,16

4,55

4.

Textiles

492

17,62

15,51

573

43,78

42,90

(a)

Cotton Textiles

83

5,63

4,62

75

31,83

33,24

(b)

Jute Textiles

3

20

15

6

3,77

2,53

(c)

Handloom Textiles & Khadi

88

1,23

1,15

60

98

93

(d)

Other Textiles

318

10,57

9,59

432

7,20

6,20

5.

Paper, Paper Products & Printing

226

77,63

42,90

318

17,85

17,69

6.

Leather & Leather Products

31

1,57

1,92

50

62

61

7.

Rubber & Rubber Products

32

3,00

2,60

84

14,78

14,57

8.

Chemicals & Chemical Products

326

45,53

38,53

282

36,33

34,23

(a)

Heavy Industrial Chemicals

24

12,24

7,90

19

5,11

5,33

(b)

Fertilisers

6

2,50

2,91

8

16,97

16,06

(c)

Drugs & Pharmaceuticals

86

4,22

3,70

67

4,14

2,83

(d)

Non-Edible Oils

1

7

8

3

29

26

(e)

Other Chemicals & Chemical Products

209

26,50

23,94

185

9,83

9,74

9.

Petroleum, Coal Products & Nuclear Fuels

24

1,19

1,06

19

2,50

1,33

10.

Manufacture of Cement & Cement Products

112

44,88

33,43

252

53,82

42,12

11.

Basic Metals & Metal Products

430

135,48

116,41

644

235,57

223,32

(a)

Iron & Steel

106

83,31

69,22

147

170,31

159,47

(b)

Non-Ferrous Metals

34

29,90

27,29

26

35,48

36,29

(c)

Other Metal Products

290

22,26

19,89

471

29,78

27,56

12.

Engineering

430

30,45

24,34

423

31,42

23,27

(a)

Heavy Engineering

16

1,20

99

23

6,95

5,99

(b)

Light Engineering

183

12,70

10,31

160

6,24

4,79

(c)

Electrical Machinery & Goods

192

12,51

9,76

219

16,82

10,99

(d)

Electronic Machinery & Goods

39

4,04

3,27

21

1,42

1,50

13.

Vehicles, Vehicle Parts & Transport Equipments

397

13,84

7,48

187

10,80

9,64

14.

Other Industries

55,358

163,66

140,67

56,856

152,54

133,50

15.

Electricity, Gas & Water

13

1,33

70

49

98,42

91,46

(a)

Electricity Generation & Transmission

8

98

35

47

98,22

91,26

(b)

Non-Conventional Energy

1

7

7

2

20

20

(c)

Gas, Steam & Water Supply

4

27

28

-

-

-

16.

Construction

70

5,68

3,71

711

19,81

18,17

III.

TRANSPORT OPERATORS

4,506

57,45

43,72

12,110

101,12

85,22

IV.

PROFESSIONAL AND OTHER SERVICES

3,062

22,20

17,35

56,156

181,55

172,39

V.

PERSONAL LOANS

1,45,561

415,36

365,06

1,26,972

379,97

336,67

1.

Loans for Purchase of Consumer Durables

15,324

30,73

26,56

13,909

27,63

23,09

2.

Loans for Housing

9,890

136,02

122,85

12,719

140,39

124,40

3.

Rest of the Personal Loans

1,20,347

248,62

215,65

1,00,344

211,95

189,17

VI.

TRADE

1,49,215

313,43

270,58

1,84,696

400,40

356,86

1.

Wholesale Trade

5,359

61,70

54,91

5,717

88,26

79,20

2.

Retail Trade

1,43,856

251,73

215,67

1,78,979

312,13

277,67

VII.

FINANCE

1,251

21,10

13,71

711

22,84

18,46

VIII.

ALL OTHERS

22,323

144,84

127,23

1,01,443

237,94

213,82

TOTAL BANK CREDIT

6,18,792

1957,14

1640,45

8,12,704

2575,88

2287,92

OF WHICH:

1.

Artisans & Village Industries

26,729

33,80

30,71

26,752

37,58

36,13

2.

Other Small Scale Industries

23,639

205,38

170,30

32,422

189,86

173,67

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

2

5,31

2,07

3,17,259

279,76

232,71

1.

Direct Finance

-

-

-

3,15,548

271,36

225,27

2.

Indirect Finance

2

5,31

2,07

1,711

8,40

7,44

II.

INDUSTRY

8

14,65

9,77

64,019

54,00

45,21

1.

Mining & Quarrying

-

-

-

3

68

28

2.

Food Manufacturing & Processing

-

-

-

106

1,85

1,45

(a)

Rice Mills, Flour & Dal Mills

-

-

-

76

1,48

1,09

(b)

Sugar

-

-

-

1

3

3

(c)

Edible Oils & Vanaspati

-

-

-

2

1

1

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

27

32

32

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

3

3,40

3,39

46

70

66

(a)

Cotton Textiles

-

-

-

6

9

9

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

5

6

6

(d)

Other Textiles

3

3,40

3,39

35

55

51

5.

Paper, Paper Products & Printing

-

-

-

17

21

17

6.

Leather & Leather Products

-

-

-

2

2

3

7.

Rubber & Rubber Products

-

-

-

2

1

1

8.

Chemicals & Chemical Products

1

5,30

4,92

7

11

11

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

5,30

4,92

2

1

1

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

5

11

10

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

3,50

-

4

2

2

11.

Basic Metals & Metal Products

1

2,00

95

13

2,18

2,20

(a)

Iron & Steel

1

2,00

95

3

2,11

2,14

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

10

7

6

12.

Engineering

-

-

-

13

16

12

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

3

5

4

(c)

Electrical Machinery & Goods

-

-

-

10

11

8

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

10

14

13

14.

Other Industries

1

45

51

63,791

47,86

39,98

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

5

7

6

III.

TRANSPORT OPERATORS

-

-

-

14,575

65,32

51,78

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

24,473

22,79

20,20

V.

PERSONAL LOANS

-

-

-

96,082

120,45

103,23

1.

Loans for Purchase of Consumer Durables

-

-

-

6,758

9,17

7,33

2.

Loans for Housing

-

-

-

2,305

20,40

17,53

3.

Rest of the Personal Loans

-

-

-

87,019

90,89

78,36

VI.

TRADE

-

-

-

1,87,874

155,79

127,33

1.

Wholesale Trade

-

-

-

1,147

3,18

2,84

2.

Retail Trade

-

-

-

1,86,727

152,61

124,49

VII.

FINANCE

-

-

-

5

6

5

VIII.

ALL OTHERS

-

-

-

44,515

42,61

39,32

TOTAL BANK CREDIT

10

19,96

11,83

7,48,802

740,79

619,83

OF WHICH:

1.

Artisans & Village Industries

-

-

-

53,730

38,73

32,52

2.

Other Small Scale Industries

1

5,30

4,92

8,513

8,90

7,15

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

9

1,50

1,23

8,20,237

977,77

832,01

1.

Direct Finance

9

1,50

1,23

8,13,517

885,58

761,02

2.

Indirect Finance

-

-

-

6,720

92,19

70,99

II.

INDUSTRY

87

2,53

2,41

1,84,637

1614,80

1368,71

1.

Mining & Quarrying

-

-

-

188

96,45

81,06

2.

Food Manufacturing & Processing

-

-

-

2,015

180,61

141,46

(a)

Rice Mills, Flour & Dal Mills

-

-

-

919

91,33

65,54

(b)

Sugar

-

-

-

14

14,86

14,73

(c)

Edible Oils & Vanaspati

-

-

-

127

24,56

21,07

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

16

4,90

1,45

(f)

Others

-

-

-

939

44,97

38,66

3.

Beverage & Tobacco

-

-

-

40

9,00

8,49

4.

Textiles

3

2

2

1,117

65,52

62,49

(a)

Cotton Textiles

-

-

-

164

37,55

37,96

(b)

Jute Textiles

-

-

-

9

3,97

2,68

(c)

Handloom Textiles & Khadi

-

-

-

153

2,27

2,14

(d)

Other Textiles

3

2

2

791

21,74

19,72

5.

Paper, Paper Products & Printing

4

36

35

565

96,04

61,11

6.

Leather & Leather Products

-

-

-

83

2,21

2,56

7.

Rubber & Rubber Products

-

-

-

118

17,79

17,17

8.

Chemicals & Chemical Products

-

-

-

616

87,27

77,79

(a)

Heavy Industrial Chemicals

-

-

-

43

17,35

13,23

(b)

Fertilisers

-

-

-

14

19,46

18,97

(c)

Drugs & Pharmaceuticals

-

-

-

156

13,67

11,46

(d)

Non-Edible Oils

-

-

-

4

36

34

(e)

Other Chemicals & Chemical Products

-

-

-

399

36,44

33,78

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

43

3,69

2,39

10.

Manufacture of Cement & Cement Products

-

-

-

370

102,22

75,56

11.

Basic Metals & Metal Products

-

-

-

1,088

375,22

342,88

(a)

Iron & Steel

-

-

-

257

257,73

231,78

(b)

Non-Ferrous Metals

-

-

-

60

65,38

63,59

(c)

Other Metal Products

-

-

-

771

52,11

47,51

12.

Engineering

1

3

3

867

62,06

47,75

(a)

Heavy Engineering

-

-

-

39

8,16

6,98

(b)

Light Engineering

-

-

-

346

18,99

15,14

(c)

Electrical Machinery & Goods

-

-

-

421

29,43

20,83

(d)

Electronic Machinery & Goods

1

3

3

61

5,49

4,80

13.

Vehicles, Vehicle Parts & Transport Equipments

30

14

13

624

24,91

17,37

14.

Other Industries

40

1,00

93

1,76,046

365,52

315,59

15.

Electricity, Gas & Water

-

-

-

62

99,75

92,16

(a)

Electricity Generation & Transmission

-

-

-

55

99,21

91,61

(b)

Non-Conventional Energy

-

-

-

3

27

27

(c)

Gas, Steam & Water Supply

-

-

-

4

27

28

16.

Construction

9

97

95

795

26,54

22,89

III.

TRANSPORT OPERATORS

72

1,22

1,12

31,263

225,11

181,84

IV.